Low Cost · Commerce City
Cheap Mortgage Brokers in Commerce City, CO — Best Prices
Compare mortgage brokers prices in Commerce City to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Commerce City, CO by verified customer ratings and review volume. The highest-rated is Industry Home Mortgage with a 5.0-star rating from 81 verified reviews. Also in the top tier: Think Home Loans and Sustain Mortgage LLC. The average rating across all listed mortgage brokers in Commerce City is 5 stars from 37 reviews per business on average.
Mortgage brokers in Commerce City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
5★
Avg rating
37
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Industry Home Mortgage
250 Fillmore St Suite 150, Denver, CO 80206, USA
Think Home Loans
8354 E Northfield Blvd #3700, Denver, CO 80238, USA
Sustain Mortgage LLC
2675 Beeler St, Denver, CO 80238, USA
Mortgage Brokers Rankings in Commerce City, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Industry Home Mortgage250 Fillmore St Suite 150, Denver, CO 80206, USA | 5.0★ | 81 |
| #2 | Think Home Loans8354 E Northfield Blvd #3700, Denver, CO 80238, USA | 4.9★ | 80 |
| #3 | Sustain Mortgage LLC2675 Beeler St, Denver, CO 80238, USA | 5.0★ | 60 |
| #4 | Versatile Lending2570 Lawrence St Unit 104, Denver, CO 80205, USA | 5.0★ | 25 |
| #5 | Luna Lending - Brandon Wilkinson1900 N Grant St UNIT 850, Denver, CO 80203, USA | 5.0★ | 15 |
| #6 | Jason Schott | Mortgage Broker - NMLS 25402424045 N Pecos St #201, Denver, CO 80211, USA | 5.0★ | 30 |
| #7 | Red Rocks Real Estate Lending2301 Blake St Suite 100, Denver, CO 80205, USA | 5.0★ | 10 |
| #8 | Independent Mortgage Brokers6825 E Tennessee Ave # 415, Denver, CO 80224, USA | 5.0★ | 21 |
| #9 | Joe Rocchio, Mortgage Broker NMLS 20985868354 E Northfield Blvd #3700, Denver, CO 80238, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Commerce City
Versatile Lending
2570 Lawrence St Unit 104, Denver, CO 80205, USA
Luna Lending - Brandon Wilkinson
1900 N Grant St UNIT 850, Denver, CO 80203, USA
Jason Schott | Mortgage Broker - NMLS 2540242
4045 N Pecos St #201, Denver, CO 80211, USA
Red Rocks Real Estate Lending
2301 Blake St Suite 100, Denver, CO 80205, USA
Independent Mortgage Brokers
6825 E Tennessee Ave # 415, Denver, CO 80224, USA
Joe Rocchio, Mortgage Broker NMLS 2098586
8354 E Northfield Blvd #3700, Denver, CO 80238, USA
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Frequently Asked Questions — Mortgage Brokers in Commerce City
What does a mortgage broker do differently than going directly to a bank in Commerce City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Commerce City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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