Licensed · Eden Prairie
Licensed & Insured Mortgage Brokers in Eden Prairie, MN
Every mortgage brokers listed here carries proper licensing and insurance in MN. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Eden Prairie, MN by verified customer ratings and review volume. The highest-rated is Sam Capistrant | Fairway Independent Mortgage Corporation with a 5.0-star rating from 180 verified reviews. Also in the top tier: AnnieMac Home Mortgage and Cole Thimsen | Fairway Home Mortgage Loan Officer. The average rating across all listed mortgage brokers in Eden Prairie is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Eden Prairie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
75
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Sam Capistrant | Fairway Independent Mortgage Corporation
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
AnnieMac Home Mortgage
9531 W 78th St # 350, Eden Prairie, MN 55344, USA
Cole Thimsen | Fairway Home Mortgage Loan Officer
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
Mortgage Brokers Rankings in Eden Prairie, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sam Capistrant | Fairway Independent Mortgage Corporation7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 180 |
| #2 | AnnieMac Home Mortgage9531 W 78th St # 350, Eden Prairie, MN 55344, USA | 4.9★ | 160 |
| #3 | Cole Thimsen | Fairway Home Mortgage Loan Officer7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 121 |
| #4 | Cambria Mortgage6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344, USA | 4.7★ | 62 |
| #5 | Oliver White, Mortgage Lender NMLS #12541137500 Flying Cloud Dr, Eden Prairie, MN 55344, USA | 4.9★ | 44 |
| #6 | Nick Thiry | Fairway Independent Mortgage Corporation7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 21 |
| #7 | Results Home Mortgage11200 W 78th St, Eden Prairie, MN 55344, USA | 4.9★ | 65 |
| #8 | Adam Smith - Fairway Home Mortgage7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 7 |
| #9 | Steven Tran at Fairway Home Mortgage7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Eden Prairie
Cambria Mortgage
6385 Old Shady Oak Rd #175, Eden Prairie, MN 55344, USA
Oliver White, Mortgage Lender NMLS #1254113
7500 Flying Cloud Dr, Eden Prairie, MN 55344, USA
Nick Thiry | Fairway Independent Mortgage Corporation
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
Results Home Mortgage
11200 W 78th St, Eden Prairie, MN 55344, USA
Adam Smith - Fairway Home Mortgage
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
Steven Tran at Fairway Home Mortgage
7500 Flying Cloud Dr # 900, Eden Prairie, MN 55344, USA
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Frequently Asked Questions — Mortgage Brokers in Eden Prairie
What does a mortgage broker do differently than going directly to a bank in Eden Prairie?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Eden Prairie?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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