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Mortgage Brokers in Everett, WA — Free Estimates
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As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Everett, WA by verified customer ratings and review volume. The highest-rated is Danny Meier with a 5.0-star rating from 626 verified reviews. Also in the top tier: New American Funding - Dan Keller and Evergreen Home Loans Marysville 1124039. The average rating across all listed mortgage brokers in Everett is 5 stars from 117 reviews per business on average.
Mortgage brokers in Everett: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
117
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
New American Funding - Dan Keller
2733 Colby Ave, Everett, WA 98201, USA
Evergreen Home Loans Marysville 1124039
1702 3rd St, Marysville, WA 98270, USA
Mortgage Brokers Rankings in Everett, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Danny Meier901 1st St Suite 3A, Snohomish, WA 98290, USA | 5.0★ | 626 |
| #2 | New American Funding - Dan Keller2733 Colby Ave, Everett, WA 98201, USA | 5.0★ | 275 |
| #3 | Evergreen Home Loans Marysville 11240391702 3rd St, Marysville, WA 98270, USA | 5.0★ | 144 |
| #4 | 1st Security Bank Home Lending Office2825 Colby Ave #205, Everett, WA 98201, USA | 4.9★ | 96 |
| #5 | Dwell Mortgage2817 Wetmore Ave, Everett, WA 98201, USA | 5.0★ | 113 |
| #6 | American Pacific Mortgage Corporation (NMLS #1062505)1000 SE Everett Mall Way #305, Everett, WA 98208, USA | 4.9★ | 43 |
| #7 | Humphrey Mortgage Team Powered by NEO Home Loans1604 Hewitt Ave Suite 515, Everett, WA 98201, USA | 5.0★ | 87 |
| #8 | Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #185016300 Mill Creek Blvd, Mill Creek, WA 98012, USA | 5.0★ | 64 |
| #9 | Mark Tilschner, NMLS #1863689 - Mortgage Loan Advisor1000 SE Everett Mall Way #305, Everett, WA 98208, USA | 5.0★ | 31 |
| #10 | Mike Sapida | Dwell Mortgage2817 Wetmore Ave, Everett, WA 98201, USA | 5.0★ | 124 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Everett
1st Security Bank Home Lending Office
2825 Colby Ave #205, Everett, WA 98201, USA
American Pacific Mortgage Corporation (NMLS #1062505)
1000 SE Everett Mall Way #305, Everett, WA 98208, USA
Humphrey Mortgage Team Powered by NEO Home Loans
1604 Hewitt Ave Suite 515, Everett, WA 98201, USA
Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #1850
16300 Mill Creek Blvd, Mill Creek, WA 98012, USA
Mark Tilschner, NMLS #1863689 - Mortgage Loan Advisor
1000 SE Everett Mall Way #305, Everett, WA 98208, USA
Mike Sapida | Dwell Mortgage
2817 Wetmore Ave, Everett, WA 98201, USA
Lisa Steffan, NMLS# 87746 - Mortgage Loan Officer
1000 SE Everett Mall Way #305, Everett, WA 98208, USA
UniSave Home Loans
8490 Mukilteo Speedway #100, Mukilteo, WA 98275, USA
Mortgage Advisor Alexandria Ware NMLS 1249633
221 SE Everett Mall Way M-10, Everett, WA 98208, USA
Tyler Beard at CrossCountry Mortgage
9505 19th Ave SE Suite 114 & 115, Everett, WA 98208, USA
Amy Trim | Loan Officer - Evergreen Home Loans
1205 Craftsman Way, Everett, WA 98201, USA
Evergreen Home Loans Everett NMLS 1816812
1205 Craftsman Way Suite 103, Everett, WA 98201, USA
New American Funding - Everett, WA
2733 Colby Ave, Everett, WA 98201, USA
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Frequently Asked Questions — Mortgage Brokers in Everett
What does a mortgage broker do differently than going directly to a bank in Everett?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Everett?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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