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4.5+ Stars · Covington
Highly Rated Financial Advisors in Covington, KY
Only the best make this list. These financial advisors in Covington have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 financial advisors in Covington, KY by verified customer ratings and review volume. The highest-rated is Legacy Financial with a 5.0-star rating from 3 verified reviews. Also in the top tier: Mariner and Queen City Financial Advisors, LLC. The average rating across all listed financial advisors in Covington is 5 stars from 17 reviews per business on average.
Financial advisors in Covington typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
17
Avg reviews
May 17, 2026
Last updated
Top Rated Financial Advisors
Legacy Financial
117 E 4th St, Covington, KY 41011, USA
Mariner
312 Walnut St # 2300, Cincinnati, OH 45202, USA
Queen City Financial Advisors, LLC
212 E 3rd St #100, Cincinnati, OH 45202, USA
Financial Advisors Rankings in Covington, KY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Legacy Financial117 E 4th St, Covington, KY 41011, USA | 5.0★ | 3 |
| #2 | Mariner312 Walnut St # 2300, Cincinnati, OH 45202, USA | 5.0★ | 1 |
| #3 | Queen City Financial Advisors, LLC212 E 3rd St #100, Cincinnati, OH 45202, USA | 5.0★ | 1 |
| #4 | Wurz Financial Services | Cincinnati Financial Planner201 E 5th St Suite 1900, Cincinnati, OH 45202, USA | 5.0★ | 26 |
| #5 | Constellation Wealth Advisors255 E 5th St #3000, Cincinnati, OH 45202, USA | 5.0★ | 1 |
| #6 | Hyde Park Wealth Advisors2702 Erie Ave UNIT 308, Cincinnati, OH 45208, USA | 5.0★ | 2 |
| #7 | Realize Wealth Management3805 Edwards Rd STE 200, Cincinnati, OH 45209, USA | 5.0★ | 50 |
| #8 | Incline Wealth Advisors4030 Smith Rd Suite 200, Cincinnati, OH 45209, USA | 5.0★ | 21 |
| #9 | Niehoff & Associates3706 Harrison Ave, Cincinnati, OH 45211, USA | 5.0★ | 15 |
| #10 | THOR Wealth Management Inc.7346 Beechmont Ave, Cincinnati, OH 45230, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Financial Advisors in Covington
Wurz Financial Services | Cincinnati Financial Planner
201 E 5th St Suite 1900, Cincinnati, OH 45202, USA
Constellation Wealth Advisors
255 E 5th St #3000, Cincinnati, OH 45202, USA
Hyde Park Wealth Advisors
2702 Erie Ave UNIT 308, Cincinnati, OH 45208, USA
Realize Wealth Management
3805 Edwards Rd STE 200, Cincinnati, OH 45209, USA
Incline Wealth Advisors
4030 Smith Rd Suite 200, Cincinnati, OH 45209, USA
Niehoff & Associates
3706 Harrison Ave, Cincinnati, OH 45211, USA
THOR Wealth Management Inc.
7346 Beechmont Ave, Cincinnati, OH 45230, USA
Cornerstone Retirement Advisors, Inc. - Raymond James
1139 Fehl Ln, Cincinnati, OH 45230, USA
HCM Wealth Advisors & CPAs
6116 Harrison Ave, Cincinnati, OH 45247, USA
Foster & Motley Wealth Management
7755 Montgomery Rd #100, Cincinnati, OH 45236, USA
Hillcrest Financial Group - Cincinnati
8044 Montgomery Rd Suite 258, Cincinnati, OH 45236, USA
Truepoint Wealth Counsel
9999 Carver Rd Suite 200, Cincinnati, OH 45242, USA
Kehoe Financial Advisors
125 Boggs Ln, Cincinnati, OH 45246, USA
Kevin Webb, Certified Financial Planner(TM)
125 Boggs Ln, Cincinnati, OH 45246, USA
WealthWise Financial Group. LLC
1325 E Kemper Rd Suite 201, Cincinnati, OH 45246, USA
Carson Wealth (formerly Total Wealth Planning)
4665 Cornell Rd Suite 160, Cincinnati, OH 45241, USA
Patton Financial Group
2808 Mack Rd, Fairfield, OH 45014, USA
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Frequently Asked Questions — Financial Advisors in Covington
What is a fiduciary financial advisor and why does it matter in Covington?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Covington, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Covington?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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