Best Value · Coon Rapids
Affordable Mortgage Brokers in Coon Rapids, MN
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As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Coon Rapids, MN by verified customer ratings and review volume. The highest-rated is Quality Choice Mortgage with a 5.0-star rating from 141 verified reviews. Also in the top tier: CMG Financial - Scott Miller Sales Manager and New American Funding - Bob Haft. The average rating across all listed mortgage brokers in Coon Rapids is 4.9 stars from 49 reviews per business on average.
Mortgage brokers in Coon Rapids: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
49
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Quality Choice Mortgage
13750 Crosstown Dr NW # 200, Andover, MN 55304, USA
CMG Financial - Scott Miller Sales Manager
8960 Springbrook Dr NW Suite 200, Coon Rapids, MN 55433, USA
New American Funding - Bob Haft
10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA
Mortgage Brokers Rankings in Coon Rapids, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Quality Choice Mortgage13750 Crosstown Dr NW # 200, Andover, MN 55304, USA | 5.0★ | 141 |
| #2 | CMG Financial - Scott Miller Sales Manager8960 Springbrook Dr NW Suite 200, Coon Rapids, MN 55433, USA | 5.0★ | 71 |
| #3 | New American Funding - Bob Haft10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA | 5.0★ | 71 |
| #4 | Chris Wambach at CrossCountry Mortgage12301 Central Ave NE Suite 201, Blaine, MN 55434, USA | 5.0★ | 45 |
| #5 | New American Funding - Coon Rapids10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA | 4.7★ | 79 |
| #6 | Christopher Gams8960 Springbrook Dr Suite 200, Coon Rapids, MN 55433, USA | 5.0★ | 13 |
| #7 | Granite Bank : Brandon Peterson11660 Theatre Dr N, Champlin, MN 55316, USA | 5.0★ | 22 |
| #8 | Fairway Financial Services, Inc.11165 Zealand Ave N, Champlin, MN 55316, USA | 4.8★ | 11 |
| #9 | Brenna Hoberg at CrossCountry Mortgage12301 Central Ave NE Suite 201, Blaine, MN 55434, USA | 5.0★ | 31 |
| #10 | Erika Dragich - Loan Officer at MegaStar Financial Corp9298 Central Ave NE # 419, Blaine, MN 55434, USA | 5.0★ | 24 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Coon Rapids
Chris Wambach at CrossCountry Mortgage
12301 Central Ave NE Suite 201, Blaine, MN 55434, USA
New American Funding - Coon Rapids
10160 Foley Blvd NW Ste. 200, Coon Rapids, MN 55448, USA
Christopher Gams
8960 Springbrook Dr Suite 200, Coon Rapids, MN 55433, USA
Granite Bank : Brandon Peterson
11660 Theatre Dr N, Champlin, MN 55316, USA
Fairway Financial Services, Inc.
11165 Zealand Ave N, Champlin, MN 55316, USA
Brenna Hoberg at CrossCountry Mortgage
12301 Central Ave NE Suite 201, Blaine, MN 55434, USA
Erika Dragich - Loan Officer at MegaStar Financial Corp
9298 Central Ave NE # 419, Blaine, MN 55434, USA
Equity Source Mortgage
930 111th Ave NW, Coon Rapids, MN 55448, USA
Reyna Rousseau at CrossCountry Mortgage
12301 Central Ave NE Suite 201, Blaine, MN 55434, USA
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Frequently Asked Questions — Mortgage Brokers in Coon Rapids
What does a mortgage broker do differently than going directly to a bank in Coon Rapids?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Coon Rapids?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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