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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Columbus, OH by verified customer ratings and review volume. The highest-rated is Equitable Mortgage with a 5.0-star rating from 1,201 verified reviews. Also in the top tier: Lower Mortgage and The Daniel Sa Team - NFM Lending, Columbus OH. The average rating across all listed mortgage brokers in Columbus is 5 stars from 474 reviews per business on average.
Mortgage brokers in Columbus: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
474
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Equitable Mortgage
655 Metro Pl S Suite 500, Dublin, OH 43017, USA
Lower Mortgage
711 N High St 7th Floor, Columbus, OH 43215, USA
The Daniel Sa Team - NFM Lending, Columbus OH
1 Easton Oval #500, Columbus, OH 43219, USA
Mortgage Brokers Rankings in Columbus, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Equitable Mortgage655 Metro Pl S Suite 500, Dublin, OH 43017, USA | 5.0★ | 1,201 |
| #2 | Lower Mortgage711 N High St 7th Floor, Columbus, OH 43215, USA | 4.9★ | 4,293 |
| #3 | The Daniel Sa Team - NFM Lending, Columbus OH1 Easton Oval #500, Columbus, OH 43219, USA | 4.9★ | 969 |
| #4 | Liberty Capital Services LLC438 E Wilson Bridge Rd #106, Columbus, OH 43085, USA | 4.9★ | 239 |
| #5 | Ultimate Mortgage Brokers, LLC3 Easton Oval Suite 235, Columbus, OH 43219, USA | 5.0★ | 26 |
| #6 | Ryan Miracle - Ruoff Mortgage8101 N High St #300, Columbus, OH 43235, USA | 5.0★ | 87 |
| #7 | Nations Lending - Columbus, OH Branch - NMLS: 127233810 N High St Suite 200, Office 221, Columbus, OH 43215, USA | 4.9★ | 1,074 |
| #8 | Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker5 E Winter St #200, Delaware, OH 43015, USA | 5.0★ | 121 |
| #9 | Ohio Capital Mortgage107 Commerce Park Dr B, Westerville, OH 43082, USA | 5.0★ | 127 |
| #10 | Covita Lending1 E Campus View Blvd #260, Columbus, OH 43235, USA | 5.0★ | 128 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Columbus
Liberty Capital Services LLC
438 E Wilson Bridge Rd #106, Columbus, OH 43085, USA
Ultimate Mortgage Brokers, LLC
3 Easton Oval Suite 235, Columbus, OH 43219, USA
Ryan Miracle - Ruoff Mortgage
8101 N High St #300, Columbus, OH 43235, USA
Nations Lending - Columbus, OH Branch - NMLS: 1272338
10 N High St Suite 200, Office 221, Columbus, OH 43215, USA
Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker
5 E Winter St #200, Delaware, OH 43015, USA
Ohio Capital Mortgage
107 Commerce Park Dr B, Westerville, OH 43082, USA
Covita Lending
1 E Campus View Blvd #260, Columbus, OH 43235, USA
NFM Lending - Great Lakes Division
1 Easton Oval #500, Columbus, OH 43219, USA
Jesse Heath - NFM Lending NMLS 284429
1900 Polaris Pkwy #203, Columbus, OH 43240, USA
Premier Nationwide Lending
921 Chatham Ln Suite 101, Columbus, OH 43221, USA
LFG Lending
1001 Eastwind Dr, Westerville, OH 43081, USA
The Sauk Team - Joe Sauk
1880 MacKenzie Dr, Columbus, OH 43220, USA
Mutual of Omaha Mortgage
355 E Campus View Blvd Suite 200, Columbus, OH 43235, USA
Affinity Group Mortgage
1335 Worthington Woods Blvd, Columbus, OH 43085, USA
Revolution Mortgage
580 N 4th St Suite 220, Columbus, OH 43215, USA
Central Ohio Mortgage
2057 Stringtown Rd, Grove City, OH 43123, USA
Financial One Mortgage Corporation
110 Northwoods Blvd Suite 1-A, Columbus, OH 43235, USA
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Frequently Asked Questions — Mortgage Brokers in Columbus
What does a mortgage broker do differently than going directly to a bank in Columbus?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Columbus?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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