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Insurance Agents Near You in Florissant, MO
Find insurance agents close to you in Florissant. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Florissant, MO by verified customer ratings and review volume. The highest-rated is Alex Vogt - State Farm Insurance Agent with a 4.9-star rating from 337 verified reviews. Also in the top tier: John "Rock" Simmons - State Farm Insurance Agent and Nick Fischer Agency, LLC American Family Insurance. The average rating across all listed insurance agents in Florissant is 4.6 stars from 58 reviews per business on average.
Insurance in Florissant: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
58
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Alex Vogt - State Farm Insurance Agent
301 Rue St. Francois St, Florissant, MO 63031, USA
John "Rock" Simmons - State Farm Insurance Agent
8139 N Lindbergh Blvd, Florissant, MO 63031, USA
Nick Fischer Agency, LLC American Family Insurance
7440 N Lindbergh Blvd, Hazelwood, MO 63042, USA
Insurance Agents Rankings in Florissant, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alex Vogt - State Farm Insurance Agent301 Rue St. Francois St, Florissant, MO 63031, USA | 4.9★ | 337 |
| #2 | John "Rock" Simmons - State Farm Insurance Agent8139 N Lindbergh Blvd, Florissant, MO 63031, USA | 5.0★ | 215 |
| #3 | Nick Fischer Agency, LLC American Family Insurance7440 N Lindbergh Blvd, Hazelwood, MO 63042, USA | 5.0★ | 97 |
| #4 | The Milburn Agency100 St Francois St #207, Florissant, MO 63031, USA | 4.8★ | 20 |
| #5 | Shelter Insurance - Chris Hamilton3837 Vaile Ave Apt E, Florissant, MO 63034, USA | 4.8★ | 71 |
| #6 | Miller Agency & Associates, LLC American Family Insurance572 N Hwy 67, Florissant, MO 63031, USA | 4.9★ | 37 |
| #7 | New Solution Insurance Agency2412 N Hwy 67, Florissant, MO 63033, USA | 4.5★ | 6 |
| #8 | Alternatives Insurance39 St Anthony Ln, Florissant, MO 63031, USA | 4.3★ | 18 |
| #9 | Darrell Ditto American Family Insurance925 N Hwy 67, Florissant, MO 63031, USA | 4.9★ | 40 |
| #10 | Able Insurance1665 N Hwy 67, Florissant, MO 63031, USA | 4.9★ | 9 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Florissant
The Milburn Agency
100 St Francois St #207, Florissant, MO 63031, USA
Shelter Insurance - Chris Hamilton
3837 Vaile Ave Apt E, Florissant, MO 63034, USA
Miller Agency & Associates, LLC American Family Insurance
572 N Hwy 67, Florissant, MO 63031, USA
New Solution Insurance Agency
2412 N Hwy 67, Florissant, MO 63033, USA
Alternatives Insurance
39 St Anthony Ln, Florissant, MO 63031, USA
Darrell Ditto American Family Insurance
925 N Hwy 67, Florissant, MO 63031, USA
Able Insurance
1665 N Hwy 67, Florissant, MO 63031, USA
Missouri Insurance Exchange
7532 W Florissant Ave, St. Louis, MO 63136, USA
Paul Manganelli Agency LLC American Family Insurance
717 Rue St. Francois St, Florissant, MO 63031, USA
AAA Florissant Insurance and Member Services
8194 N Lindbergh Blvd, Florissant, MO 63031, USA
Bradford Insurance Agency LLC
224 N Hwy 67 STE 123, Florissant, MO 63031, USA
Sal's SR22 Insurance
3 Wickham Fen Rd, Florissant, MO 63033, USA
Just Insurance
10089 W Florissant Ave, St. Louis, MO 63136, USA
Moellering & Niehoff Agents Inc
LaVieille Ville Building, 865 Rue St. Francois St, Florissant, MO 63031, USA
Best Insurance Agency
Suite 201 2nd Floor, 9191 W Florissant Ave Apt 208, St. Louis, MO 63136, USA
Payne Insurance Agency, LLC
224 N Hwy 67 STE 260, Florissant, MO 63031, USA
TwoGil Insurance Agency
1650 Shackelford Rd Ste 1551, Florissant, MO 63031, USA
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Frequently Asked Questions — Insurance Agents in Florissant
What is the difference between a captive and independent insurance agent in Florissant?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Florissant cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Florissant?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Florissant adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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