Top Picks · Fairfield
Best Insurance Agents in Fairfield, OH
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 16 insurance agents in Fairfield, OH by verified customer ratings and review volume. The highest-rated is Chris Champ - State Farm Insurance Agent with a 5.0-star rating from 532 verified reviews. Also in the top tier: Michael Garland - State Farm Insurance Agent and Lighthouse Agency Insurance. The average rating across all listed insurance agents in Fairfield is 4.7 stars from 129 reviews per business on average.
Insurance in Fairfield: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.7★
Avg rating
129
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Chris Champ - State Farm Insurance Agent
5409 Dixie Hwy, Fairfield, OH 45014, USA
Michael Garland - State Farm Insurance Agent
5306 S Gilmore Rd, Fairfield, OH 45014, USA
Lighthouse Agency Insurance
2794 Mack Rd Suite B, Fairfield, OH 45014, USA
Insurance Agents Rankings in Fairfield, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Chris Champ - State Farm Insurance Agent5409 Dixie Hwy, Fairfield, OH 45014, USA | 5.0★ | 532 |
| #2 | Michael Garland - State Farm Insurance Agent5306 S Gilmore Rd, Fairfield, OH 45014, USA | 5.0★ | 289 |
| #3 | Lighthouse Agency Insurance2794 Mack Rd Suite B, Fairfield, OH 45014, USA | 5.0★ | 270 |
| #4 | Globe Insurance Agency1099 Magie Ave, Fairfield, OH 45014, USA | 4.8★ | 49 |
| #5 | Nationwide Insurance: Armando Arredondo4601 Dixie Hwy, Fairfield, OH 45014, USA | 3.4★ | 106 |
| #6 | Hal Kresser Agency LLC650 Wessel Dr, Fairfield, OH 45014, USA | 4.8★ | 23 |
| #7 | Preferred-Protectors Insurance Agency1260 Nilles Rd #2, Fairfield, OH 45014, USA | 4.6★ | 38 |
| #8 | Pierce Brown - State Farm Insurance Agent5136 Pleasant Ave, Fairfield, OH 45014, USA | 4.9★ | 139 |
| #9 | John J. & Thomas R. Schiff & Co., Inc.6200 S Gilmore Rd, Fairfield, OH 45014, USA | 5.0★ | 15 |
| #10 | Katherine Harrison - GEICO Insurance Agent765 Nilles Rd unit c, Fairfield, OH 45014, USA | 4.7★ | 220 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Fairfield
Globe Insurance Agency
1099 Magie Ave, Fairfield, OH 45014, USA
Nationwide Insurance: Armando Arredondo
4601 Dixie Hwy, Fairfield, OH 45014, USA
Hal Kresser Agency LLC
650 Wessel Dr, Fairfield, OH 45014, USA
Preferred-Protectors Insurance Agency
1260 Nilles Rd #2, Fairfield, OH 45014, USA
Pierce Brown - State Farm Insurance Agent
5136 Pleasant Ave, Fairfield, OH 45014, USA
John J. & Thomas R. Schiff & Co., Inc.
6200 S Gilmore Rd, Fairfield, OH 45014, USA
Katherine Harrison - GEICO Insurance Agent
765 Nilles Rd unit c, Fairfield, OH 45014, USA
McCandless - Viladiu Insurance Agency: Allstate Insurance
4271 Hamilton Cleves Rd Ste 1, Fairfield, OH 45014, USA
Brian Woods: Allstate Insurance
6660 Dixie Hwy Suite 101, Fairfield, OH 45014, USA
United Heartland Insurance Agencies
150 High St, Hamilton, OH 45011, USA
Ingram Insurance Agency
600 Symmes Rd, Hamilton, OH 45015, USA
Willis Murphy Advantage Insurance Agency
300 High St #550, Hamilton, OH 45011, USA
1st Choice Insurance Agency LLC
7500 Dixie Hwy suite B, Fairfield, OH 45014, USA
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Frequently Asked Questions — Insurance Agents in Fairfield
What is the difference between a captive and independent insurance agent in Fairfield?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OH?
Search the OH Department of Insurance's online license lookup — Google "OH Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OH must be licensed with the state.
How much does working with a local insurance agent in Fairfield cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Fairfield?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Fairfield adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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