4.5+ Stars · Evanston
Highly Rated Mortgage Brokers in Evanston, IL
Only the best make this list. These mortgage brokers in Evanston have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Evanston, IL by verified customer ratings and review volume. The highest-rated is Fairway Independent Mortgage Corporation with a 5.0-star rating from 112 verified reviews. Also in the top tier: Two Roads Lending and Beth Lewis at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Evanston is 4.9 stars from 49 reviews per business on average.
Mortgage brokers in Evanston: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
49
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Fairway Independent Mortgage Corporation
5250 Old Orchard Rd Suite 360, Skokie, IL 60077, USA
Two Roads Lending
1118 E Main St STE 1B, St. Charles, IL 60174, USA
Beth Lewis at CrossCountry Mortgage
909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA
Mortgage Brokers Rankings in Evanston, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fairway Independent Mortgage Corporation5250 Old Orchard Rd Suite 360, Skokie, IL 60077, USA | 5.0★ | 112 |
| #2 | Two Roads Lending1118 E Main St STE 1B, St. Charles, IL 60174, USA | 5.0★ | 164 |
| #3 | Beth Lewis at CrossCountry Mortgage909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA | 5.0★ | 83 |
| #4 | John Noyes at CrossCountry Mortgage909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA | 5.0★ | 36 |
| #5 | Corinne Guerra at Prosperity Home Mortgage - Evanston2110 Central St, Evanston, IL 60201, USA | 5.0★ | 26 |
| #6 | Olympus Mortgage, Inc.1144 Lake St Suite 208, Oak Park, IL 60301, USA | 5.0★ | 17 |
| #7 | Cambridge Lending Group1020 N Milwaukee Ave Ste 232, Deerfield, IL 60015, USA | 4.5★ | 15 |
| #8 | CrossCountry Mortgage, LLC909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA | — | — |
| #9 | Dee Ann Nicholas, REALTOR - Real Broker, LLC2401 Main St, Evanston, IL 60202, USA | 5.0★ | 30 |
| #10 | Wintrust Mortgage1740 Sherman Ave, Evanston, IL 60201, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Evanston
John Noyes at CrossCountry Mortgage
909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA
Corinne Guerra at Prosperity Home Mortgage - Evanston
2110 Central St, Evanston, IL 60201, USA
Olympus Mortgage, Inc.
1144 Lake St Suite 208, Oak Park, IL 60301, USA
Cambridge Lending Group
1020 N Milwaukee Ave Ste 232, Deerfield, IL 60015, USA
CrossCountry Mortgage, LLC
909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA
Dee Ann Nicholas, REALTOR - Real Broker, LLC
2401 Main St, Evanston, IL 60202, USA
Wintrust Mortgage
1740 Sherman Ave, Evanston, IL 60201, USA
Adam Nesva - Chase Home Lending Advisor - NMLS ID 427091
1200 Central Ave, Wilmette, IL 60091, USA
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Frequently Asked Questions — Mortgage Brokers in Evanston
What does a mortgage broker do differently than going directly to a bank in Evanston?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Evanston?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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