Licensed · Davis
Licensed & Insured Mortgage Brokers in Davis, CA
Every mortgage brokers listed here carries proper licensing and insurance in CA. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 19 mortgage brokers in Davis, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Scott T. Davis at CrossCountry Mortgage with a 5.0-star rating from 84 Google reviews and an RNM Score of 94/100. Also in the top tier: Guild Mortgage - Lori Sinor and Guild Mortgage - Jamie Davis. The average rating across all listed mortgage brokers in Davis is 5 stars from 24 reviews per business on average.
Mortgage brokers in Davis: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Scott T. Davis at CrossCountry Mortgage
Scott T. Davis is top-ranked for his strong reputation and extensive experience in the Davis market.
Most Reviewed
Scott T. Davis at CrossCountry Mortgage
A high review count indicates broad client satisfaction and reliability in service.
When choosing a mortgage broker in Davis, compare loan options and fees from multiple brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
24
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Consistently earns a perfect 5.0-star rating from over 80 local reviews.
860 Pacific Coast Hwy Suite C105, El Segundo, CA 90245, USA5.0-star rating from 59 Google reviews reflects exceptional client service.
404 2nd St, Davis, CA 95616, USADavis mortgage broker with a flawless 5.0-star rating from 49 Google reviews.
8074 Precinct Line Rd, Colleyville, TX 76034, USAMortgage Brokers Rankings in Davis, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Scott T. Davis at CrossCountry Mortgage860 Pacific Coast Hwy Suite C105, El Segundo, CA 90245, USA | 5.0★ | 84 |
| #2 | Guild Mortgage - Lori Sinor404 2nd St, Davis, CA 95616, USA | 5.0★ | 59 |
| #3 | Guild Mortgage - Jamie Davis8074 Precinct Line Rd, Colleyville, TX 76034, USA | 5.0★ | 49 |
| #4 | Generations Home Loans | David Massey NMLS# 1029444401 2nd St, Davis, CA 95616, USA | 5.0★ | 12 |
| #5 | Tom Davis Jr | Mortgage Consultant1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762, USA | 5.0★ | 1 |
| #6 | Marc Thompson, Mortgage Lender NMLS Lic. #282260437 F St, Davis, CA 95616, USA | 5.0★ | 37 |
| #7 | Nate Pina - AMC Mortgage422 2nd St, Davis, CA 95616, USA | 5.0★ | 19 |
| #8 | C2 Financial Corp/Steve Oka2050 Lyndell Terrace STE 220, Davis, CA 95616, USA | 5.0★ | 6 |
| #9 | Happy Investments, Inc. Davis CAOak Tree Plaza, 1520 E Covell Blvd Suite B5 - 416D, Davis, CA 95616, USA | — | — |
| #10 | Rick Carrie - Davis PrimeLending Mortgage Lender508 2nd St #102, Davis, CA 95616, USA | 5.0★ | 19 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Davis
Rated 5.0 stars from 12 Google reviews by local clients.
401 2nd St, Davis, CA 95616, USA
Exceptional 5.0-star rating from Google reviews for a trusted local mortgage broker.
1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762, USA
5.0-star rating from 37 Google reviews makes this Davis mortgage broker trusted.
437 F St, Davis, CA 95616, USA
Top-rated Davis mortgage broker with a perfect 5.0★ score from nearly 20 reviews.
422 2nd St, Davis, CA 95616, USA
Earns a perfect 5.0-star rating from 6 local Google reviews.
2050 Lyndell Terrace STE 220, Davis, CA 95616, USA
New to Google Maps with no reviews yet; be the first to share your experience.
Oak Tree Plaza, 1520 E Covell Blvd Suite B5 - 416D, Davis, CA 95616, USA
Trusted by Davis homeowners with a perfect 5.0★ rating from over a dozen reviews.
508 2nd St #102, Davis, CA 95616, USA
Rated 4.9 stars from 19 Google reviews, this Davis mortgage broker is highly trusted.
508 2nd St #102, Davis, CA 95616, USA
5.0-star rating from 14 Google reviews for this Davis mortgage broker.
4060 Mother Lode Dr, Shingle Springs, CA 95682, USA
A 5.0-star rating from 6 Google reviews highlights exceptional local client satisfaction.
404 2nd St, Davis, CA 95616, USA
This business has not yet received any online reviews.
133 D St Suite F, Davis, CA 95616, USA
A new mortgage broker in Davis with no customer reviews yet.
304 F St, Davis, CA 95616, USA
5.0 stars from 20 Google reviews, reflecting exceptional client satisfaction.
180 N Glendora Ave # 202, Glendora, CA 91741, USA
5.0-star rating from 3 Google reviews.
404 2nd St, Davis, CA 95616, USA
5.0-star rating from five Google reviews reflects exceptional local client service.
1737 Hoffman St, Woodland, CA 95776, USA
Rated 4.6 stars from 28 Google reviews, this Davis mortgage broker is highly recommended.
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Davis, CA.
Mortgage Brokers in Davis, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Scott T. Davis at CrossCountry Mortgage | 94/100 | 5.0 ★ | 84 |
| 2 | Guild Mortgage - Lori Sinor | 92/100 | 5.0 ★ | 59 |
| 3 | Guild Mortgage - Jamie Davis | 91/100 | 5.0 ★ | 49 |
| 4 | Generations Home Loans | David Massey NMLS# 1029444 | 84/100 | 5.0 ★ | 12 |
| 5 | Tom Davis Jr | Mortgage Consultant | 62/100 | 5.0 ★ | 1 |
| 6 | Marc Thompson, Mortgage Lender NMLS Lic. #282260 | 78/100 | 5.0 ★ | 37 |
| 7 | Nate Pina - AMC Mortgage | 75/100 | 5.0 ★ | 19 |
| 8 | C2 Financial Corp/Steve Oka | 81/100 | 5.0 ★ | 6 |
| 9 | Happy Investments, Inc. Davis CA | 15/100 | — | 0 |
| 10 | Rick Carrie - Davis PrimeLending Mortgage Lender | 75/100 | 5.0 ★ | 19 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Davis to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Davis
What does a mortgage broker do differently than going directly to a bank in Davis?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Davis?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Davis
Related Searches
More ways to find mortgage brokers in Davis
Mortgage Brokers in nearby cities