Low Cost · Eagan
Cheap Mortgage Brokers in Eagan, MN — Best Prices
Compare mortgage brokers prices in Eagan to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Eagan, MN by verified customer ratings and review volume. The highest-rated is Wintrust Mortgage Enda Moore NMLSR# 1044631 with a 4.9-star rating from 767 verified reviews. Also in the top tier: Sharmain Tesmer with Fairway Home Mortgage and loanDepot. The average rating across all listed mortgage brokers in Eagan is 4.6 stars from 110 reviews per business on average.
Mortgage brokers in Eagan: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.6★
Avg rating
110
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Wintrust Mortgage Enda Moore NMLSR# 1044631
1519 Central Pkwy, Eagan, MN 55121, USA
Sharmain Tesmer with Fairway Home Mortgage
1895 Plaza Dr, Eagan, MN 55122, USA
loanDepot
1895 Plaza Dr # 100, Eagan, MN 55122, USA
Mortgage Brokers Rankings in Eagan, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Wintrust Mortgage Enda Moore NMLSR# 10446311519 Central Pkwy, Eagan, MN 55121, USA | 4.9★ | 767 |
| #2 | Sharmain Tesmer with Fairway Home Mortgage1895 Plaza Dr, Eagan, MN 55122, USA | 5.0★ | 128 |
| #3 | loanDepot1895 Plaza Dr # 100, Eagan, MN 55122, USA | 4.9★ | 139 |
| #4 | Aaron Vang Team | Fairway Independent Mortgage1895 Plaza Dr #250, Eagan, MN 55122, USA | 5.0★ | 26 |
| #5 | Spectra Home Mortgage750 S Plaza Dr #319, Mendota Heights, MN 55120, USA | 4.9★ | 77 |
| #6 | Chris O'Connell Mortgage NMLS #869563 - Old National Bank1895 Plaza Dr # 100, Eagan, MN 55122, USA | 5.0★ | 76 |
| #7 | US Bank Mortgage1950 Cliff Lake Rd, Eagan, MN 55122, USA | 1.0★ | 1 |
| #8 | Mutual of Omaha Mortgage - Tom Mattaini800 S Plaza Dr, Mendota Heights, MN 55120, USA | 5.0★ | 54 |
| #9 | Paul Melby LendSmart Mortgage750 S Plaza Dr Suite #219, Mendota Heights, MN 55120, USA | 5.0★ | 30 |
| #10 | Rebecca Guarrero | Fairway Independent Mortgage Corporation Loan Officer1915 Plaza Dr, Eagan, MN 55122, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Eagan
Aaron Vang Team | Fairway Independent Mortgage
1895 Plaza Dr #250, Eagan, MN 55122, USA
Spectra Home Mortgage
750 S Plaza Dr #319, Mendota Heights, MN 55120, USA
Chris O'Connell Mortgage NMLS #869563 - Old National Bank
1895 Plaza Dr # 100, Eagan, MN 55122, USA
US Bank Mortgage
1950 Cliff Lake Rd, Eagan, MN 55122, USA
Mutual of Omaha Mortgage - Tom Mattaini
800 S Plaza Dr, Mendota Heights, MN 55120, USA
Paul Melby LendSmart Mortgage
750 S Plaza Dr Suite #219, Mendota Heights, MN 55120, USA
Rebecca Guarrero | Fairway Independent Mortgage Corporation Loan Officer
1915 Plaza Dr, Eagan, MN 55122, USA
Andy Sandkamp at Guaranteed Rate Affinity (NMLS #371921)
1715 Yankee Doodle Rd Suite #110, Eagan, MN 55121, USA
Jared Hanowski - Loan Officer, NMLS #211935
1895 Plaza Dr #250, Eagan, MN 55122, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Eagan, MN.
Frequently Asked Questions — Mortgage Brokers in Eagan
What does a mortgage broker do differently than going directly to a bank in Eagan?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Eagan?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Eagan
Related Searches
More ways to find mortgage brokers in Eagan
Mortgage Brokers in nearby cities