Real Reviews · Fountain Hills
Top-Reviewed Mortgage Brokers in Fountain Hills, AZ
What are customers actually saying? Read verified reviews for mortgage brokers in Fountain Hills — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Fountain Hills, AZ by verified customer ratings and review volume. The highest-rated is Prime Plus Mortgages - Phoenix Hard Money Loans with a 5.0-star rating from 185 verified reviews. Also in the top tier: Apex Home Mortgage and Mike Dallas - Sr. Loan Officer NMLS #699698. The average rating across all listed mortgage brokers in Fountain Hills is 4.9 stars from 40 reviews per business on average.
Mortgage brokers in Fountain Hills: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
40
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Prime Plus Mortgages - Phoenix Hard Money Loans
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA
Apex Home Mortgage
4425 E Agave Rd Ste 122 & 124, Phoenix, AZ 85044, USA
Mike Dallas - Sr. Loan Officer NMLS #699698
3446 E Angela Dr, Phoenix, AZ 85032, USA
Mortgage Brokers Rankings in Fountain Hills, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Prime Plus Mortgages - Phoenix Hard Money Loans7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA | 5.0★ | 185 |
| #2 | Apex Home Mortgage4425 E Agave Rd Ste 122 & 124, Phoenix, AZ 85044, USA | 4.8★ | 72 |
| #3 | Mike Dallas - Sr. Loan Officer NMLS #6996983446 E Angela Dr, Phoenix, AZ 85032, USA | 5.0★ | 54 |
| #4 | Tolis Mortgage Financial Group LLC NMLS#146765016930 E Palisades Blvd #103i, Fountain Hills, AZ 85268, USA | 5.0★ | 10 |
| #5 | The Martinson Team at Homeowners Financial Group USA, LLC13034 N Verde River Dr Ste 103, Fountain Hills, AZ 85268, USA | 5.0★ | 12 |
| #6 | Goldwater Mortgage Financial Co Inc16742 E Parkview Ave Suite 1, Fountain Hills, AZ 85268, USA | 4.0★ | 4 |
| #7 | Integrity Home Mortgage LLC- Julie Rigstad16626 E Ave of the Fountains # 103, Fountain Hills, AZ 85268, USA | 5.0★ | 20 |
| #8 | Top Funding Home Loans16114 E, 16114 N Powderhorn Dr, Fountain Hills, AZ 85268, USA | 5.0★ | 23 |
| #9 | US Bank MortgageFountain Hills, AZ 85268, USA | 5.0★ | 1 |
| #10 | TheMortgageLot16930 E Palisades Blvd #100, Fountain Hills, AZ 85268, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Fountain Hills
Tolis Mortgage Financial Group LLC NMLS#1467650
16930 E Palisades Blvd #103i, Fountain Hills, AZ 85268, USA
The Martinson Team at Homeowners Financial Group USA, LLC
13034 N Verde River Dr Ste 103, Fountain Hills, AZ 85268, USA
Goldwater Mortgage Financial Co Inc
16742 E Parkview Ave Suite 1, Fountain Hills, AZ 85268, USA
Integrity Home Mortgage LLC- Julie Rigstad
16626 E Ave of the Fountains # 103, Fountain Hills, AZ 85268, USA
Top Funding Home Loans
16114 E, 16114 N Powderhorn Dr, Fountain Hills, AZ 85268, USA
US Bank Mortgage
Fountain Hills, AZ 85268, USA
TheMortgageLot
16930 E Palisades Blvd #100, Fountain Hills, AZ 85268, USA
Amber Vaziri: High Place Mortgage
3609 N 44th St, Phoenix, AZ 85018, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Fountain Hills, AZ.
Frequently Asked Questions — Mortgage Brokers in Fountain Hills
What does a mortgage broker do differently than going directly to a bank in Fountain Hills?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fountain Hills?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Fountain Hills
Related Searches
More ways to find mortgage brokers in Fountain Hills
Mortgage Brokers in nearby cities