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Insurance Agents Near You in Daly City, CA

Find insurance agents close to you in Daly City. All results are sorted by proximity and rated by real local customers.

As of May 2026, RatingsNearMe ranks 19 insurance agents in Daly City, CA by verified customer ratings and review volume. The highest-rated is Freeway Insurance with a 4.6-star rating from 521 verified reviews. Also in the top tier: Jaymi Wessell - State Farm Insurance Agent and Main Street Insurance Agency Inc: Allstate Insurance. The average rating across all listed insurance agents in Daly City is 4.7 stars from 102 reviews per business on average.

Insurance in Daly City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

19

Businesses listed

4.7★

Avg rating

102

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Freeway Insurance

4.6(521 reviews)

7375 Mission St, Daly City, CA 94014, USA

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Jaymi Wessell - State Farm Insurance Agent

5.0(223 reviews)

108 Manor Dr, Pacifica, CA 94044, USA

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Main Street Insurance Agency Inc: Allstate Insurance

4.9(235 reviews)

333 Gellert Blvd Ste 230, Daly City, CA 94015, USA

Insurance Agents Rankings in Daly City, CA

#BusinessRatingReviews
#1Freeway Insurance7375 Mission St, Daly City, CA 94014, USA4.6521
#2Jaymi Wessell - State Farm Insurance Agent108 Manor Dr, Pacifica, CA 94044, USA5.0223
#3Main Street Insurance Agency Inc: Allstate Insurance333 Gellert Blvd Ste 230, Daly City, CA 94015, USA4.9235
#4Daly City Affordable Auto Insurance Agency345 Gellert Blvd G, Daly City, CA 94015, USA4.84
#5Alan Naguit - State Farm Insurance Agent333 Gellert Blvd #101, Daly City, CA 94015, USA5.0102
#6AAA Daly City Branch455 Hickey Blvd, Daly City, CA 94015, USA4.4535
#7Reynaldo Valdez: Allstate Insurance6598 Mission St, Daly City, CA 94014, USA4.823
#8Smart Age Insurance Services6712 Mission St, Daly City, CA 94014, USA4.68
#9Acceptance Insurance553 El Camino Real Ste B, South San Francisco, CA 94080, USA4.9230
#10Econo Insurance7455 El Camino Real B, Daly City, CA 94014, USA4.34

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Daly City

4

Daly City Affordable Auto Insurance Agency

4.8· 4 reviews

345 Gellert Blvd G, Daly City, CA 94015, USA

5

Alan Naguit - State Farm Insurance Agent

5.0· 102 reviews

333 Gellert Blvd #101, Daly City, CA 94015, USA

6

AAA Daly City Branch

4.4· 535 reviews

455 Hickey Blvd, Daly City, CA 94015, USA

7

Reynaldo Valdez: Allstate Insurance

4.8· 23 reviews

6598 Mission St, Daly City, CA 94014, USA

8

Smart Age Insurance Services

4.6· 8 reviews

6712 Mission St, Daly City, CA 94014, USA

9

Acceptance Insurance

4.9· 230 reviews

553 El Camino Real Ste B, South San Francisco, CA 94080, USA

10

Econo Insurance

4.3· 4 reviews

7455 El Camino Real B, Daly City, CA 94014, USA

11

BB Affordable Auto Insurance Daly City, CA

5.0· 1 reviews

2085 Gellert Blvd Suite 8, Daly City, CA 94015, USA

12

Gary Tu - State Farm Insurance Agent

4.4· 11 reviews

2780 Junipero Serra Blvd, Daly City, CA 94015, USA

13

Farmers Insurance - Grace Zhou

5.0· 7 reviews

6777 Mission St Ste A, Daly City, CA 94014, USA

14

InsMall Financial and Insurance Services

4.3· 24 reviews

1080 Sullivan Ave, Daly City, CA 94015, USA

15

HAK Insurance Agency

5.0· 1 reviews

333 Gellert Blvd Suite 201, Daly City, CA 94015, USA

16

MIF Insurance

5.0· 3 reviews

355 Gellert Blvd #240, Daly City, CA 94015, USA

17

Farmers Insurance - Cristina Santos

4.2· 5 reviews

300 Washington St, Daly City, CA 94015, USA

18

Farmers Insurance - Donna Ouyang

5.0· 1 reviews

333 Gellert Blvd Ste 232, Daly City, CA 94015, USA

19

SaveUmore Insurance Agency

5.0· 1 reviews

318 Westlake Center Suite 207, Daly City, CA 94015, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Daly City

What is the difference between a captive and independent insurance agent in Daly City?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CA?

Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.

How much does working with a local insurance agent in Daly City cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Daly City?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Daly City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Daly City, CA

This page lists and ranks 19 insurance agents serving Daly City, CA as of May 2026. The average verified rating across all listings is 4.7 stars, with an average of 102 customer reviews per business. The top-ranked insurance agents in Daly City by our algorithm is Freeway Insurance (4.6 stars, 521 reviews). Insurance in Daly City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Daly City: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Daly City