Same Day · Deerfield Beach
Same-Day Mortgage Brokers in Deerfield Beach, FL
Can't wait a week? These mortgage brokers in Deerfield Beach offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Deerfield Beach, FL by verified customer ratings and review volume. The highest-rated is Reach Home Loans with a 4.9-star rating from 565 verified reviews. Also in the top tier: Choice Mortgage and Mortgages Done Right. The average rating across all listed mortgage brokers in Deerfield Beach is 4.9 stars from 144 reviews per business on average.
Mortgage brokers in Deerfield Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
144
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Reach Home Loans
327 Plaza Real #215, Boca Raton, FL 33432, USA
Choice Mortgage
40 SE 5th St # 406, Boca Raton, FL 33432, USA
Mortgages Done Right
1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426, USA
Mortgage Brokers Rankings in Deerfield Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Reach Home Loans327 Plaza Real #215, Boca Raton, FL 33432, USA | 4.9★ | 565 |
| #2 | Choice Mortgage40 SE 5th St # 406, Boca Raton, FL 33432, USA | 4.9★ | 265 |
| #3 | Mortgages Done Right1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426, USA | 4.9★ | 258 |
| #4 | Leading Edge Mortgage Corp.2200 Corporate Blvd NW Suite 309, Boca Raton, FL 33431, USA | 5.0★ | 97 |
| #5 | Only Loans USA - Mortgage Company1761 W Hillsboro Blvd # 201, Deerfield Beach, FL 33442, USA | 5.0★ | 23 |
| #6 | Josh Felzer, Mortgage Broker, GFL Capital Inc. NMLS 1215019785 Dinner Key Dr, Boca Raton, FL 33498, USA | 5.0★ | 55 |
| #7 | Carolina Gallegos at CrossCountry Mortgage2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442, USA | 5.0★ | 11 |
| #8 | Palm Beach Mortgage Group, Inc.1760 N Jog Rd #160, West Palm Beach, FL 33411, USA | 4.9★ | 222 |
| #9 | Lets Talk Mortgages900 E Atlantic Ave suite 21, Delray Beach, FL 33483, USA | 5.0★ | 51 |
| #10 | Mortgage Biz of Florida806 E Windward Way, Lantana, FL 33462, USA | 4.7★ | 41 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Deerfield Beach
Leading Edge Mortgage Corp.
2200 Corporate Blvd NW Suite 309, Boca Raton, FL 33431, USA
Only Loans USA - Mortgage Company
1761 W Hillsboro Blvd # 201, Deerfield Beach, FL 33442, USA
Josh Felzer, Mortgage Broker, GFL Capital Inc. NMLS 12150
19785 Dinner Key Dr, Boca Raton, FL 33498, USA
Carolina Gallegos at CrossCountry Mortgage
2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442, USA
Palm Beach Mortgage Group, Inc.
1760 N Jog Rd #160, West Palm Beach, FL 33411, USA
Lets Talk Mortgages
900 E Atlantic Ave suite 21, Delray Beach, FL 33483, USA
Mortgage Biz of Florida
806 E Windward Way, Lantana, FL 33462, USA
Choice Mortgage Group
2424 N Federal Hwy #100, Boca Raton, FL 33431, USA
Residential Mortgage broker for 25 years
7452 Champagne Pl, Boca Raton, FL 33433, USA
MBANC
101 Plaza Real S Suite 203, Boca Raton, FL 33432, USA
Crown Mortgage Services
2424 N Federal Hwy Ste 410, Boca Raton, FL 33431, USA
Jason Renkoff The Mortgage Guy
40 SE 5th St, Boca Raton, FL 33432, USA
Preferred Homes Mortgages | Claudia Yemail
1825 Corporate Blvd NW #110, Boca Raton, FL 33431, USA
Guild Mortgage Company
1615 S Federal Hwy Ste 204, Boca Raton, FL 33432, USA
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Frequently Asked Questions — Mortgage Brokers in Deerfield Beach
What does a mortgage broker do differently than going directly to a bank in Deerfield Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Deerfield Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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