Verified · Columbus
Trusted Mortgage Brokers in Columbus, OH
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Columbus have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Columbus, OH by verified customer ratings and review volume. The highest-rated is Equitable Mortgage with a 5.0-star rating from 1,201 verified reviews. Also in the top tier: Lower Mortgage and The Daniel Sa Team - NFM Lending, Columbus OH. The average rating across all listed mortgage brokers in Columbus is 5 stars from 474 reviews per business on average.
Mortgage brokers in Columbus: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
474
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Equitable Mortgage
655 Metro Pl S Suite 500, Dublin, OH 43017, USA
Lower Mortgage
711 N High St 7th Floor, Columbus, OH 43215, USA
The Daniel Sa Team - NFM Lending, Columbus OH
1 Easton Oval #500, Columbus, OH 43219, USA
Mortgage Brokers Rankings in Columbus, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Equitable Mortgage655 Metro Pl S Suite 500, Dublin, OH 43017, USA | 5.0★ | 1,201 |
| #2 | Lower Mortgage711 N High St 7th Floor, Columbus, OH 43215, USA | 4.9★ | 4,293 |
| #3 | The Daniel Sa Team - NFM Lending, Columbus OH1 Easton Oval #500, Columbus, OH 43219, USA | 4.9★ | 969 |
| #4 | Ultimate Mortgage Brokers, LLC3 Easton Oval Suite 235, Columbus, OH 43219, USA | 5.0★ | 26 |
| #5 | Central Ohio Mortgage2057 Stringtown Rd, Grove City, OH 43123, USA | 5.0★ | 27 |
| #6 | Financial One Mortgage Corporation110 Northwoods Blvd Suite 1-A, Columbus, OH 43235, USA | 5.0★ | 108 |
| #7 | Liberty Capital Services LLC438 E Wilson Bridge Rd #106, Columbus, OH 43085, USA | 4.9★ | 239 |
| #8 | Ryan Miracle - Ruoff Mortgage8101 N High St #300, Columbus, OH 43235, USA | 5.0★ | 87 |
| #9 | Nations Lending - Columbus, OH Branch - NMLS: 127233810 N High St Suite 200, Office 221, Columbus, OH 43215, USA | 4.9★ | 1,074 |
| #10 | Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker5 E Winter St #200, Delaware, OH 43015, USA | 5.0★ | 121 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Columbus
Ultimate Mortgage Brokers, LLC
3 Easton Oval Suite 235, Columbus, OH 43219, USA
Central Ohio Mortgage
2057 Stringtown Rd, Grove City, OH 43123, USA
Financial One Mortgage Corporation
110 Northwoods Blvd Suite 1-A, Columbus, OH 43235, USA
Liberty Capital Services LLC
438 E Wilson Bridge Rd #106, Columbus, OH 43085, USA
Ryan Miracle - Ruoff Mortgage
8101 N High St #300, Columbus, OH 43235, USA
Nations Lending - Columbus, OH Branch - NMLS: 1272338
10 N High St Suite 200, Office 221, Columbus, OH 43215, USA
Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker
5 E Winter St #200, Delaware, OH 43015, USA
Ohio Capital Mortgage
107 Commerce Park Dr B, Westerville, OH 43082, USA
Covita Lending
1 E Campus View Blvd #260, Columbus, OH 43235, USA
NFM Lending - Great Lakes Division
1 Easton Oval #500, Columbus, OH 43219, USA
Jesse Heath - NFM Lending NMLS 284429
1900 Polaris Pkwy #203, Columbus, OH 43240, USA
Premier Nationwide Lending
921 Chatham Ln Suite 101, Columbus, OH 43221, USA
LFG Lending
1001 Eastwind Dr, Westerville, OH 43081, USA
The Sauk Team - Joe Sauk
1880 MacKenzie Dr, Columbus, OH 43220, USA
Mutual of Omaha Mortgage
355 E Campus View Blvd Suite 200, Columbus, OH 43235, USA
Affinity Group Mortgage
1335 Worthington Woods Blvd, Columbus, OH 43085, USA
Revolution Mortgage
580 N 4th St Suite 220, Columbus, OH 43215, USA
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Frequently Asked Questions — Mortgage Brokers in Columbus
What does a mortgage broker do differently than going directly to a bank in Columbus?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Columbus?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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