Top Picks · Florissant
Best Mortgage Brokers in Florissant, MO
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As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Florissant, MO by verified customer ratings and review volume. The highest-rated is Missouri Title Loans, Inc. with a 5.0-star rating from 753 verified reviews. Also in the top tier: Magnolia Mortgage and World Finance. The average rating across all listed mortgage brokers in Florissant is 4.6 stars from 127 reviews per business on average.
Mortgage brokers in Florissant: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.6★
Avg rating
127
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Missouri Title Loans, Inc.
12695 New Halls Ferry Road, Florissant, MO 63033, USA
Magnolia Mortgage
5377 State Rte N Ste 214, Cottleville, MO 63304, USA
World Finance
690 N Hwy 67, Florissant, MO 63031, USA
Mortgage Brokers Rankings in Florissant, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Missouri Title Loans, Inc.12695 New Halls Ferry Road, Florissant, MO 63033, USA | 5.0★ | 753 |
| #2 | Magnolia Mortgage5377 State Rte N Ste 214, Cottleville, MO 63304, USA | 5.0★ | 162 |
| #3 | World Finance690 N Hwy 67, Florissant, MO 63031, USA | 4.8★ | 216 |
| #4 | Guild Mortgage - Amanda Lehr Dempsey629 Rue St. Francois St, Florissant, MO 63031, USA | 5.0★ | 58 |
| #5 | Guild Mortgage - Jessica Barber629 Rue St. Francois St, Florissant, MO 63031, USA | 4.8★ | 25 |
| #6 | Guild Mortgage Company629 Rue St. Francois St, Florissant, MO 63031, USA | 1.0★ | 1 |
| #7 | Guild Mortgage - Zoran Ponjevic4643 Gravois Ave, St. Louis, MO 63116, USA | 4.9★ | 39 |
| #8 | Kevin Gibbs - The VA Home Loan Guru690 Missouri Ave Ste 25, St Robert, MO 65584, USA | 5.0★ | 16 |
| #9 | Guild Mortgage - Marlene DeNoyer9717 Landmark Pkwy Dr #101, St. Louis, MO 63127, USA | 5.0★ | 22 |
| #10 | US Bank MortgageFlorissant, MO 63033, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Florissant
Guild Mortgage - Amanda Lehr Dempsey
629 Rue St. Francois St, Florissant, MO 63031, USA
Guild Mortgage - Jessica Barber
629 Rue St. Francois St, Florissant, MO 63031, USA
Guild Mortgage Company
629 Rue St. Francois St, Florissant, MO 63031, USA
Guild Mortgage - Zoran Ponjevic
4643 Gravois Ave, St. Louis, MO 63116, USA
Kevin Gibbs - The VA Home Loan Guru
690 Missouri Ave Ste 25, St Robert, MO 65584, USA
Guild Mortgage - Marlene DeNoyer
9717 Landmark Pkwy Dr #101, St. Louis, MO 63127, USA
US Bank Mortgage
Florissant, MO 63033, USA
Hard Money Lenders Florissant MO
100 St Francois St, Florissant, MO 63031, USA
Mortgage, Bank of America
14300 New Halls Ferry Road, Florissant, MO 63033, USA
mortgageprecheck.com
1285 Acredale Dr, Florissant, MO 63033, USA
Mortgage Solutions, LLC
19 Missouri Research Park Ct, St Charles, MO 63304, USA
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Frequently Asked Questions — Mortgage Brokers in Florissant
What does a mortgage broker do differently than going directly to a bank in Florissant?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Florissant?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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