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10+ Years · Eden Prairie

Experienced Mortgage Brokers in Eden Prairie, MN

Experience matters. These mortgage brokers in Eden Prairie have years of proven work behind them — and the reviews to back it up.

As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Eden Prairie, MN by verified customer ratings and review volume. The highest-rated is Sam Capistrant | Fairway Independent Mortgage Corporation with a 5.0-star rating from 180 verified reviews. Also in the top tier: AnnieMac Home Mortgage and Cole Thimsen | Fairway Home Mortgage Loan Officer. The average rating across all listed mortgage brokers in Eden Prairie is 4.9 stars from 75 reviews per business on average.

Mortgage brokers in Eden Prairie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

9

Businesses listed

4.9★

Avg rating

75

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Sam Capistrant | Fairway Independent Mortgage Corporation

5.0(180 reviews)

7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA

🥈

AnnieMac Home Mortgage

4.9(160 reviews)

9531 W 78th St # 350, Eden Prairie, MN 55344, USA

🥉

Cole Thimsen | Fairway Home Mortgage Loan Officer

5.0(121 reviews)

7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA

Mortgage Brokers Rankings in Eden Prairie, MN

#BusinessRatingReviews
#1Sam Capistrant | Fairway Independent Mortgage Corporation7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA5.0180
#2AnnieMac Home Mortgage9531 W 78th St # 350, Eden Prairie, MN 55344, USA4.9160
#3Cole Thimsen | Fairway Home Mortgage Loan Officer7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA5.0121
#4Cambria Mortgage6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344, USA4.762
#5Oliver White, Mortgage Lender NMLS #12541137500 Flying Cloud Dr, Eden Prairie, MN 55344, USA4.944
#6Nick Thiry | Fairway Independent Mortgage Corporation7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA5.021
#7Results Home Mortgage11200 W 78th St, Eden Prairie, MN 55344, USA4.965
#8Adam Smith - Fairway Home Mortgage7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA5.07
#9Steven Tran at Fairway Home Mortgage7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA5.011

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Eden Prairie

4

Cambria Mortgage

4.7· 62 reviews

6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344, USA

5

Oliver White, Mortgage Lender NMLS #1254113

4.9· 44 reviews

7500 Flying Cloud Dr, Eden Prairie, MN 55344, USA

6

Nick Thiry | Fairway Independent Mortgage Corporation

5.0· 21 reviews

7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA

7

Results Home Mortgage

4.9· 65 reviews

11200 W 78th St, Eden Prairie, MN 55344, USA

8

Adam Smith - Fairway Home Mortgage

5.0· 7 reviews

7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA

9

Steven Tran at Fairway Home Mortgage

5.0· 11 reviews

7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Eden Prairie

What does a mortgage broker do differently than going directly to a bank in Eden Prairie?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Eden Prairie?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in MN?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Eden Prairie, MN

This page lists and ranks 9 mortgage brokers serving Eden Prairie, MN as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 75 customer reviews per business. The top-ranked mortgage brokers in Eden Prairie by our algorithm is Sam Capistrant | Fairway Independent Mortgage Corporation (5.0 stars, 180 reviews). Mortgage brokers in Eden Prairie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Eden Prairie: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

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