24/7 Available · Coon Rapids

24-Hour Mortgage Brokers in Coon Rapids, MN — Always Available

Emergencies don't keep business hours. These mortgage brokers in Coon Rapids are available 24 hours a day, 7 days a week — including holidays.

As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Coon Rapids, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Quality Choice Mortgage with a 5.0-star rating from 141 Google reviews and an RNM Score of 85/100. Also in the top tier: New American Funding - Bob Haft and CMG Financial - Scott Miller Sales Manager. The average rating across all listed mortgage brokers in Coon Rapids is 4.9 stars from 49 reviews per business on average.

Mortgage brokers in Coon Rapids: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Christopher Gams

Christopher Gams is top-ranked for combining strong local reputation with personalized service, making him a standout choice in Coon Rapids.

Most Reviewed

New American Funding - Bob Haft

A high number of reviews indicates a broad base of client experiences, offering consumers a more reliable sense of service quality and trustworthiness.

When choosing a mortgage broker in Coon Rapids, compare local expertise and responsiveness alongside rates, and read recent reviews to gauge customer satisfaction. Personal referrals can also be valuable for finding a broker who matches your specific needs.

Filter:

Local Market Snapshot

12

Businesses listed

4.9★

Avg rating

49

Avg reviews

Jun 10, 2026

Last updated

Top Rated Mortgage Brokers

5.0(141 reviews)

Coon Rapids mortgage broker with a perfect 5.0-star rating from over 140 reviews.

13750 Crosstown Dr NW # 200, Andover, MN 55304, USA
5.0(71 reviews)

Trusted by dozens of locals, this Coon Rapids broker holds a flawless 5.0★ rating.

10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA
5.0(71 reviews)

With a flawless 5.0 star rating from 71 reviews, this Coon Rapids broker is highly trusted.

8960 Springbrook Dr NW Suite 200, Coon Rapids, MN 55433, USA

Mortgage Brokers Rankings in Coon Rapids, MN

#BusinessRatingReviews
#1Quality Choice Mortgage13750 Crosstown Dr NW # 200, Andover, MN 55304, USA5.0141
#2New American Funding - Bob Haft10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA5.071
#3CMG Financial - Scott Miller Sales Manager8960 Springbrook Dr NW Suite 200, Coon Rapids, MN 55433, USA5.071
#4Equity Source Mortgage930 111th Ave NW, Coon Rapids, MN 55448, USA5.037
#5Granite Bank : Brandon Peterson11660 Theatre Dr N, Champlin, MN 55316, USA5.022
#6Chris Wambach at CrossCountry Mortgage12301 Central Ave NE Suite 201, Blaine, MN 55434, USA5.045
#7Christopher Gams8960 Springbrook Dr Suite 200, Coon Rapids, MN 55433, USA5.013
#8New American Funding - Coon Rapids10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA4.779
#9Fairway Financial Services, Inc.11165 Zealand Ave N, Champlin, MN 55316, USA4.811
#10Reyna Rousseau at CrossCountry Mortgage12301 Central Ave NE Suite 201, Blaine, MN 55434, USA4.747

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Coon Rapids

4
5.0· 37 reviews

Exceptional 5.0-star rating from 37 Google reviews in Coon Rapids.

930 111th Ave NW, Coon Rapids, MN 55448, USA

5
5.0· 22 reviews

Earns a perfect 5.0-star rating from over 20 Google reviews in Coon Rapids.

11660 Theatre Dr N, Champlin, MN 55316, USA

6
5.0· 45 reviews

Rated 5.0 stars from 45 Google reviews, this Coon Rapids mortgage broker is highly trusted.

12301 Central Ave NE Suite 201, Blaine, MN 55434, USA

7
5.0· 13 reviews

Exceptional 5.0-star rating from 13 Google reviews for a Coon Rapids mortgage broker.

8960 Springbrook Dr Suite 200, Coon Rapids, MN 55433, USA

8
4.7· 79 reviews

A trusted local mortgage broker with a 4.7-star rating from 79 Google reviews.

10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA

9
4.8· 11 reviews

4.8 stars from 11 Google reviews, highlighting exceptional local client satisfaction.

11165 Zealand Ave N, Champlin, MN 55316, USA

10
4.7· 47 reviews

Trusted by locals with a strong 4.7-star rating from 47 reviews.

12301 Central Ave NE Suite 201, Blaine, MN 55434, USA

11
5.0· 24 reviews

5.0 stars from 24 reviews, making it a top-rated local mortgage broker.

9298 Central Ave NE # 419, Blaine, MN 55434, USA

12
5.0· 31 reviews

Rated 5.0 stars from 31 Google reviews, this Coon Rapids mortgage broker is highly trusted.

12301 Central Ave NE Suite 201, Blaine, MN 55434, USA

Data from Google Business listings
Updated regularly with real reviews
No obligation to contact
Free to compare

Get Free Quotes

We'll connect you with the top mortgage brokers in Coon Rapids, MN.

Free · No obligation · Local pros only

Mortgage Brokers in Coon Rapids, MN — Compared

#BusinessRNM ScoreRatingReviews
1Quality Choice Mortgage85/1005.0 ★141
2New American Funding - Bob Haft82/1005.0 ★71
3CMG Financial - Scott Miller Sales Manager82/1005.0 ★71
4Equity Source Mortgage78/1005.0 ★37
5Granite Bank : Brandon Peterson75/1005.0 ★22
6Chris Wambach at CrossCountry Mortgage79/1005.0 ★45
7Christopher Gams73/1005.0 ★13
8New American Funding - Coon Rapids77/1004.7 ★79
9Fairway Financial Services, Inc.68/1004.8 ★11
10Reyna Rousseau at CrossCountry Mortgage74/1004.7 ★47

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

✨ New · AI Visibility

Get your business on AI — ChatGPT, Perplexity & Google AI

AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Coon Rapids to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.

Frequently Asked Questions — Mortgage Brokers in Coon Rapids

What does a mortgage broker do differently than going directly to a bank in Coon Rapids?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Coon Rapids?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in MN?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Mortgage Brokers in Nearby Cities

Compare top-rated mortgage brokers in cities near you.

How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

More Home Services in Coon Rapids

Related Searches

About This Mortgage Brokers Directory — Coon Rapids, MN

This page lists and ranks 12 mortgage brokers serving Coon Rapids, MN as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 49 customer reviews per business. The top-ranked mortgage brokers in Coon Rapids by our algorithm is Quality Choice Mortgage (5.0 stars, 141 reviews). Mortgage brokers in Coon Rapids: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Coon Rapids: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Coon Rapids