Real Reviews · Columbia
Top-Reviewed Insurance Agents in Columbia, TN
What are customers actually saying? Read verified reviews for insurance agents in Columbia — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Columbia, TN by verified customer ratings and review volume. The highest-rated is JennaLynn Drake - State Farm Insurance Agent with a 5.0-star rating from 319 verified reviews. Also in the top tier: Farmers Insurance - Matthew Harms and Jeremy Baker - State Farm Insurance Agent. The average rating across all listed insurance agents in Columbia is 4.7 stars from 97 reviews per business on average.
Insurance in Columbia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
97
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
JennaLynn Drake - State Farm Insurance Agent
1204 S Main St A, Columbia, TN 38401, USA
Farmers Insurance - Matthew Harms
1116 Nashville Hwy Ste 106a, Columbia, TN 38401, USA
Jeremy Baker - State Farm Insurance Agent
1508 Hatcher Ln, Columbia, TN 38401, USA
Insurance Agents Rankings in Columbia, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | JennaLynn Drake - State Farm Insurance Agent1204 S Main St A, Columbia, TN 38401, USA | 5.0★ | 319 |
| #2 | Farmers Insurance - Matthew Harms1116 Nashville Hwy Ste 106a, Columbia, TN 38401, USA | 5.0★ | 238 |
| #3 | Jeremy Baker - State Farm Insurance Agent1508 Hatcher Ln, Columbia, TN 38401, USA | 4.9★ | 186 |
| #4 | Acceptance Insurance2120 Brookmeade Dr B, Columbia, TN 38401, USA | 4.7★ | 124 |
| #5 | Landers Insurance Agency LLCA 514 N Garden St, Columbia, TN 38401, USA | 4.9★ | 51 |
| #6 | Shelter Insurance - Tommy Hight1603 Carmack Blvd, Columbia, TN 38401, USA | 4.9★ | 59 |
| #7 | Big Bend Insurance Group315 W 7th St, Columbia, TN 38401, USA | 5.0★ | 67 |
| #8 | Haulers Insurance Co Inc2504 Keith Dr, Columbia, TN 38401, USA | 3.8★ | 292 |
| #9 | Mid State Insurance Agency Inc.1130 Carmack Blvd, Columbia, TN 38401, USA | 4.9★ | 16 |
| #10 | Terry Johnson Insurance Agency Inc2518 Pulaski Hwy, Columbia, TN 38401, USA | 4.2★ | 24 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Columbia
Acceptance Insurance
2120 Brookmeade Dr B, Columbia, TN 38401, USA
Landers Insurance Agency LLC
A 514 N Garden St, Columbia, TN 38401, USA
Shelter Insurance - Tommy Hight
1603 Carmack Blvd, Columbia, TN 38401, USA
Big Bend Insurance Group
315 W 7th St, Columbia, TN 38401, USA
Haulers Insurance Co Inc
2504 Keith Dr, Columbia, TN 38401, USA
Mid State Insurance Agency Inc.
1130 Carmack Blvd, Columbia, TN 38401, USA
Terry Johnson Insurance Agency Inc
2518 Pulaski Hwy, Columbia, TN 38401, USA
Foster Insurance Agency Inc
204 W 4th St, Columbia, TN 38401, USA
Direct Auto Insurance
1810 Shady Brook St #1, Columbia, TN 38401, USA
Hunter Cary - State Farm Insurance Agent
909 S Garden St, Columbia, TN 38401, USA
Woodmen of the World Insurance
2313 Campbell Park Dr, Columbia, TN 38401, USA
Chris Jones - State Farm Insurance Agent
609 S James Campbell Blvd, Columbia, TN 38401, USA
Shelter Insurance - Ann Barnick
1740 N Main St I, Columbia, TN 38401, USA
Allen Insurance Group
1509 Carmack Blvd, Columbia, TN 38401, USA
Sunstar Insurance Tennessee
1040 N James Campbell Blvd STE 105, Columbia, TN 38401, USA
Guthrie-Love Insurance Agency
101 7th Ave, Columbia, TN 38401, USA
Farm Bureau Insurance
181 Theta Pike, Columbia, TN 38401, USA
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Frequently Asked Questions — Insurance Agents in Columbia
What is the difference between a captive and independent insurance agent in Columbia?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Columbia cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Columbia?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Columbia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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