Top Picks · Davis
Best Mortgage Brokers in Davis, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 19 mortgage brokers in Davis, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Scott T. Davis at CrossCountry Mortgage with a 5.0-star rating from 84 Google reviews and an RNM Score of 94/100. Also in the top tier: Guild Mortgage - Lori Sinor and Guild Mortgage - Jamie Davis. The average rating across all listed mortgage brokers in Davis is 5 stars from 24 reviews per business on average.
Mortgage brokers in Davis: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Scott T. Davis at CrossCountry Mortgage
Scott T. Davis is top-ranked for his strong reputation and extensive experience in the Davis market.
Most Reviewed
Scott T. Davis at CrossCountry Mortgage
A high review count indicates broad client satisfaction and reliability in service.
When choosing a mortgage broker in Davis, compare loan options and fees from multiple brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
24
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Consistently earns a perfect 5.0-star rating from over 80 local reviews.
860 Pacific Coast Hwy Suite C105, El Segundo, CA 90245, USA5.0-star rating from 59 Google reviews reflects exceptional client service.
404 2nd St, Davis, CA 95616, USADavis mortgage broker with a flawless 5.0-star rating from 49 Google reviews.
8074 Precinct Line Rd, Colleyville, TX 76034, USAMortgage Brokers Rankings in Davis, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Scott T. Davis at CrossCountry Mortgage860 Pacific Coast Hwy Suite C105, El Segundo, CA 90245, USA | 5.0★ | 84 |
| #2 | Guild Mortgage - Lori Sinor404 2nd St, Davis, CA 95616, USA | 5.0★ | 59 |
| #3 | Guild Mortgage - Jamie Davis8074 Precinct Line Rd, Colleyville, TX 76034, USA | 5.0★ | 49 |
| #4 | Marc Thompson, Mortgage Lender NMLS Lic. #282260437 F St, Davis, CA 95616, USA | 5.0★ | 37 |
| #5 | Nate Pina - AMC Mortgage422 2nd St, Davis, CA 95616, USA | 5.0★ | 19 |
| #6 | C2 Financial Corp/Steve Oka2050 Lyndell Terrace STE 220, Davis, CA 95616, USA | 5.0★ | 6 |
| #7 | Happy Investments, Inc. Davis CAOak Tree Plaza, 1520 E Covell Blvd Suite B5 - 416D, Davis, CA 95616, USA | — | — |
| #8 | Rick Carrie - Davis PrimeLending Mortgage Lender508 2nd St #102, Davis, CA 95616, USA | 5.0★ | 19 |
| #9 | PrimeLending, A PlainsCapital Company - Yolo508 2nd St #102, Davis, CA 95616, USA | 4.9★ | 19 |
| #10 | Guild Mortgage - Robin Davis4060 Mother Lode Dr, Shingle Springs, CA 95682, USA | 5.0★ | 14 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Davis
5.0-star rating from 37 Google reviews makes this Davis mortgage broker trusted.
437 F St, Davis, CA 95616, USA
Top-rated Davis mortgage broker with a perfect 5.0★ score from nearly 20 reviews.
422 2nd St, Davis, CA 95616, USA
Earns a perfect 5.0-star rating from 6 local Google reviews.
2050 Lyndell Terrace STE 220, Davis, CA 95616, USA
New to Google Maps with no reviews yet; be the first to share your experience.
Oak Tree Plaza, 1520 E Covell Blvd Suite B5 - 416D, Davis, CA 95616, USA
Trusted by Davis homeowners with a perfect 5.0★ rating from over a dozen reviews.
508 2nd St #102, Davis, CA 95616, USA
Rated 4.9 stars from 19 Google reviews, this Davis mortgage broker is highly trusted.
508 2nd St #102, Davis, CA 95616, USA
5.0-star rating from 14 Google reviews for this Davis mortgage broker.
4060 Mother Lode Dr, Shingle Springs, CA 95682, USA
A 5.0-star rating from 6 Google reviews highlights exceptional local client satisfaction.
404 2nd St, Davis, CA 95616, USA
This business has not yet received any online reviews.
133 D St Suite F, Davis, CA 95616, USA
A new mortgage broker in Davis with no customer reviews yet.
304 F St, Davis, CA 95616, USA
5.0 stars from 20 Google reviews, reflecting exceptional client satisfaction.
180 N Glendora Ave # 202, Glendora, CA 91741, USA
Rated 4.6 stars from 28 Google reviews, this Davis mortgage broker is highly recommended.
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
Rated 5.0 stars from 12 Google reviews by local clients.
401 2nd St, Davis, CA 95616, USA
Exceptional 5.0-star rating from Google reviews for a trusted local mortgage broker.
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762, USA
5.0-star rating from five Google reviews reflects exceptional local client service.
1737 Hoffman St, Woodland, CA 95776, USA
5.0-star rating from 3 Google reviews.
404 2nd St, Davis, CA 95616, USA
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Mortgage Brokers in Davis, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Scott T. Davis at CrossCountry Mortgage | 94/100 | 5.0 ★ | 84 |
| 2 | Guild Mortgage - Lori Sinor | 92/100 | 5.0 ★ | 59 |
| 3 | Guild Mortgage - Jamie Davis | 91/100 | 5.0 ★ | 49 |
| 4 | Marc Thompson, Mortgage Lender NMLS Lic. #282260 | 78/100 | 5.0 ★ | 37 |
| 5 | Nate Pina - AMC Mortgage | 75/100 | 5.0 ★ | 19 |
| 6 | C2 Financial Corp/Steve Oka | 81/100 | 5.0 ★ | 6 |
| 7 | Happy Investments, Inc. Davis CA | 15/100 | — | 0 |
| 8 | Rick Carrie - Davis PrimeLending Mortgage Lender | 75/100 | 5.0 ★ | 19 |
| 9 | PrimeLending, A PlainsCapital Company - Yolo | 85/100 | 4.9 ★ | 19 |
| 10 | Guild Mortgage - Robin Davis | 85/100 | 5.0 ★ | 14 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Davis
What does a mortgage broker do differently than going directly to a bank in Davis?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Davis?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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