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Pricing Guide · Covington

Financial Advisors Cost in Covington, KY — 2026 Price Guide

What should you pay for financial advisors in Covington? See real 2026 price ranges from local pros and get free quotes to compare.

As of May 2026, RatingsNearMe ranks 20 financial advisors in Covington, KY by verified customer ratings and review volume. The highest-rated is Legacy Financial with a 5.0-star rating from 3 verified reviews. Also in the top tier: Mariner and Queen City Financial Advisors, LLC. The average rating across all listed financial advisors in Covington is 5 stars from 17 reviews per business on average.

Financial advisors in Covington typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

5★

Avg rating

17

Avg reviews

May 17, 2026

Last updated

Top Rated Financial Advisors

🥇

Legacy Financial

5.0(3 reviews)

117 E 4th St, Covington, KY 41011, USA

🥈

Mariner

5.0(1 reviews)

312 Walnut St # 2300, Cincinnati, OH 45202, USA

🥉

Queen City Financial Advisors, LLC

5.0(1 reviews)

212 E 3rd St #100, Cincinnati, OH 45202, USA

Financial Advisors Rankings in Covington, KY

#BusinessRatingReviews
#1Legacy Financial117 E 4th St, Covington, KY 41011, USA5.03
#2Mariner312 Walnut St # 2300, Cincinnati, OH 45202, USA5.01
#3Queen City Financial Advisors, LLC212 E 3rd St #100, Cincinnati, OH 45202, USA5.01
#4Wurz Financial Services | Cincinnati Financial Planner201 E 5th St Suite 1900, Cincinnati, OH 45202, USA5.026
#5Constellation Wealth Advisors255 E 5th St #3000, Cincinnati, OH 45202, USA5.01
#6Hyde Park Wealth Advisors2702 Erie Ave UNIT 308, Cincinnati, OH 45208, USA5.02
#7Realize Wealth Management3805 Edwards Rd STE 200, Cincinnati, OH 45209, USA5.050
#8Incline Wealth Advisors4030 Smith Rd Suite 200, Cincinnati, OH 45209, USA5.021
#9Niehoff & Associates3706 Harrison Ave, Cincinnati, OH 45211, USA5.015
#10THOR Wealth Management Inc.7346 Beechmont Ave, Cincinnati, OH 45230, USA5.06

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Financial Advisors in Covington

4

Wurz Financial Services | Cincinnati Financial Planner

5.0· 26 reviews

201 E 5th St Suite 1900, Cincinnati, OH 45202, USA

5

Constellation Wealth Advisors

5.0· 1 reviews

255 E 5th St #3000, Cincinnati, OH 45202, USA

6

Hyde Park Wealth Advisors

5.0· 2 reviews

2702 Erie Ave UNIT 308, Cincinnati, OH 45208, USA

7

Realize Wealth Management

5.0· 50 reviews

3805 Edwards Rd STE 200, Cincinnati, OH 45209, USA

8

Incline Wealth Advisors

5.0· 21 reviews

4030 Smith Rd Suite 200, Cincinnati, OH 45209, USA

9

Niehoff & Associates

5.0· 15 reviews

3706 Harrison Ave, Cincinnati, OH 45211, USA

10

THOR Wealth Management Inc.

5.0· 6 reviews

7346 Beechmont Ave, Cincinnati, OH 45230, USA

11

Cornerstone Retirement Advisors, Inc. - Raymond James

4.7· 15 reviews

1139 Fehl Ln, Cincinnati, OH 45230, USA

12

HCM Wealth Advisors & CPAs

5.0· 4 reviews

6116 Harrison Ave, Cincinnati, OH 45247, USA

13

Foster & Motley Wealth Management

5.0· 2 reviews

7755 Montgomery Rd #100, Cincinnati, OH 45236, USA

14

Hillcrest Financial Group - Cincinnati

5.0· 23 reviews

8044 Montgomery Rd Suite 258, Cincinnati, OH 45236, USA

15

Truepoint Wealth Counsel

5.0· 3 reviews

9999 Carver Rd Suite 200, Cincinnati, OH 45242, USA

16

Kehoe Financial Advisors

5.0· 9 reviews

125 Boggs Ln, Cincinnati, OH 45246, USA

17

Kevin Webb, Certified Financial Planner(TM)

5.0· 1 reviews

125 Boggs Ln, Cincinnati, OH 45246, USA

18

WealthWise Financial Group. LLC

5.0· 52 reviews

1325 E Kemper Rd Suite 201, Cincinnati, OH 45246, USA

19

Carson Wealth (formerly Total Wealth Planning)

5.0· 102 reviews

4665 Cornell Rd Suite 160, Cincinnati, OH 45241, USA

20

Patton Financial Group

5.0· 1 reviews

2808 Mack Rd, Fairfield, OH 45014, USA

Data from Google Business listings
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Frequently Asked Questions — Financial Advisors in Covington

What is a fiduciary financial advisor and why does it matter in Covington?

A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Covington, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.

How do I verify a financial advisor is registered and legitimate?

Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.

How do financial advisors charge for their services in Covington?

Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.

What credentials should I look for in a financial advisor?

CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.

How are the financial advisors on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Financial Advisors Directory — Covington, KY

This page lists and ranks 20 financial advisors serving Covington, KY as of May 2026. The average verified rating across all listings is 5 stars, with an average of 17 customer reviews per business. The top-ranked financial advisors in Covington by our algorithm is Legacy Financial (5.0 stars, 3 reviews). Financial advisors in Covington typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a financial advisors in Covington: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the KY licensing board before hiring.

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