Verified · Deltona
Trusted Mortgage Brokers in Deltona, FL
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Deltona have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Deltona, FL by verified customer ratings and review volume. The highest-rated is Mortgage Financial Group Inc with a 4.9-star rating from 262 verified reviews. Also in the top tier: Smarthouse Lending and Kristin Eck - NextMortgage. The average rating across all listed mortgage brokers in Deltona is 5 stars from 78 reviews per business on average.
Mortgage brokers in Deltona: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
78
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Financial Group Inc
1100 E Alfred St, Tavares, FL 32778, USA
Kristin Eck - NextMortgage
9 Dogwood Trail Ste B, DeBary, FL 32713, USA
Mortgage Brokers Rankings in Deltona, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Financial Group Inc1100 E Alfred St, Tavares, FL 32778, USA | 4.9★ | 262 |
| #2 | Smarthouse Lending363 Spruce Pine Dr, DeBary, FL 32713, USA | 5.0★ | 160 |
| #3 | Kristin Eck - NextMortgage9 Dogwood Trail Ste B, DeBary, FL 32713, USA | 5.0★ | 124 |
| #4 | Home Loans of Florida, LLC98 S Charles Richard Beall Blvd, DeBary, FL 32713, USA | 5.0★ | 11 |
| #5 | Homelis Mortgage840 Deltona Blvd Unit F1, Deltona, FL 32725, USA | 5.0★ | 1 |
| #6 | Jose Alvarado - Mortgage Loan Officer531 Nardello Dr, Deltona, FL 32725, USA | 4.9★ | 12 |
| #7 | The Mortgage Firm - West Volusia138 S Charles Richard Beall Blvd, DeBary, FL 32713, USA | 5.0★ | 15 |
| #8 | Evergreen Home Loans DeBary NMLS 27242021087 Town Center Dr Suite 100, Orange City, FL 32763, USA | 5.0★ | 20 |
| #9 | Mike Gurley132 W International Speedway Blvd #24, Daytona Beach, FL 32114, USA | 5.0★ | 34 |
| #10 | Simplicity Mortgage6804 Plumpjack Ct, Port Orange, FL 32128, USA | 5.0★ | 98 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Deltona
Home Loans of Florida, LLC
98 S Charles Richard Beall Blvd, DeBary, FL 32713, USA
Homelis Mortgage
840 Deltona Blvd Unit F1, Deltona, FL 32725, USA
The Mortgage Firm - West Volusia
138 S Charles Richard Beall Blvd, DeBary, FL 32713, USA
Evergreen Home Loans DeBary NMLS 2724202
1087 Town Center Dr Suite 100, Orange City, FL 32763, USA
Mike Gurley
132 W International Speedway Blvd #24, Daytona Beach, FL 32114, USA
Simplicity Mortgage
6804 Plumpjack Ct, Port Orange, FL 32128, USA
The Mortgage Firm Port Orange
4645 S Clyde Morris Blvd STE 409, Port Orange, FL 32129, USA
Lacey Stone Motto Mortgage Signature Plus
5889 S Williamson Blvd Suite 1428, Port Orange, FL 32128, USA
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Frequently Asked Questions — Mortgage Brokers in Deltona
What does a mortgage broker do differently than going directly to a bank in Deltona?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Deltona?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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