Pricing Guide · Fountain Hills
Mortgage Brokers Cost in Fountain Hills, AZ — 2026 Price Guide
What should you pay for mortgage brokers in Fountain Hills? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 11 mortgage brokers in Fountain Hills, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Prime Plus Mortgages - Phoenix Hard Money Loans with a 5.0-star rating from 185 Google reviews and an RNM Score of 87/100. Also in the top tier: Apex Home Mortgage and Mike Dallas - Sr. Loan Officer NMLS #699698. The average rating across all listed mortgage brokers in Fountain Hills is 4.9 stars from 40 reviews per business on average.
Mortgage brokers in Fountain Hills: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Prime Plus Mortgages - Phoenix Hard Money Loans
This business stands out as top-ranked due to its specialization in hard money loans, offering fast funding and flexible terms that cater to unique borrower needs in Fountain Hills.
Most Reviewed
Prime Plus Mortgages - Phoenix Hard Money Loans
A high review count indicates broad customer trust and consistent service quality, helping consumers gauge reliability.
When choosing a mortgage broker in Fountain Hills, compare loan types and fees across multiple lenders, and prioritize those with transparent communication and local market expertise.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
40
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by 185 clients with a perfect 5.0-star rating in Fountain Hills.
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USARated 4.8 stars from 72 Google reviews, consistently earning high client satisfaction.
4425 E Agave Rd Ste 122 & 124, Phoenix, AZ 85044, USA5.0 stars from 54 reviews, reflecting exceptional local client satisfaction.
3446 E Angela Dr, Phoenix, AZ 85032, USAMortgage Brokers Rankings in Fountain Hills, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Prime Plus Mortgages - Phoenix Hard Money Loans7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA | 5.0★ | 185 |
| #2 | Apex Home Mortgage4425 E Agave Rd Ste 122 & 124, Phoenix, AZ 85044, USA | 4.8★ | 72 |
| #3 | Mike Dallas - Sr. Loan Officer NMLS #6996983446 E Angela Dr, Phoenix, AZ 85032, USA | 5.0★ | 54 |
| #4 | Tolis Mortgage Financial Group LLC NMLS#146765016930 E Palisades Blvd #103i, Fountain Hills, AZ 85268, USA | 5.0★ | 10 |
| #5 | Top Funding Home Loans16114 E, 16114 N Powderhorn Dr, Fountain Hills, AZ 85268, USA | 5.0★ | 23 |
| #6 | The Martinson Team at Homeowners Financial Group USA, LLC13034 N Verde River Dr Ste 103, Fountain Hills, AZ 85268, USA | 5.0★ | 12 |
| #7 | Goldwater Mortgage Financial Co Inc16742 E Parkview Ave Suite 1, Fountain Hills, AZ 85268, USA | 4.0★ | 4 |
| #8 | Amber Vaziri: High Place Mortgage3609 N 44th St, Phoenix, AZ 85018, USA | 4.9★ | 16 |
| #9 | US Bank MortgageFountain Hills, AZ 85268, USA | 5.0★ | 1 |
| #10 | TheMortgageLot16930 E Palisades Blvd #100, Fountain Hills, AZ 85268, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Fountain Hills
Exceptional 5.0-star rating from 10 Google reviews for a local mortgage broker.
16930 E Palisades Blvd #103i, Fountain Hills, AZ 85268, USA
5.0 stars from 23 reviews, reflecting exceptional client satisfaction in Fountain Hills.
16114 E, 16114 N Powderhorn Dr, Fountain Hills, AZ 85268, USA
5.0 stars from 12 Google reviews, reflecting exceptional local client satisfaction.
13034 N Verde River Dr Ste 103, Fountain Hills, AZ 85268, USA
Rated 4.0 stars from 4 Google reviews for mortgage services in Fountain Hills.
16742 E Parkview Ave Suite 1, Fountain Hills, AZ 85268, USA
Fountain Hills mortgage broker with a 4.9-star rating from 16 reviews.
3609 N 44th St, Phoenix, AZ 85018, USA
Trusted Fountain Hills mortgage broker with a perfect 5.0-star rating from past clients.
Fountain Hills, AZ 85268, USA
Fountain Hills mortgage broker with no customer reviews yet to help guide your choice.
16930 E Palisades Blvd #100, Fountain Hills, AZ 85268, USA
5.0 stars from over 20 reviews, reflecting exceptional client satisfaction.
16626 E Ave of the Fountains # 103, Fountain Hills, AZ 85268, USA
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Mortgage Brokers in Fountain Hills, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Prime Plus Mortgages - Phoenix Hard Money Loans | 87/100 | 5.0 ★ | 185 |
| 2 | Apex Home Mortgage | 78/100 | 4.8 ★ | 72 |
| 3 | Mike Dallas - Sr. Loan Officer NMLS #699698 | 80/100 | 5.0 ★ | 54 |
| 4 | Tolis Mortgage Financial Group LLC NMLS#1467650 | 71/100 | 5.0 ★ | 10 |
| 5 | Top Funding Home Loans | 76/100 | 5.0 ★ | 23 |
| 6 | The Martinson Team at Homeowners Financial Group USA, LLC | 72/100 | 5.0 ★ | 12 |
| 7 | Goldwater Mortgage Financial Co Inc | 50/100 | 4.0 ★ | 4 |
| 8 | Amber Vaziri: High Place Mortgage | 72/100 | 4.9 ★ | 16 |
| 9 | US Bank Mortgage | 62/100 | 5.0 ★ | 1 |
| 10 | TheMortgageLot | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Fountain Hills
What does a mortgage broker do differently than going directly to a bank in Fountain Hills?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fountain Hills?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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