Top Picks · Shoreline
Best Mortgage Brokers in Shoreline, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Shoreline, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is American Pacific Mortgage (NMLS #1850) with a 4.9-star rating from 820 Google reviews and an RNM Score of 87/100. Also in the top tier: Fairway Independent Mortgage and Beeline Mortgage. The average rating across all listed mortgage brokers in Shoreline is 4.9 stars from 157 reviews per business on average.
Mortgage brokers in Shoreline: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
CMG Home Loans
CMG Home Loans stands out as the top-ranked mortgage broker in Shoreline due to its consistent high ratings and reputation for personalized service.
Most Reviewed
True Lending Company
A high number of reviews reflects a broad customer base and helps consumers gauge trustworthiness and service quality over time.
To choose the right mortgage broker in Shoreline, compare loan options and rates from multiple top-ranked lenders, and read recent customer feedback to ensure the broker aligns with your financial goals and communication style.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
157
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds, this Shoreline mortgage broker holds a flawless 4.9-star rating.
3000 Lava Ridge Ct Suite 200, Roseville, CA 95661, USAShoreline mortgage broker with 152 perfect five-star Google reviews.
5800 236th St SW, Mountlake Terrace, WA 98043, USATrusted by homeowners, this Shoreline mortgage broker holds a flawless 5.0★ rating from over 100 reviews.
1421 N Meadowwood Ln Ste 71, Liberty Lake, WA 99019, USAMortgage Brokers Rankings in Shoreline, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Pacific Mortgage (NMLS #1850)3000 Lava Ridge Ct Suite 200, Roseville, CA 95661, USA | 4.9★ | 820 |
| #2 | Fairway Independent Mortgage5800 236th St SW, Mountlake Terrace, WA 98043, USA | 5.0★ | 152 |
| #3 | Beeline Mortgage1421 N Meadowwood Ln Ste 71, Liberty Lake, WA 99019, USA | 5.0★ | 104 |
| #4 | Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage14708 15th Ave NE Suit A, Shoreline, WA 98155, USA | 4.9★ | 103 |
| #5 | Infinity Mortgage Group654 5th Ave S #300b, Edmonds, WA 98020, USA | 4.8★ | 34 |
| #6 | Cornerstone Home Lending3500 188th St SW #400, Lynnwood, WA 98037, USA | 5.0★ | 86 |
| #7 | CMG Home Loans120 W Dayton St Suite B-6, Edmonds, WA 98020, USA | 5.0★ | 40 |
| #8 | Northshore Capital Funding15712 Mill Creek Blvd #7, Mill Creek, WA 98012, USA | 5.0★ | 14 |
| #9 | True Lending Company123 2nd Ave S Suite 230, Edmonds, WA 98020, USA | 4.9★ | 58 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Shoreline
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
14708 15th Ave NE Suit A, Shoreline, WA 98155, USA
Trusted local mortgage broker with a 4.8-star rating from 34 Google reviews.
654 5th Ave S #300b, Edmonds, WA 98020, USA
Shoreline mortgage broker with a perfect 5.0-star rating from 86 reviews.
3500 188th St SW #400, Lynnwood, WA 98037, USA
5.0-star rating from 40 Google reviews reflects exceptional client satisfaction in Shoreline.
120 W Dayton St Suite B-6, Edmonds, WA 98020, USA
5.0-star rating from 14 Google reviews reflects trusted local mortgage guidance.
15712 Mill Creek Blvd #7, Mill Creek, WA 98012, USA
Rated 4.9 stars from 58 reviews, this Shoreline broker is highly trusted by clients.
123 2nd Ave S Suite 230, Edmonds, WA 98020, USA
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Mortgage Brokers in Shoreline, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | American Pacific Mortgage (NMLS #1850) | 87/100 | 4.9 ★ | 820 |
| 2 | Fairway Independent Mortgage | 86/100 | 5.0 ★ | 152 |
| 3 | Beeline Mortgage | 84/100 | 5.0 ★ | 104 |
| 4 | Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage | 82/100 | 4.9 ★ | 103 |
| 5 | Infinity Mortgage Group | 74/100 | 4.8 ★ | 34 |
| 6 | Cornerstone Home Lending | 83/100 | 5.0 ★ | 86 |
| 7 | CMG Home Loans | 78/100 | 5.0 ★ | 40 |
| 8 | Northshore Capital Funding | 73/100 | 5.0 ★ | 14 |
| 9 | True Lending Company | 79/100 | 4.9 ★ | 58 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Shoreline
What does a mortgage broker do differently than going directly to a bank in Shoreline?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Shoreline?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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