Same Day · Flint
Same-Day Insurance Agents in Flint, MI
Can't wait a week? These insurance agents in Flint offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Flint, MI by verified customer ratings and review volume. The highest-rated is L.A. Insurance with a 4.8-star rating from 459 verified reviews. Also in the top tier: American Heritage Insurance Agency and BGM Insurance Agency, Inc. The average rating across all listed insurance agents in Flint is 4.6 stars from 94 reviews per business on average.
Insurance in Flint: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
94
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
L.A. Insurance
2927 Saginaw St, Flint, MI 48505, USA
American Heritage Insurance Agency
3019 E Hill Rd, Grand Blanc, MI 48439, USA
BGM Insurance Agency, Inc
1063 E Hill Rd, Flint, MI 48507, USA
Insurance Agents Rankings in Flint, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | L.A. Insurance2927 Saginaw St, Flint, MI 48505, USA | 4.8★ | 459 |
| #2 | American Heritage Insurance Agency3019 E Hill Rd, Grand Blanc, MI 48439, USA | 5.0★ | 115 |
| #3 | BGM Insurance Agency, Inc1063 E Hill Rd, Flint, MI 48507, USA | 4.8★ | 104 |
| #4 | Phillips Insurance - An Independent Agency Since 19176045 Corunna Rd # B, Flint, MI 48532, USA | 4.9★ | 47 |
| #5 | Security First Insurance Agency, Inc3526 Miller Rd G, Flint, MI 48507, USA | 4.5★ | 168 |
| #6 | Ron Gillum Jr - State Farm Insurance Agent1510 W Court St Suite 1, Flint, MI 48503, USA | 4.6★ | 65 |
| #7 | Al Bourdeau Insurance Agency3835 Davison Rd, Flint, MI 48506, USA | 4.4★ | 114 |
| #8 | PLPD Insurance - Flint1391 Bristol Rd, Flint, MI 48507, USA | 4.0★ | 74 |
| #9 | Irving Insurance Agency, Inc.3033 N Linden Rd, Flint, MI 48504, USA | 4.4★ | 34 |
| #10 | Eve Insurance4508 Beecher Rd, Flint, MI 48532, USA | 4.9★ | 63 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Flint
Phillips Insurance - An Independent Agency Since 1917
6045 Corunna Rd # B, Flint, MI 48532, USA
Security First Insurance Agency, Inc
3526 Miller Rd G, Flint, MI 48507, USA
Ron Gillum Jr - State Farm Insurance Agent
1510 W Court St Suite 1, Flint, MI 48503, USA
Al Bourdeau Insurance Agency
3835 Davison Rd, Flint, MI 48506, USA
PLPD Insurance - Flint
1391 Bristol Rd, Flint, MI 48507, USA
Irving Insurance Agency, Inc.
3033 N Linden Rd, Flint, MI 48504, USA
Eve Insurance
4508 Beecher Rd, Flint, MI 48532, USA
Blackmore Rowe Insurance
G-6235 Corunna Rd Suite H, Flint, MI 48532, USA
Farmers Insurance - Kristin Olson
6070 Fenton Rd #2, Flint, MI 48507, USA
Thomas Spence Insurance Agency, Inc
3208 Pierson Rd, Flint, MI 48504, USA
Mark Owen Insurance Agency
4386 Lennon Rd, Flint, MI 48507, USA
McCredie Insurance Agency
5454 Gateway Centre Blvd, Flint, MI 48507, USA
All Risk Insurance
2503 Flushing Rd G, Flint, MI 48504, USA
Hallmark Insurance Agency
11506 S Saginaw St, Grand Blanc, MI 48439, USA
Paul Donnelly State Farm Agent
5409 Gateway Centre Blvd # C, Flint, MI 48507, USA
Michigan Insurance and Financial Services - Grand Blanc
8469 S Saginaw St, Grand Blanc, MI 48439, USA
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Frequently Asked Questions — Insurance Agents in Flint
What is the difference between a captive and independent insurance agent in Flint?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Flint cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Flint?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Flint adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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