Top Picks · West Palm Beach
Best Mortgage Brokers in West Palm Beach, FL
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 18 mortgage brokers in West Palm Beach, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is NewDay USA with a 4.4-star rating from 2,562 Google reviews and an RNM Score of 78/100. Also in the top tier: CrossCountry Mortgage, LLC and Ideal Lending LLC. The average rating across all listed mortgage brokers in West Palm Beach is 4.9 stars from 293 reviews per business on average.
Mortgage brokers in West Palm Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Manifest Mortgage Group
Manifest Mortgage Group stands out as top-ranked due to its consistently high client satisfaction and personalized service.
Most Reviewed
CrossCountry Mortgage, LLC
A high number of reviews indicates broad market experience and established trust among West Palm Beach homebuyers.
When choosing a mortgage broker in West Palm Beach, compare rates, fees, and loan options from multiple brokers to ensure you get the best terms for your financial situation; consider local expertise and customer service quality beyond just review counts.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
293
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by thousands, this West Palm Beach broker holds a solid 4.4-star rating.
360 S Rosemary Ave Suite 1900, West Palm Beach, FL 33401, USAExceptional 4.9-star rating from over 440 Google reviews for a West Palm Beach mortgage broker.
4273 Northlake Blvd, Palm Beach Gardens, FL 33410, USA5.0-star rating from over 300 reviews, the highest in West Palm Beach.
5589 Okeechobee Blvd STE 101, West Palm Beach, FL 33417, USAMortgage Brokers Rankings in West Palm Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NewDay USA360 S Rosemary Ave Suite 1900, West Palm Beach, FL 33401, USA | 4.4★ | 2,562 |
| #2 | CrossCountry Mortgage, LLC4273 Northlake Blvd, Palm Beach Gardens, FL 33410, USA | 4.9★ | 444 |
| #3 | Ideal Lending LLC5589 Okeechobee Blvd STE 101, West Palm Beach, FL 33417, USA | 5.0★ | 335 |
| #4 | CTC Mortgage1641 Worthington Rd Suite 111, West Palm Beach, FL 33409, USA | 4.9★ | 300 |
| #5 | Nicholas Akel - Ace Mortgage Team1818 S Australian Ave, West Palm Beach, FL 33409, USA | 5.0★ | 115 |
| #6 | Absolute Home Mortgage Corporation1818 S Australian Ave STE 100, West Palm Beach, FL 33409, USA | 4.9★ | 282 |
| #7 | Palm Beach First Financial and Mortgage: Eric Lieberman120 S Olive Ave #602, West Palm Beach, FL 33401, USA | 5.0★ | 134 |
| #8 | Manifest Mortgage Group700 S Rosemary Ave #204, West Palm Beach, FL 33401, USA | 5.0★ | 98 |
| #9 | Christian Penner PA777 S Flagler Dr Suite 800, West Palm Beach, FL 33401, USA | 5.0★ | 66 |
| #10 | Prime Mortgage, Inc.2000 PGA Blvd suite 4440a, Palm Beach Gardens, FL 33408, USA | 4.9★ | 42 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in West Palm Beach
Top-rated West Palm Beach mortgage broker with 4.9 stars from over 300 reviews.
1641 Worthington Rd Suite 111, West Palm Beach, FL 33409, USA
Trusted by hundreds of local clients, this West Palm Beach broker holds a perfect 5.0-star rating.
1818 S Australian Ave, West Palm Beach, FL 33409, USA
4.9 stars from 282 reviews, reflecting exceptional client satisfaction in West Palm Beach.
1818 S Australian Ave STE 100, West Palm Beach, FL 33409, USA
Rated 5.0 stars from over 130 Google reviews, a top choice locally.
120 S Olive Ave #602, West Palm Beach, FL 33401, USA
5.0-star rating from 98 Google reviews in West Palm Beach.
700 S Rosemary Ave #204, West Palm Beach, FL 33401, USA
West Palm Beach mortgage broker with a 5.0-star rating from 66 Google reviews.
777 S Flagler Dr Suite 800, West Palm Beach, FL 33401, USA
Exceptional 4.9-star rating from 42 Google reviews for a West Palm Beach mortgage broker.
2000 PGA Blvd suite 4440a, Palm Beach Gardens, FL 33408, USA
Exceptionally rated 5.0 stars from 41 Google reviews in West Palm Beach.
700 S Rosemary Ave suite 204 124, West Palm Beach, FL 33401, USA
Exceptional 5.0-star rating from 38 Google reviews for a West Palm Beach mortgage broker.
120 S Olive Ave #602A, West Palm Beach, FL 33401, USA
Top-rated West Palm Beach mortgage broker with a perfect 5.0★ from over 280 reviews.
2537 Forest Hill Blvd, West Palm Beach, FL 33406, USA
Trusted by hundreds of local clients, this West Palm Beach broker holds a 4.9-star rating.
8 S J St, Lake Worth Beach, FL 33460, USA
5.0 stars from 117 Google reviews for this West Palm Beach mortgage broker.
7428 S Dixie Hwy, West Palm Beach, FL 33405, USA
Rated 5.0 stars from 94 reviews, this West Palm Beach mortgage broker is highly trusted.
712 US-1 #300, North Palm Beach, FL 33408, USA
Exceptional 5.0-star rating based on dozens of Google reviews in West Palm Beach.
805 N Olive Ave #613, West Palm Beach, FL 33401, USA
Exceptional 5.0-star rating from over 30 Google reviews.
120 S Olive Ave Ste 311, West Palm Beach, FL 33401, USA
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Mortgage Brokers in West Palm Beach, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | NewDay USA | 78/100 | 4.4 ★ | 2,562 |
| 2 | CrossCountry Mortgage, LLC | 87/100 | 4.9 ★ | 444 |
| 3 | Ideal Lending LLC | 88/100 | 5.0 ★ | 335 |
| 4 | CTC Mortgage | 87/100 | 4.9 ★ | 300 |
| 5 | Nicholas Akel - Ace Mortgage Team | 84/100 | 5.0 ★ | 115 |
| 6 | Absolute Home Mortgage Corporation | 87/100 | 4.9 ★ | 282 |
| 7 | Palm Beach First Financial and Mortgage: Eric Lieberman | 85/100 | 5.0 ★ | 134 |
| 8 | Manifest Mortgage Group | 83/100 | 5.0 ★ | 98 |
| 9 | Christian Penner PA | 81/100 | 5.0 ★ | 66 |
| 10 | Prime Mortgage, Inc. | 77/100 | 4.9 ★ | 42 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in West Palm Beach
What does a mortgage broker do differently than going directly to a bank in West Palm Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in West Palm Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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