Same Day · Federal Way
Same-Day Insurance Agents in Federal Way, WA
Can't wait a week? These insurance agents in Federal Way offer same-day or next-day appointments. Call now to check availability.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Federal Way, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brian Harris - State Farm Insurance Agent with a 4.9-star rating from 760 Google reviews and an RNM Score of 87/100. Also in the top tier: Yolanda Santana Harris - State Farm Insurance Agent and Julia Johnson - State Farm Insurance Agent. The average rating across all listed insurance agents in Federal Way is 4.7 stars from 161 reviews per business on average.
Insurance in Federal Way: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Julia Johnson - State Farm Insurance Agent
Julia Johnson is top-ranked for her strong local reputation and personalized service as a State Farm agent in Federal Way.
Most Reviewed
Julia Johnson - State Farm Insurance Agent
A high number of reviews indicates broad customer experience and trust in the agent's reliability.
When choosing an insurance agent in Federal Way, consider meeting with a top-ranked agent like Julia Johnson for personalized coverage, and compare quotes from multiple agencies to ensure you get the best rate and service.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
161
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of locals, this Federal Way agency holds a 4.9★ rating.
34004 16th Ave S, Federal Way, WA 98003, USATrusted by hundreds of local clients with a near-perfect 4.9-star rating.
1066 S 320th St Bldg K Suite E, Federal Way, WA 98003, USATrusted by hundreds of locals with a stellar 4.8-star average rating.
3450 S 344th Way Suite 110, Federal Way, WA 98001, USAInsurance Agents Rankings in Federal Way, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brian Harris - State Farm Insurance Agent34004 16th Ave S, Federal Way, WA 98003, USA | 4.9★ | 760 |
| #2 | Yolanda Santana Harris - State Farm Insurance Agent1066 S 320th St Bldg K Suite E, Federal Way, WA 98003, USA | 4.9★ | 723 |
| #3 | Julia Johnson - State Farm Insurance Agent3450 S 344th Way Suite 110, Federal Way, WA 98001, USA | 4.8★ | 412 |
| #4 | Progressive Insurance - Claims Office33820 Weyerhaeuser Way S, Federal Way, WA 98001, USA | 3.3★ | 256 |
| #5 | The Cisco Agency: Allstate Insurance1903 SW Campus Dr, Federal Way, WA 98023, USA | 4.5★ | 47 |
| #6 | Rainwater Agency-Insurance Specialists32700 Pacific Hwy S #7, Federal Way, WA 98003, USA | 4.5★ | 42 |
| #7 | Kyle Van Santen - State Farm Insurance Agent1400 S 312th St #2, Federal Way, WA 98003, USA | 4.9★ | 146 |
| #8 | Bill Love: Allstate Insurance29918 Pacific Hwy S, Federal Way, WA 98003, USA | 4.6★ | 83 |
| #9 | Farmers Insurance - Michelle Morales202 S 348th St # 3, Federal Way, WA 98003, USA | 4.8★ | 40 |
| #10 | Miguel Rodriguez: Allstate Insurance32020 1st Ave S #115, Federal Way, WA 98003, USA | 4.5★ | 40 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Federal Way
3.3 stars from 256 Google reviews, indicating mixed customer experiences.
33820 Weyerhaeuser Way S, Federal Way, WA 98001, USA
4.5 stars from 47 reviews, reflecting strong local client satisfaction.
1903 SW Campus Dr, Federal Way, WA 98023, USA
Consistently rated 4.5 stars from 42 Google reviews in Federal Way.
32700 Pacific Hwy S #7, Federal Way, WA 98003, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
1400 S 312th St #2, Federal Way, WA 98003, USA
4.6 stars from 83 reviews, reflecting strong local reputation in Federal Way.
29918 Pacific Hwy S, Federal Way, WA 98003, USA
4.8 stars from 40 reviews, reflecting exceptional local service in Federal Way.
202 S 348th St # 3, Federal Way, WA 98003, USA
Federal Way insurance agent rated 4.5 stars from 40 Google reviews.
32020 1st Ave S #115, Federal Way, WA 98003, USA
Consistently rated 4.6 stars across 11 Google reviews from local clients.
33509 Pacific Hwy S # A, Federal Way, WA 98003, USA
5.0 stars from 6 Google reviews for this Federal Way insurance agent.
500 South 336th St #215, Federal Way, WA 98003, USA
Trusted insurance agent in Federal Way, WA with a perfect 5.0★ rating.
30640 Pacific Hwy S B, Federal Way, WA 98003, USA
Consistently earns 5.0 stars from its early Google reviews in Federal Way.
33919 9th Ave S STE 104, Federal Way, WA 98003, USA
Praised by dozens of local clients, this Federal Way agency holds a stellar 4.9-star rating.
33919 9th Ave S Ste 204, Federal Way, WA 98003, USA
4.9-star rating from 147 reviews reflects exceptional client satisfaction.
33100 Pacific Hwy S #1, Federal Way, WA 98003, USA
Praised by dozens of local clients, this agency holds a stellar 4.9-star rating.
33301 1st Way S Suite C130, Federal Way, WA 98003, USA
A top-rated Federal Way insurance agent with 4.9 stars from nearly 300 reviews.
33434 8th Ave S STE 105, Federal Way, WA 98003, USA
5.0 stars from 64 Google reviews, reflecting consistently excellent local service.
33720 9th Ave S Ste 2, Federal Way, WA 98003, USA
A trusted local insurance agent with a 4.9-star rating from 67 reviews.
29100 Pacific Hwy S #5, Federal Way, WA 98003, USA
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Insurance Agents in Federal Way, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Brian Harris - State Farm Insurance Agent | 87/100 | 4.9 ★ | 760 |
| 2 | Yolanda Santana Harris - State Farm Insurance Agent | 87/100 | 4.9 ★ | 723 |
| 3 | Julia Johnson - State Farm Insurance Agent | 85/100 | 4.8 ★ | 412 |
| 4 | Progressive Insurance - Claims Office | 59/100 | 3.3 ★ | 256 |
| 5 | The Cisco Agency: Allstate Insurance | 71/100 | 4.5 ★ | 47 |
| 6 | Rainwater Agency-Insurance Specialists | 70/100 | 4.5 ★ | 42 |
| 7 | Kyle Van Santen - State Farm Insurance Agent | 84/100 | 4.9 ★ | 146 |
| 8 | Bill Love: Allstate Insurance | 76/100 | 4.6 ★ | 83 |
| 9 | Farmers Insurance - Michelle Morales | 75/100 | 4.8 ★ | 40 |
| 10 | Miguel Rodriguez: Allstate Insurance | 70/100 | 4.5 ★ | 40 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Federal Way
What is the difference between a captive and independent insurance agent in Federal Way?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Federal Way cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Federal Way?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Federal Way adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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