Verified · Flint
Trusted Insurance Agents in Flint, MI
Trust matters when you're inviting a pro into your home or business. These insurance agents in Flint have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Flint, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is L.A. Insurance with a 4.8-star rating from 459 Google reviews and an RNM Score of 85/100. Also in the top tier: American Heritage Insurance Agency and BGM Insurance Agency, Inc. The average rating across all listed insurance agents in Flint is 4.6 stars from 94 reviews per business on average.
Insurance in Flint: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Flint, Michigan is home to a variety of insurance agents offering coverage for auto, home, life, and business needs. Consumers in the area can find agents representing major national providers as well as local independent agencies to compare options and find the right fit for their insurance requirements.
- ✓Wide selection of insurance agents in Flint, MI
- ✓Agents represent national and local insurance providers
- ✓Consumers can compare coverage options to find the best fit
Best Overall
Ron Gillum Jr - State Farm Insurance Agent
Ron Gillum Jr stands out for his strong local reputation and personalized service as a top-ranked State Farm agent in Flint.
Most Reviewed
Ron Gillum Jr - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, making it easier to gauge consistent service quality.
When choosing an insurance agent in Flint, consider both the agent's specialty (e.g., auto, home, life) and their local community involvement to ensure they understand your specific needs.
How to Choose a Insurance Agent in Flint
What to look for
- • Local experience and knowledge of the Flint, MI insurance market
- • Strong communication skills and ability to explain coverage options clearly
- • Positive reviews and recommendations from other Flint residents
- • Willingness to take the time to understand your unique insurance needs
Questions to ask
- • How long have you been an insurance agent serving the Flint area?
- • What types of insurance policies do you specialize in?
- • Can you provide references from other Flint customers you've worked with?
Red flags
- ⚠ Unwillingness to provide a detailed breakdown of policy costs and coverage
- ⚠ High-pressure sales tactics or aggressive upselling
- ⚠ Lack of transparency about their licensing and qualifications
In Michigan, insurance agents must be licensed by the state. Be sure to verify an agent's license and standing with the Michigan Department of Insurance and Financial Services.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
94
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, this agent holds a stellar 4.8-star rating.
2927 Saginaw St, Flint, MI 48505, USARated 5.0 stars from over 100 Google reviews for exceptional local service.
3019 E Hill Rd, Grand Blanc, MI 48439, USATrusted by hundreds of local clients, this Flint agent maintains a stellar 4.8-star rating.
1063 E Hill Rd, Flint, MI 48507, USAInsurance Agents Rankings in Flint, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | L.A. Insurance2927 Saginaw St, Flint, MI 48505, USA | 4.8★ | 459 |
| #2 | American Heritage Insurance Agency3019 E Hill Rd, Grand Blanc, MI 48439, USA | 5.0★ | 115 |
| #3 | BGM Insurance Agency, Inc1063 E Hill Rd, Flint, MI 48507, USA | 4.8★ | 104 |
| #4 | Phillips Insurance - An Independent Agency Since 19176045 Corunna Rd # B, Flint, MI 48532, USA | 4.9★ | 47 |
| #5 | Security First Insurance Agency, Inc3526 Miller Rd G, Flint, MI 48507, USA | 4.5★ | 168 |
| #6 | Ron Gillum Jr - State Farm Insurance Agent1510 W Court St Suite 1, Flint, MI 48503, USA | 4.6★ | 65 |
| #7 | Thomas Spence Insurance Agency, Inc3208 Pierson Rd, Flint, MI 48504, USA | 4.3★ | 48 |
| #8 | Mark Owen Insurance Agency4386 Lennon Rd, Flint, MI 48507, USA | 4.8★ | 45 |
| #9 | Paul Donnelly State Farm Agent5409 Gateway Centre Blvd # C, Flint, MI 48507, USA | 4.6★ | 143 |
| #10 | Al Bourdeau Insurance Agency3835 Davison Rd, Flint, MI 48506, USA | 4.4★ | 114 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Flint
Trusted by locals with a 4.9-star rating from 47 Google reviews.
6045 Corunna Rd # B, Flint, MI 48532, USA
Rated 4.5 stars from 168 Google reviews for insurance needs in Flint.
3526 Miller Rd G, Flint, MI 48507, USA
Trusted by local clients, this Flint agency holds a strong 4.6-star rating from 65 reviews.
1510 W Court St Suite 1, Flint, MI 48503, USA
A solid 4.3-star rating from 48 Google reviews highlights this local insurance agent.
3208 Pierson Rd, Flint, MI 48504, USA
Rated 4.8 stars from 45 Google reviews by local clients in Flint.
4386 Lennon Rd, Flint, MI 48507, USA
Known for reliable service with a strong 4.6-star rating from over 140 local reviews.
5409 Gateway Centre Blvd # C, Flint, MI 48507, USA
Trusted by locals with a solid 4.4-star rating from over 100 reviews.
3835 Davison Rd, Flint, MI 48506, USA
Trusted by hundreds of local clients, with a strong 4.7-star average rating.
11506 S Saginaw St, Grand Blanc, MI 48439, USA
4.4 stars from dozens of Google reviews highlights reliable local service.
G-6235 Corunna Rd Suite H, Flint, MI 48532, USA
Trusted by dozens of clients, this Flint agent maintains a stellar 4.9-star rating.
4508 Beecher Rd, Flint, MI 48532, USA
4.4 stars from 41 Google reviews, reflecting consistent local customer satisfaction.
2503 Flushing Rd G, Flint, MI 48504, USA
4.4 stars from 34 Google reviews, reflecting solid local customer satisfaction.
3033 N Linden Rd, Flint, MI 48504, USA
Rated 4.9 stars from 23 Google reviews, this Flint insurance agent is highly trusted.
6070 Fenton Rd #2, Flint, MI 48507, USA
4.3 stars from 15 Google reviews, reflecting solid local customer satisfaction.
5454 Gateway Centre Blvd, Flint, MI 48507, USA
A solid 4.0-star rating from 74 local Google reviews in Flint.
1391 Bristol Rd, Flint, MI 48507, USA
Consistently rated 4.9 stars from nearly 50 Google reviews in Flint.
8469 S Saginaw St, Grand Blanc, MI 48439, USA
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Insurance Agents in Flint, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | L.A. Insurance | 85/100 | 4.8 ★ | 459 |
| 2 | American Heritage Insurance Agency | 84/100 | 5.0 ★ | 115 |
| 3 | BGM Insurance Agency, Inc | 80/100 | 4.8 ★ | 104 |
| 4 | Phillips Insurance - An Independent Agency Since 1917 | 78/100 | 4.9 ★ | 47 |
| 5 | Security First Insurance Agency, Inc | 78/100 | 4.5 ★ | 168 |
| 6 | Ron Gillum Jr - State Farm Insurance Agent | 74/100 | 4.6 ★ | 65 |
| 7 | Thomas Spence Insurance Agency, Inc | 68/100 | 4.3 ★ | 48 |
| 8 | Mark Owen Insurance Agency | 76/100 | 4.8 ★ | 45 |
| 9 | Paul Donnelly State Farm Agent | 79/100 | 4.6 ★ | 143 |
| 10 | Al Bourdeau Insurance Agency | 74/100 | 4.4 ★ | 114 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Flint
What is the difference between a captive and independent insurance agent in Flint?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Flint cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Flint?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Flint adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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