Local Pros · Evanston
Local Mortgage Brokers in Evanston, IL
Locally owned and operated mortgage brokers serving Evanston and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 12 mortgage brokers in Evanston, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fairway Independent Mortgage Corporation with a 5.0-star rating from 112 Google reviews and an RNM Score of 96/100. Also in the top tier: Two Roads Lending and Beth Lewis at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Evanston is 4.9 stars from 49 reviews per business on average.
Mortgage brokers in Evanston: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is frequently recognized as a top-ranked lender in Evanston for its extensive loan options, streamlined processes, and strong local reputation.
Most Reviewed
Fairway Independent Mortgage Corporation
A high number of reviews indicates broad customer experience and reliability, helping consumers gauge consistent service quality.
When choosing a mortgage broker in Evanston, compare loan programs and closing costs carefully, and prioritize brokers who communicate clearly and respond promptly to your questions.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
49
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Evanston mortgage broker with a perfect 5.0-star rating from over 100 reviews.
5250 Old Orchard Rd Suite 360, Skokie, IL 60077, USATop-rated Evanston mortgage broker with a perfect 5.0★ rating from 164 reviews.
1118 E Main St STE 1B, St. Charles, IL 60174, USA5.0-star rating from 83 Google reviews, reflecting exceptional client satisfaction.
909 Davis St Suite 500, Office 110, Evanston, IL 60201, USAMortgage Brokers Rankings in Evanston, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fairway Independent Mortgage Corporation5250 Old Orchard Rd Suite 360, Skokie, IL 60077, USA | 5.0★ | 112 |
| #2 | Two Roads Lending1118 E Main St STE 1B, St. Charles, IL 60174, USA | 5.0★ | 164 |
| #3 | Beth Lewis at CrossCountry Mortgage909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA | 5.0★ | 83 |
| #4 | DIMENSION MORTGAGE CORP1000 Skokie Blvd #570, Wilmette, IL 60091, USA | 4.8★ | 49 |
| #5 | Dee Ann Nicholas, REALTOR - Real Broker, LLC2401 Main St, Evanston, IL 60202, USA | 5.0★ | 30 |
| #6 | Corinne Guerra at Prosperity Home Mortgage - Evanston2110 Central St, Evanston, IL 60201, USA | 5.0★ | 26 |
| #7 | Olympus Mortgage, Inc.1144 Lake St Suite 208, Oak Park, IL 60301, USA | 5.0★ | 17 |
| #8 | Cambridge Lending Group1020 N Milwaukee Ave Ste 232, Deerfield, IL 60015, USA | 4.5★ | 15 |
| #9 | Wintrust Mortgage1740 Sherman Ave, Evanston, IL 60201, USA | 5.0★ | 2 |
| #10 | CrossCountry Mortgage, LLC909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Evanston
Earned a 4.8-star rating from 49 Google reviews, reflecting exceptional client satisfaction.
1000 Skokie Blvd #570, Wilmette, IL 60091, USA
Earned a perfect 5.0-star rating from over 30 customer reviews.
2401 Main St, Evanston, IL 60202, USA
Rated 5.0 stars from 26 Google reviews, this Evanston mortgage broker is highly trusted.
2110 Central St, Evanston, IL 60201, USA
5.0-star rating from 17 Google reviews sets this Evanston mortgage broker apart.
1144 Lake St Suite 208, Oak Park, IL 60301, USA
Evanston mortgage broker with a strong 4.5-star rating from 15 Google reviews.
1020 N Milwaukee Ave Ste 232, Deerfield, IL 60015, USA
Exceptional 5.0-star rating from 2 reviews in Evanston.
1740 Sherman Ave, Evanston, IL 60201, USA
Evanston mortgage broker with no customer reviews yet, so their service quality is currently unrated.
909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA
Earned a perfect 5.0-star rating from over 30 local client reviews.
909 Davis St Suite 500, Office 110, Evanston, IL 60201, USA
Top-rated Evanston mortgage broker with a perfect 5.0-star rating from satisfied clients.
1200 Central Ave, Wilmette, IL 60091, USA
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Mortgage Brokers in Evanston, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 96/100 | 5.0 ★ | 112 |
| 2 | Two Roads Lending | 86/100 | 5.0 ★ | 164 |
| 3 | Beth Lewis at CrossCountry Mortgage | 82/100 | 5.0 ★ | 83 |
| 4 | DIMENSION MORTGAGE CORP | 80/100 | 4.8 ★ | 49 |
| 5 | Dee Ann Nicholas, REALTOR - Real Broker, LLC | 77/100 | 5.0 ★ | 30 |
| 6 | Corinne Guerra at Prosperity Home Mortgage - Evanston | 76/100 | 5.0 ★ | 26 |
| 7 | Olympus Mortgage, Inc. | 74/100 | 5.0 ★ | 17 |
| 8 | Cambridge Lending Group | 65/100 | 4.5 ★ | 15 |
| 9 | Wintrust Mortgage | 64/100 | 5.0 ★ | 2 |
| 10 | CrossCountry Mortgage, LLC | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Evanston
What does a mortgage broker do differently than going directly to a bank in Evanston?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Evanston?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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