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Mortgage Brokers Near You in Daytona Beach, FL
Find mortgage brokers close to you in Daytona Beach. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Daytona Beach, FL by verified customer ratings and review volume. The highest-rated is PrimeLending, A PlainsCapital Company - Melbourne with a 5.0-star rating from 137 verified reviews. Also in the top tier: CMG Home Loans - Ormond Beach and Ormond Mortgage Group, Inc. The average rating across all listed mortgage brokers in Daytona Beach is 5 stars from 54 reviews per business on average.
Mortgage brokers in Daytona Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
54
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
PrimeLending, A PlainsCapital Company - Melbourne
140 S Beach St Suite 405, Daytona Beach, FL 32114, USA
CMG Home Loans - Ormond Beach
900 W Granada Blvd Suite 4, Ormond Beach, FL 32174, USA
Ormond Mortgage Group, Inc
Holland Financial Building, 700 W Granada Blvd #100, Ormond Beach, FL 32174, USA
Mortgage Brokers Rankings in Daytona Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PrimeLending, A PlainsCapital Company - Melbourne140 S Beach St Suite 405, Daytona Beach, FL 32114, USA | 5.0★ | 137 |
| #2 | CMG Home Loans - Ormond Beach900 W Granada Blvd Suite 4, Ormond Beach, FL 32174, USA | 5.0★ | 127 |
| #3 | Ormond Mortgage Group, IncHolland Financial Building, 700 W Granada Blvd #100, Ormond Beach, FL 32174, USA | 5.0★ | 103 |
| #4 | The Loan Institute - Chase Wilson - Mortgage Broker120 Orange Ave Suite A, Daytona Beach, FL 32114, USA | 5.0★ | 10 |
| #5 | Daytona Beach Mortgage - AMERICAN MORTGAGE747 S Ridgewood Ave, Daytona Beach, FL 32114, USA | 4.9★ | 28 |
| #6 | Select Home Loans1616 Concierge Blvd # 100, Daytona Beach, FL 32117, USA | 5.0★ | 54 |
| #7 | Rose Pinto444 Seabreeze Blvd, Daytona Beach, FL 32118, USA | 5.0★ | 33 |
| #8 | PrimeLending, A PlainsCapital Company - Ormond Beach140 S Beach St Suite 405, Daytona Beach, FL 32114, USA | 5.0★ | 24 |
| #9 | Blissful Mortgage llc404 Seabreeze Blvd ste 6b, Daytona Beach, FL 32118, USA | 5.0★ | 1 |
| #10 | Port Orange Mortgage - AMERICAN MORTGAGE4606 S Clyde Morris Blvd Suite 2P, Port Orange, FL 32129, USA | 5.0★ | 99 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Daytona Beach
The Loan Institute - Chase Wilson - Mortgage Broker
120 Orange Ave Suite A, Daytona Beach, FL 32114, USA
Daytona Beach Mortgage - AMERICAN MORTGAGE
747 S Ridgewood Ave, Daytona Beach, FL 32114, USA
Select Home Loans
1616 Concierge Blvd # 100, Daytona Beach, FL 32117, USA
Rose Pinto
444 Seabreeze Blvd, Daytona Beach, FL 32118, USA
PrimeLending, A PlainsCapital Company - Ormond Beach
140 S Beach St Suite 405, Daytona Beach, FL 32114, USA
Blissful Mortgage llc
404 Seabreeze Blvd ste 6b, Daytona Beach, FL 32118, USA
Port Orange Mortgage - AMERICAN MORTGAGE
4606 S Clyde Morris Blvd Suite 2P, Port Orange, FL 32129, USA
Calculator Mortgage LLC
345 Putnam Ave, Ormond Beach, FL 32174, USA
Glory Mortgage LLC
211 E International Speedway Blvd Suite 108, Daytona Beach, FL 32118, USA
Mortgage By Jenn
1620 S Clyde Morris Blvd Suite 210, Daytona Beach, FL 32119, USA
Encompass Mortgage Services, Inc. NMLS # 1614463
3959 S Nova Rd Ste. 1, Port Orange, FL 32127, USA
Chris Wolf
900 W Granada Blvd, Ormond Beach, FL 32174, USA
Judy Lewis at CrossCountry Mortgage
140 S Beach St Suite 101, Daytona Beach, FL 32114, USA
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Frequently Asked Questions — Mortgage Brokers in Daytona Beach
What does a mortgage broker do differently than going directly to a bank in Daytona Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Daytona Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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