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Licensed · Flint

Licensed & Insured Mortgage Brokers in Flint, MI

Every mortgage brokers listed here carries proper licensing and insurance in MI. Protect yourself — always verify credentials before work begins.

As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Flint, MI by verified customer ratings and review volume. The highest-rated is Cason Home Loans - Fenton with a 4.9-star rating from 736 verified reviews. Also in the top tier: Legacy Mortgage and Icon Mortgage. The average rating across all listed mortgage brokers in Flint is 5 stars from 145 reviews per business on average.

Mortgage brokers in Flint: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

16

Businesses listed

5★

Avg rating

145

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Cason Home Loans - Fenton

4.9(736 reviews)

1100 Torrey Rd #300, Fenton, MI 48430, USA

🥈

Legacy Mortgage

5.0(470 reviews)

1537 E Hill Rd Suite 100, Grand Blanc, MI 48439, USA

🥉

Icon Mortgage

4.9(386 reviews)

5141 Gateway Centre Blvd Suite 200, Flint, MI 48507, USA

Mortgage Brokers Rankings in Flint, MI

#BusinessRatingReviews
#1Cason Home Loans - Fenton1100 Torrey Rd #300, Fenton, MI 48430, USA4.9736
#2Legacy Mortgage1537 E Hill Rd Suite 100, Grand Blanc, MI 48439, USA5.0470
#3Icon Mortgage5141 Gateway Centre Blvd Suite 200, Flint, MI 48507, USA4.9386
#4Dione Oliver - USA Mortgage2353 S Linden Rd # B, Flint, MI 48532, USA5.0119
#5Guild Mortgage Company324 N Main St Suite F, Davison, MI 48423, USA5.066
#6Sunflower Bank Mortgage Lending10761 S Saginaw St Suite A, Grand Blanc, MI 48439, USA5.0121
#7Kline Mortgage & Mortgage LLC12745 S Saginaw St, Grand Blanc, MI 48439, USA5.086
#8Skylar Mortgage Company5370 Miller Rd #12, Swartz Creek, MI 48473, USA5.01
#9Matt Keway, Mortgage Lender5141 Gateway Centre Blvd Suite 200, Flint, MI 48507, USA5.029
#10PremierHomeAF752 Cambridge Cir, Grand Blanc, MI 48439, USA5.039

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Flint

4

Dione Oliver - USA Mortgage

5.0· 119 reviews

2353 S Linden Rd # B, Flint, MI 48532, USA

5

Guild Mortgage Company

5.0· 66 reviews

324 N Main St Suite F, Davison, MI 48423, USA

6

Sunflower Bank Mortgage Lending

5.0· 121 reviews

10761 S Saginaw St Suite A, Grand Blanc, MI 48439, USA

7

Kline Mortgage & Mortgage LLC

5.0· 86 reviews

12745 S Saginaw St, Grand Blanc, MI 48439, USA

8

Skylar Mortgage Company

5.0· 1 reviews

5370 Miller Rd #12, Swartz Creek, MI 48473, USA

9

Matt Keway, Mortgage Lender

5.0· 29 reviews

5141 Gateway Centre Blvd Suite 200, Flint, MI 48507, USA

10

PremierHomeAF

5.0· 39 reviews

752 Cambridge Cir, Grand Blanc, MI 48439, USA

11

Icon Lending

5.0· 169 reviews

1050 Wilshire Dr Suite 300 Office 1, Troy, MI 48084, USA

12

Epic Mortgage Group

4.9· 66 reviews

122 E. Grand Blanc Rd. Suite 1, Grand Blanc, MI 48439, USA

13

Mortgage Matt of Icon Mortgage

5.0· 20 reviews

5141 Gateway Centre Blvd, Flint, MI 48507, USA

14

Pure One Mortgage

5.0· 4 reviews

4027 S Center Rd, Burton, MI 48519, USA

15

USA Mortgage

5.0· 2 reviews

2353 S Linden Rd # B, Flint, MI 48532, USA

16

Elite Home Lending Group

5.0· 2 reviews

5131 W Bristol Rd, Flint, MI 48507, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Flint

What does a mortgage broker do differently than going directly to a bank in Flint?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Flint?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in MI?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Flint, MI

This page lists and ranks 16 mortgage brokers serving Flint, MI as of May 2026. The average verified rating across all listings is 5 stars, with an average of 145 customer reviews per business. The top-ranked mortgage brokers in Flint by our algorithm is Cason Home Loans - Fenton (4.9 stars, 736 reviews). Mortgage brokers in Flint: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Flint: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MI licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Flint