Top Picks · Edmonds
Best Insurance Agents in Edmonds, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 9 insurance agents in Edmonds, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Josh Culotti - State Farm Insurance Agent with a 4.9-star rating from 652 Google reviews and an RNM Score of 87/100. Also in the top tier: Matthew Ulrich: Allstate Insurance and John Schmick - State Farm Insurance Agent. The average rating across all listed insurance agents in Edmonds is 4.9 stars from 127 reviews per business on average.
Insurance in Edmonds: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Josh Culotti - State Farm Insurance Agent
Josh Culotti is consistently listed as a top-ranked agent in Edmonds, indicating strong customer satisfaction and reliable service.
Most Reviewed
Josh Culotti - State Farm Insurance Agent
A high number of reviews suggests a broad base of customer experiences, which can help you gauge the agent's reliability and service quality.
When choosing an insurance agent in Edmonds, consider reading recent reviews to understand current service levels, and compare quotes from multiple top-ranked agents to find the best coverage for your needs.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
127
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Shoppers consistently rate this Edmonds insurance agent 4.9 stars from over 650 reviews.
5720 220th St SW B, Mountlake Terrace, WA 98043, USAA trusted local insurance agent in Edmonds, WA, with a 4.7-star rating from 103 reviews.
214 Main St, Edmonds, WA 98020, USATrusted by hundreds of locals with a flawless 5.0-star rating on Google.
100 2nd Ave S Ste 320, Edmonds, WA 98020, USAInsurance Agents Rankings in Edmonds, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Josh Culotti - State Farm Insurance Agent5720 220th St SW B, Mountlake Terrace, WA 98043, USA | 4.9★ | 652 |
| #2 | Matthew Ulrich: Allstate Insurance214 Main St, Edmonds, WA 98020, USA | 4.7★ | 103 |
| #3 | John Schmick - State Farm Insurance Agent100 2nd Ave S Ste 320, Edmonds, WA 98020, USA | 5.0★ | 103 |
| #4 | Tripple, Tripple & Tripple, LLC144 Railroad Ave Ste 107, Edmonds, WA 98020, USA | 5.0★ | 1 |
| #5 | Johnson Insurance Agency300 Admiral Way Ste 209, Edmonds, WA 98020, USA | 5.0★ | 8 |
| #6 | Laura Arcuri - State Farm Insurance Agent8301 212th St SW Suite A, Edmonds, WA 98026, USA | 4.9★ | 90 |
| #7 | Shinae Kim - State Farm Insurance Agent7907 212th St SW #100, Edmonds, WA 98026, USA | 4.9★ | 176 |
| #8 | McDonald McGarry Insurance630 Main St, Edmonds, WA 98020, USA | 5.0★ | 7 |
| #9 | Interstate Insurance Services9790 Edmonds Way, Edmonds, WA 98020, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Edmonds
5.0 average rating from Google reviews, reflecting exceptional client satisfaction.
144 Railroad Ave Ste 107, Edmonds, WA 98020, USA
5.0-star rating from 8 reviews, reflecting exceptional client satisfaction.
300 Admiral Way Ste 209, Edmonds, WA 98020, USA
Trusted by locals with a flawless 4.9-star rating from 90 reviews.
8301 212th St SW Suite A, Edmonds, WA 98026, USA
Trusted by hundreds of local clients with a stellar 4.9-star rating.
7907 212th St SW #100, Edmonds, WA 98026, USA
Consistently earns a perfect 5.0-star rating from its customers in Edmonds.
630 Main St, Edmonds, WA 98020, USA
5.0 stars from 7 reviews, reflecting exceptional local client satisfaction.
9790 Edmonds Way, Edmonds, WA 98020, USA
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Insurance Agents in Edmonds, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 87/100 | 4.9 ★ | 652 |
| 2 | Matthew Ulrich: Allstate Insurance | 90/100 | 4.7 ★ | 103 |
| 3 | John Schmick - State Farm Insurance Agent | 87/100 | 5.0 ★ | 103 |
| 4 | Tripple, Tripple & Tripple, LLC | 74/100 | 5.0 ★ | 1 |
| 5 | Johnson Insurance Agency | 82/100 | 5.0 ★ | 8 |
| 6 | Laura Arcuri - State Farm Insurance Agent | 84/100 | 4.9 ★ | 90 |
| 7 | Shinae Kim - State Farm Insurance Agent | 85/100 | 4.9 ★ | 176 |
| 8 | McDonald McGarry Insurance | 70/100 | 5.0 ★ | 7 |
| 9 | Interstate Insurance Services | 70/100 | 5.0 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Edmonds
What is the difference between a captive and independent insurance agent in Edmonds?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Edmonds cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Edmonds?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Edmonds adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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