Low Cost · Fairfield
Cheap Mortgage Brokers in Fairfield, OH — Best Prices
Compare mortgage brokers prices in Fairfield to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Fairfield, OH by verified customer ratings and review volume. The highest-rated is William Dawes - Ohio Mortgage Expert | Fairway Home Mortgage with a 5.0-star rating from 318 verified reviews. Also in the top tier: Union Savings Bank and Buckeye Home Lending. The average rating across all listed mortgage brokers in Fairfield is 4.7 stars from 57 reviews per business on average.
Mortgage brokers in Fairfield: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.7★
Avg rating
57
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
William Dawes - Ohio Mortgage Expert | Fairway Home Mortgage
558 E State St, Salem, OH 44460, USA
Union Savings Bank
721 Wessel Dr, Fairfield, OH 45014, USA
Buckeye Home Lending
1281 W Main St, Newark, OH 43055, USA
Mortgage Brokers Rankings in Fairfield, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | William Dawes - Ohio Mortgage Expert | Fairway Home Mortgage558 E State St, Salem, OH 44460, USA | 5.0★ | 318 |
| #2 | Union Savings Bank721 Wessel Dr, Fairfield, OH 45014, USA | 4.8★ | 129 |
| #3 | Buckeye Home Lending1281 W Main St, Newark, OH 43055, USA | 4.9★ | 65 |
| #4 | Access Mortgage Solution5353 Dixie Hwy B3, Fairfield, OH 45014, USA | — | — |
| #5 | United Alliance Mortgage, LLC6800 Central Ave B, Toledo, OH 43617, USA | 5.0★ | 39 |
| #6 | Revolution Mortgage4357 Harrison Ave FL 2, Cincinnati, OH 45211, USA | 4.9★ | 11 |
| #7 | David Lipsky | Coast2Coast Mortgage Lending5380 Pleasant Ave Suite 4D, Fairfield, OH 45014, USA | 5.0★ | 3 |
| #8 | Benge Mortgage LLC NMLS#23599248080 Beckett Center Dr #202, West Chester Township, OH 45069, USA | 4.9★ | 42 |
| #9 | Loan Officer - 20739865380 Pleasant Ave Suite 4D, Fairfield, OH 45014, USA | — | — |
| #10 | Dan Farrell, VP / Branch Manager GVC Mortgage9078 Union Centre Blvd #350, West Chester Township, OH 45069, USA | 5.0★ | 55 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Fairfield
Access Mortgage Solution
5353 Dixie Hwy B3, Fairfield, OH 45014, USA
United Alliance Mortgage, LLC
6800 Central Ave B, Toledo, OH 43617, USA
Revolution Mortgage
4357 Harrison Ave FL 2, Cincinnati, OH 45211, USA
David Lipsky | Coast2Coast Mortgage Lending
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014, USA
Benge Mortgage LLC NMLS#2359924
8080 Beckett Center Dr #202, West Chester Township, OH 45069, USA
Loan Officer - 2073986
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014, USA
Dan Farrell, VP / Branch Manager GVC Mortgage
9078 Union Centre Blvd #350, West Chester Township, OH 45069, USA
Loan Officer - 488867
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014, USA
Best Rate Mortgage Group
8050 Beckett Center Dr Ste. 320, West Chester Township, OH 45069, USA
Loan Officer - 294680
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014, USA
Sibcy Cline Mortgage Services
8044 Montgomery Rd #301, Cincinnati, OH 45236, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Fairfield, OH.
Frequently Asked Questions — Mortgage Brokers in Fairfield
What does a mortgage broker do differently than going directly to a bank in Fairfield?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fairfield?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Fairfield
Related Searches
More ways to find mortgage brokers in Fairfield
Mortgage Brokers in nearby cities