4.5+ Stars · Deltona
Highly Rated Mortgage Brokers in Deltona, FL
Only the best make this list. These mortgage brokers in Deltona have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Deltona, FL by verified customer ratings and review volume. The highest-rated is Mortgage Financial Group Inc with a 4.9-star rating from 262 verified reviews. Also in the top tier: Smarthouse Lending and Kristin Eck - NextMortgage. The average rating across all listed mortgage brokers in Deltona is 5 stars from 78 reviews per business on average.
Mortgage brokers in Deltona: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
78
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Financial Group Inc
1100 E Alfred St, Tavares, FL 32778, USA
Kristin Eck - NextMortgage
9 Dogwood Trail Ste B, DeBary, FL 32713, USA
Mortgage Brokers Rankings in Deltona, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Financial Group Inc1100 E Alfred St, Tavares, FL 32778, USA | 4.9★ | 262 |
| #2 | Smarthouse Lending363 Spruce Pine Dr, DeBary, FL 32713, USA | 5.0★ | 160 |
| #3 | Kristin Eck - NextMortgage9 Dogwood Trail Ste B, DeBary, FL 32713, USA | 5.0★ | 124 |
| #4 | Home Loans of Florida, LLC98 S Charles Richard Beall Blvd, DeBary, FL 32713, USA | 5.0★ | 11 |
| #5 | Homelis Mortgage840 Deltona Blvd Unit F1, Deltona, FL 32725, USA | 5.0★ | 1 |
| #6 | Jose Alvarado - Mortgage Loan Officer531 Nardello Dr, Deltona, FL 32725, USA | 4.9★ | 12 |
| #7 | The Mortgage Firm - West Volusia138 S Charles Richard Beall Blvd, DeBary, FL 32713, USA | 5.0★ | 15 |
| #8 | Evergreen Home Loans DeBary NMLS 27242021087 Town Center Dr Suite 100, Orange City, FL 32763, USA | 5.0★ | 20 |
| #9 | Mike Gurley132 W International Speedway Blvd #24, Daytona Beach, FL 32114, USA | 5.0★ | 34 |
| #10 | Simplicity Mortgage6804 Plumpjack Ct, Port Orange, FL 32128, USA | 5.0★ | 98 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Deltona
Home Loans of Florida, LLC
98 S Charles Richard Beall Blvd, DeBary, FL 32713, USA
Homelis Mortgage
840 Deltona Blvd Unit F1, Deltona, FL 32725, USA
The Mortgage Firm - West Volusia
138 S Charles Richard Beall Blvd, DeBary, FL 32713, USA
Evergreen Home Loans DeBary NMLS 2724202
1087 Town Center Dr Suite 100, Orange City, FL 32763, USA
Mike Gurley
132 W International Speedway Blvd #24, Daytona Beach, FL 32114, USA
Simplicity Mortgage
6804 Plumpjack Ct, Port Orange, FL 32128, USA
The Mortgage Firm Port Orange
4645 S Clyde Morris Blvd STE 409, Port Orange, FL 32129, USA
Lacey Stone Motto Mortgage Signature Plus
5889 S Williamson Blvd Suite 1428, Port Orange, FL 32128, USA
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Frequently Asked Questions — Mortgage Brokers in Deltona
What does a mortgage broker do differently than going directly to a bank in Deltona?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Deltona?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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