10+ Years · Edmonds
Experienced Insurance Agents in Edmonds, WA
Experience matters. These insurance agents in Edmonds have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 9 insurance agents in Edmonds, WA by verified customer ratings and review volume. The highest-rated is Josh Culotti - State Farm Insurance Agent with a 4.9-star rating from 652 verified reviews. Also in the top tier: Matthew Ulrich: Allstate Insurance and John Schmick - State Farm Insurance Agent. The average rating across all listed insurance agents in Edmonds is 4.9 stars from 127 reviews per business on average.
Insurance in Edmonds: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
127
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Josh Culotti - State Farm Insurance Agent
5720 220th St SW B, Mountlake Terrace, WA 98043, USA
Matthew Ulrich: Allstate Insurance
214 Main St, Edmonds, WA 98020, USA
John Schmick - State Farm Insurance Agent
100 2nd Ave S Ste 320, Edmonds, WA 98020, USA
Insurance Agents Rankings in Edmonds, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Josh Culotti - State Farm Insurance Agent5720 220th St SW B, Mountlake Terrace, WA 98043, USA | 4.9★ | 652 |
| #2 | Matthew Ulrich: Allstate Insurance214 Main St, Edmonds, WA 98020, USA | 4.7★ | 103 |
| #3 | John Schmick - State Farm Insurance Agent100 2nd Ave S Ste 320, Edmonds, WA 98020, USA | 5.0★ | 103 |
| #4 | Tripple, Tripple & Tripple, LLC144 Railroad Ave Ste 107, Edmonds, WA 98020, USA | 5.0★ | 1 |
| #5 | Johnson Insurance Agency300 Admiral Way Ste 209, Edmonds, WA 98020, USA | 5.0★ | 8 |
| #6 | Interstate Insurance Services9790 Edmonds Way, Edmonds, WA 98020, USA | 5.0★ | 7 |
| #7 | McDonald McGarry Insurance630 Main St, Edmonds, WA 98020, USA | 5.0★ | 7 |
| #8 | Shinae Kim - State Farm Insurance Agent7907 212th St SW #100, Edmonds, WA 98026, USA | 4.9★ | 176 |
| #9 | Laura Arcuri - State Farm Insurance Agent8301 212th St SW Suite A, Edmonds, WA 98026, USA | 4.9★ | 90 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Edmonds
Tripple, Tripple & Tripple, LLC
144 Railroad Ave Ste 107, Edmonds, WA 98020, USA
Johnson Insurance Agency
300 Admiral Way Ste 209, Edmonds, WA 98020, USA
Interstate Insurance Services
9790 Edmonds Way, Edmonds, WA 98020, USA
McDonald McGarry Insurance
630 Main St, Edmonds, WA 98020, USA
Shinae Kim - State Farm Insurance Agent
7907 212th St SW #100, Edmonds, WA 98026, USA
Laura Arcuri - State Farm Insurance Agent
8301 212th St SW Suite A, Edmonds, WA 98026, USA
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Frequently Asked Questions — Insurance Agents in Edmonds
What is the difference between a captive and independent insurance agent in Edmonds?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Edmonds cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Edmonds?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Edmonds adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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