Local Pros · Everett
Local Mortgage Brokers in Everett, WA
Locally owned and operated mortgage brokers serving Everett and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Everett, WA by verified customer ratings and review volume. The highest-rated is Danny Meier with a 5.0-star rating from 626 verified reviews. Also in the top tier: New American Funding - Dan Keller and Evergreen Home Loans Marysville 1124039. The average rating across all listed mortgage brokers in Everett is 5 stars from 117 reviews per business on average.
Mortgage brokers in Everett: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
117
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
New American Funding - Dan Keller
2733 Colby Ave, Everett, WA 98201, USA
Evergreen Home Loans Marysville 1124039
1702 3rd St, Marysville, WA 98270, USA
Mortgage Brokers Rankings in Everett, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Danny Meier901 1st St Suite 3A, Snohomish, WA 98290, USA | 5.0★ | 626 |
| #2 | New American Funding - Dan Keller2733 Colby Ave, Everett, WA 98201, USA | 5.0★ | 275 |
| #3 | Evergreen Home Loans Marysville 11240391702 3rd St, Marysville, WA 98270, USA | 5.0★ | 144 |
| #4 | 1st Security Bank Home Lending Office2825 Colby Ave #205, Everett, WA 98201, USA | 4.9★ | 96 |
| #5 | Dwell Mortgage2817 Wetmore Ave, Everett, WA 98201, USA | 5.0★ | 113 |
| #6 | American Pacific Mortgage Corporation (NMLS #1062505)1000 SE Everett Mall Way #305, Everett, WA 98208, USA | 4.9★ | 43 |
| #7 | Humphrey Mortgage Team Powered by NEO Home Loans1604 Hewitt Ave Suite 515, Everett, WA 98201, USA | 5.0★ | 87 |
| #8 | Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #185016300 Mill Creek Blvd, Mill Creek, WA 98012, USA | 5.0★ | 64 |
| #9 | Mark Tilschner, NMLS #1863689 - Mortgage Loan Advisor1000 SE Everett Mall Way #305, Everett, WA 98208, USA | 5.0★ | 31 |
| #10 | Mike Sapida | Dwell Mortgage2817 Wetmore Ave, Everett, WA 98201, USA | 5.0★ | 124 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Everett
1st Security Bank Home Lending Office
2825 Colby Ave #205, Everett, WA 98201, USA
American Pacific Mortgage Corporation (NMLS #1062505)
1000 SE Everett Mall Way #305, Everett, WA 98208, USA
Humphrey Mortgage Team Powered by NEO Home Loans
1604 Hewitt Ave Suite 515, Everett, WA 98201, USA
Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #1850
16300 Mill Creek Blvd, Mill Creek, WA 98012, USA
Mark Tilschner, NMLS #1863689 - Mortgage Loan Advisor
1000 SE Everett Mall Way #305, Everett, WA 98208, USA
Mike Sapida | Dwell Mortgage
2817 Wetmore Ave, Everett, WA 98201, USA
Lisa Steffan, NMLS# 87746 - Mortgage Loan Officer
1000 SE Everett Mall Way #305, Everett, WA 98208, USA
UniSave Home Loans
8490 Mukilteo Speedway #100, Mukilteo, WA 98275, USA
Mortgage Advisor Alexandria Ware NMLS 1249633
221 SE Everett Mall Way M-10, Everett, WA 98208, USA
Tyler Beard at CrossCountry Mortgage
9505 19th Ave SE Suite 114 & 115, Everett, WA 98208, USA
Amy Trim | Loan Officer - Evergreen Home Loans
1205 Craftsman Way, Everett, WA 98201, USA
Evergreen Home Loans Everett NMLS 1816812
1205 Craftsman Way Suite 103, Everett, WA 98201, USA
New American Funding - Everett, WA
2733 Colby Ave, Everett, WA 98201, USA
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Frequently Asked Questions — Mortgage Brokers in Everett
What does a mortgage broker do differently than going directly to a bank in Everett?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Everett?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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