4.5+ Stars · Eagan
Highly Rated Mortgage Brokers in Eagan, MN
Only the best make this list. These mortgage brokers in Eagan have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 12 mortgage brokers in Eagan, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Wintrust Mortgage Enda Moore NMLSR# 1044631 with a 4.9-star rating from 767 Google reviews and an RNM Score of 87/100. Also in the top tier: Sharmain Tesmer with Fairway Home Mortgage and loanDepot. The average rating across all listed mortgage brokers in Eagan is 4.6 stars from 110 reviews per business on average.
Mortgage brokers in Eagan: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Andy Sandkamp at Guaranteed Rate Affinity (NMLS #371921)
Andy Sandkamp is consistently top-ranked for his expertise, strong local reputation, and high customer satisfaction in the Eagan area.
Most Reviewed
Andy Sandkamp at Guaranteed Rate Affinity (NMLS #371921)
A high number of reviews indicates broad experience and reliability, helping consumers gauge consistent service quality.
When choosing a mortgage broker in Eagan, compare loan options, fees, and communication style; reading recent reviews can also help you find a broker who fits your specific needs.
Local Market Snapshot
12
Businesses listed
4.6★
Avg rating
110
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients, this Eagan mortgage broker holds a 4.9-star rating.
1519 Central Pkwy, Eagan, MN 55121, USATop-rated Eagan mortgage broker with a perfect 5.0★ rating from over 120 reviews.
1895 Plaza Dr, Eagan, MN 55122, USARated 4.9 stars from nearly 140 Google reviews, this Eagan broker is highly trusted.
1895 Plaza Dr # 100, Eagan, MN 55122, USAMortgage Brokers Rankings in Eagan, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Wintrust Mortgage Enda Moore NMLSR# 10446311519 Central Pkwy, Eagan, MN 55121, USA | 4.9★ | 767 |
| #2 | Sharmain Tesmer with Fairway Home Mortgage1895 Plaza Dr, Eagan, MN 55122, USA | 5.0★ | 128 |
| #3 | loanDepot1895 Plaza Dr # 100, Eagan, MN 55122, USA | 4.9★ | 139 |
| #4 | Paul Melby LendSmart Mortgage750 S Plaza Dr Suite #219, Mendota Heights, MN 55120, USA | 5.0★ | 30 |
| #5 | Chris O'Connell Mortgage NMLS #869563 - Old National Bank1895 Plaza Dr # 100, Eagan, MN 55122, USA | 5.0★ | 76 |
| #6 | Mutual of Omaha Mortgage - Tom Mattaini800 S Plaza Dr, Mendota Heights, MN 55120, USA | 5.0★ | 54 |
| #7 | Jared Hanowski - Loan Officer, NMLS #2119351895 Plaza Dr #250, Eagan, MN 55122, USA | 5.0★ | 11 |
| #8 | Andy Sandkamp at Guaranteed Rate Affinity (NMLS #371921)1715 Yankee Doodle Rd Suite #110, Eagan, MN 55121, USA | 5.0★ | 5 |
| #9 | US Bank Mortgage1950 Cliff Lake Rd, Eagan, MN 55122, USA | 1.0★ | 1 |
| #10 | Rebecca Guarrero | Fairway Independent Mortgage Corporation Loan Officer1915 Plaza Dr, Eagan, MN 55122, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Eagan
Rated 5.0 stars from 30 Google reviews, this Eagan mortgage broker is highly trusted.
750 S Plaza Dr Suite #219, Mendota Heights, MN 55120, USA
Top-rated Eagan mortgage broker with a perfect 5.0★ rating from 76 reviews.
1895 Plaza Dr # 100, Eagan, MN 55122, USA
5.0 stars from 54 Google reviews for this Eagan mortgage broker.
800 S Plaza Dr, Mendota Heights, MN 55120, USA
Trusted by 11 local clients, this Eagan broker holds a perfect 5.0-star rating.
1895 Plaza Dr #250, Eagan, MN 55122, USA
5.0 stars from 5 Google reviews for a mortgage broker in Eagan.
1715 Yankee Doodle Rd Suite #110, Eagan, MN 55121, USA
One star from a single Google review suggests very limited customer feedback.
1950 Cliff Lake Rd, Eagan, MN 55122, USA
Top-rated mortgage broker in Eagan with a perfect 5.0-star rating from customers.
1915 Plaza Dr, Eagan, MN 55122, USA
Rated 5.0 stars from 26 Google reviews, this Eagan mortgage broker is highly trusted.
1895 Plaza Dr #250, Eagan, MN 55122, USA
Earned a 4.9-star rating from 77 Google reviews, reflecting exceptional client satisfaction.
750 S Plaza Dr #319, Mendota Heights, MN 55120, USA
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Mortgage Brokers in Eagan, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Wintrust Mortgage Enda Moore NMLSR# 1044631 | 87/100 | 4.9 ★ | 767 |
| 2 | Sharmain Tesmer with Fairway Home Mortgage | 85/100 | 5.0 ★ | 128 |
| 3 | loanDepot | 83/100 | 4.9 ★ | 139 |
| 4 | Paul Melby LendSmart Mortgage | 77/100 | 5.0 ★ | 30 |
| 5 | Chris O'Connell Mortgage NMLS #869563 - Old National Bank | 82/100 | 5.0 ★ | 76 |
| 6 | Mutual of Omaha Mortgage - Tom Mattaini | 80/100 | 5.0 ★ | 54 |
| 7 | Jared Hanowski - Loan Officer, NMLS #211935 | 72/100 | 5.0 ★ | 11 |
| 8 | Andy Sandkamp at Guaranteed Rate Affinity (NMLS #371921) | 68/100 | 5.0 ★ | 5 |
| 9 | US Bank Mortgage | 14/100 | 1.0 ★ | 1 |
| 10 | Rebecca Guarrero | Fairway Independent Mortgage Corporation Loan Officer | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Eagan
What does a mortgage broker do differently than going directly to a bank in Eagan?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Eagan?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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