Local Pros · Dearborn
Local Mortgage Brokers in Dearborn, MI
Locally owned and operated mortgage brokers serving Dearborn and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 15 mortgage brokers in Dearborn, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rapid Home Lending Inc. with a 4.8-star rating from 874 Google reviews and an RNM Score of 85/100. Also in the top tier: PrimeLending, A PlainsCapital Company - Dearborn and Olympian Mortgage. The average rating across all listed mortgage brokers in Dearborn is 5 stars from 156 reviews per business on average.
Mortgage brokers in Dearborn: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Dearborn, MI is home to a variety of mortgage brokers who can assist consumers with finding the right home loan. When searching for a local mortgage broker, consumers should consider factors such as experience, customer reviews, and the range of loan products offered.
- ✓Dearborn, MI has several well-established mortgage brokers
- ✓Mortgage brokers can help consumers navigate the home loan process
- ✓Factors to consider when choosing a local mortgage broker include experience, reviews, and loan options
Best Overall
Sam Chebib- The Lending Key
Sam Chebib- The Lending Key is recognized as the top-ranked mortgage broker in Dearborn, offering personalized service and local market expertise.
Most Reviewed
PrimeLending
A high number of reviews reflects strong customer engagement and confidence, making it easier to gauge service quality.
When choosing a mortgage broker in Dearborn, compare rates and closing costs from multiple brokers, and read recent reviews to ensure the broker is responsive and transparent throughout the loan process.
How to Choose a Mortgage Broker in Dearborn
What to look for
- • Mortgage brokers with experience serving the Dearborn, MI market
- • Brokers with a strong understanding of local real estate trends and mortgage options
- • Brokers who are licensed and insured in the state of Michigan
- • Brokers who can provide references from past clients in Dearborn
Questions to ask
- • How long have you been serving the Dearborn, MI mortgage market?
- • What types of mortgage products do you typically recommend for Dearborn homebuyers?
- • Can you provide references from past clients in the Dearborn area?
Red flags
- ⚠ Brokers who cannot demonstrate specific experience in the Dearborn market
- ⚠ Brokers who do not have an active Michigan mortgage broker license
- ⚠ Brokers who are unwilling to provide references or transparent pricing information
In Michigan, mortgage brokers must be licensed by the Department of Insurance and Financial Services. It's important to verify a broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
156
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a near-perfect 4.8-star rating.
30700 Telegraph Rd Suite 4600, Bingham Farms, MI 48025, USATrusted by 387 clients with a near-perfect 4.9-star Google rating.
25639 Ford Rd #203, Dearborn Heights, MI 48127, USADearborn's top-rated mortgage broker with a 4.9★ average from 267 reviews.
22370 Michigan Ave Suite D, Dearborn, MI 48124, USAMortgage Brokers Rankings in Dearborn, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rapid Home Lending Inc.30700 Telegraph Rd Suite 4600, Bingham Farms, MI 48025, USA | 4.8★ | 874 |
| #2 | PrimeLending, A PlainsCapital Company - Dearborn25639 Ford Rd #203, Dearborn Heights, MI 48127, USA | 4.9★ | 387 |
| #3 | Olympian Mortgage22370 Michigan Ave Suite D, Dearborn, MI 48124, USA | 4.9★ | 267 |
| #4 | Top Mortgage24040 Park St, Dearborn, MI 48124, USA | 4.9★ | 141 |
| #5 | Mortgage First Home Loans330 Town Center Dr Suite 740, Dearborn, MI 48126, USA | 5.0★ | 37 |
| #6 | Neighborhood Mortgage Company, LLC.835 Mason St Suite B300-M, Dearborn, MI 48124, USA | 5.0★ | 138 |
| #7 | Choice Home Loans18514 Outer Dr W, Dearborn, MI 48128, USA | 5.0★ | 98 |
| #8 | PierPoint Mortgage Dearborn6659 Schaefer Rd #1060, Dearborn, MI 48126, USA | 5.0★ | 27 |
| #9 | Uplift Mortgage LLC2220 N Telegraph Rd Suite 2, Dearborn, MI 48128, USA | 5.0★ | 14 |
| #10 | Universal Mortgage LLC25000 Ford Rd, Dearborn Heights, MI 48127, USA | 4.9★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Dearborn
Exceptional 4.9-star rating from over 140 Google reviews.
24040 Park St, Dearborn, MI 48124, USA
Top-rated Dearborn mortgage broker with a perfect 5.0-star score from 37 reviews.
330 Town Center Dr Suite 740, Dearborn, MI 48126, USA
Dearborn's top-rated mortgage broker with a perfect 5.0★ score from 138 reviews.
835 Mason St Suite B300-M, Dearborn, MI 48124, USA
98 Google reviews give this Dearborn mortgage broker a perfect 5.0-star rating.
18514 Outer Dr W, Dearborn, MI 48128, USA
A Dearborn mortgage broker with a perfect 5.0 star rating from 27 reviews.
6659 Schaefer Rd #1060, Dearborn, MI 48126, USA
Rated 5.0 stars from 14 Google reviews in Dearborn.
2220 N Telegraph Rd Suite 2, Dearborn, MI 48128, USA
Trusted Dearborn mortgage broker with a stellar 4.9★ rating from 34 reviews.
25000 Ford Rd, Dearborn Heights, MI 48127, USA
Trusted Dearborn mortgage broker with a perfect 5.0 rating from over 30 reviews.
1165 Monroe St, Dearborn, MI 48124, USA
Dearborn's top-rated mortgage broker with a perfect 5.0★ score from 27 reviews.
24706 Michigan Ave Suite C, Dearborn, MI 48124, USA
5.0-star rated mortgage broker in Dearborn with 13 glowing Google reviews.
1165 Monroe St, Dearborn, MI 48124, USA
Rated 5.0 stars from 96 reviews for trusted mortgage guidance in Dearborn.
22370 Michigan Ave Suite D, Dearborn, MI 48124, USA
Trusted by 162 clients, this Dearborn mortgage broker holds a perfect 5.0-star rating.
25639 Ford Rd, Dearborn Heights, MI 48127, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Dearborn, MI.
Mortgage Brokers in Dearborn, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Rapid Home Lending Inc. | 85/100 | 4.8 ★ | 874 |
| 2 | PrimeLending, A PlainsCapital Company - Dearborn | 87/100 | 4.9 ★ | 387 |
| 3 | Olympian Mortgage | 87/100 | 4.9 ★ | 267 |
| 4 | Top Mortgage | 84/100 | 4.9 ★ | 141 |
| 5 | Mortgage First Home Loans | 78/100 | 5.0 ★ | 37 |
| 6 | Neighborhood Mortgage Company, LLC. | 85/100 | 5.0 ★ | 138 |
| 7 | Choice Home Loans | 83/100 | 5.0 ★ | 98 |
| 8 | PierPoint Mortgage Dearborn | 76/100 | 5.0 ★ | 27 |
| 9 | Uplift Mortgage LLC | 73/100 | 5.0 ★ | 14 |
| 10 | Universal Mortgage LLC | 76/100 | 4.9 ★ | 34 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Dearborn to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Dearborn
What does a mortgage broker do differently than going directly to a bank in Dearborn?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Dearborn?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Dearborn
Related Searches
More ways to find mortgage brokers in Dearborn
Mortgage Brokers in nearby cities