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As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Daytona Beach, FL by verified customer ratings and review volume. The highest-rated is PrimeLending, A PlainsCapital Company - Melbourne with a 5.0-star rating from 137 verified reviews. Also in the top tier: CMG Home Loans - Ormond Beach and Ormond Mortgage Group, Inc. The average rating across all listed mortgage brokers in Daytona Beach is 5 stars from 54 reviews per business on average.
Mortgage brokers in Daytona Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
54
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
PrimeLending, A PlainsCapital Company - Melbourne
140 S Beach St Suite 405, Daytona Beach, FL 32114, USA
CMG Home Loans - Ormond Beach
900 W Granada Blvd Suite 4, Ormond Beach, FL 32174, USA
Ormond Mortgage Group, Inc
Holland Financial Building, 700 W Granada Blvd #100, Ormond Beach, FL 32174, USA
Mortgage Brokers Rankings in Daytona Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PrimeLending, A PlainsCapital Company - Melbourne140 S Beach St Suite 405, Daytona Beach, FL 32114, USA | 5.0★ | 137 |
| #2 | CMG Home Loans - Ormond Beach900 W Granada Blvd Suite 4, Ormond Beach, FL 32174, USA | 5.0★ | 127 |
| #3 | Ormond Mortgage Group, IncHolland Financial Building, 700 W Granada Blvd #100, Ormond Beach, FL 32174, USA | 5.0★ | 103 |
| #4 | The Loan Institute - Chase Wilson - Mortgage Broker120 Orange Ave Suite A, Daytona Beach, FL 32114, USA | 5.0★ | 10 |
| #5 | Daytona Beach Mortgage - AMERICAN MORTGAGE747 S Ridgewood Ave, Daytona Beach, FL 32114, USA | 4.9★ | 28 |
| #6 | Select Home Loans1616 Concierge Blvd # 100, Daytona Beach, FL 32117, USA | 5.0★ | 54 |
| #7 | Rose Pinto444 Seabreeze Blvd, Daytona Beach, FL 32118, USA | 5.0★ | 33 |
| #8 | PrimeLending, A PlainsCapital Company - Ormond Beach140 S Beach St Suite 405, Daytona Beach, FL 32114, USA | 5.0★ | 24 |
| #9 | Blissful Mortgage llc404 Seabreeze Blvd ste 6b, Daytona Beach, FL 32118, USA | 5.0★ | 1 |
| #10 | Port Orange Mortgage - AMERICAN MORTGAGE4606 S Clyde Morris Blvd Suite 2P, Port Orange, FL 32129, USA | 5.0★ | 99 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Daytona Beach
The Loan Institute - Chase Wilson - Mortgage Broker
120 Orange Ave Suite A, Daytona Beach, FL 32114, USA
Daytona Beach Mortgage - AMERICAN MORTGAGE
747 S Ridgewood Ave, Daytona Beach, FL 32114, USA
Select Home Loans
1616 Concierge Blvd # 100, Daytona Beach, FL 32117, USA
Rose Pinto
444 Seabreeze Blvd, Daytona Beach, FL 32118, USA
PrimeLending, A PlainsCapital Company - Ormond Beach
140 S Beach St Suite 405, Daytona Beach, FL 32114, USA
Blissful Mortgage llc
404 Seabreeze Blvd ste 6b, Daytona Beach, FL 32118, USA
Port Orange Mortgage - AMERICAN MORTGAGE
4606 S Clyde Morris Blvd Suite 2P, Port Orange, FL 32129, USA
Calculator Mortgage LLC
345 Putnam Ave, Ormond Beach, FL 32174, USA
Glory Mortgage LLC
211 E International Speedway Blvd Suite 108, Daytona Beach, FL 32118, USA
Mortgage By Jenn
1620 S Clyde Morris Blvd Suite 210, Daytona Beach, FL 32119, USA
Encompass Mortgage Services, Inc. NMLS # 1614463
3959 S Nova Rd Ste. 1, Port Orange, FL 32127, USA
Chris Wolf
900 W Granada Blvd, Ormond Beach, FL 32174, USA
Judy Lewis at CrossCountry Mortgage
140 S Beach St Suite 101, Daytona Beach, FL 32114, USA
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Frequently Asked Questions — Mortgage Brokers in Daytona Beach
What does a mortgage broker do differently than going directly to a bank in Daytona Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Daytona Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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