Best Value · Franklin
Affordable Mortgage Brokers in Franklin, TN
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As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Franklin, TN by verified customer ratings and review volume. The highest-rated is Accurate Mortgage Group - Cool Springs with a 4.8-star rating from 178 verified reviews. Also in the top tier: Lennar Mortgage, LLC Tennessee and The Dendy Team: Michael Dendy, Mortgage Broker NMLS #1632279. The average rating across all listed mortgage brokers in Franklin is 4.8 stars from 97 reviews per business on average.
Mortgage brokers in Franklin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
97
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Accurate Mortgage Group - Cool Springs
342 Cool Springs Blvd # 200, Franklin, TN 37067, USA
Lennar Mortgage, LLC Tennessee
6840 Carothers Pkwy Suite 600C, Franklin, TN 37067, USA
The Dendy Team: Michael Dendy, Mortgage Broker NMLS #1632279
230 Franklin Rd Bldg 2, Franklin, TN 37064, USA
Mortgage Brokers Rankings in Franklin, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Accurate Mortgage Group - Cool Springs342 Cool Springs Blvd # 200, Franklin, TN 37067, USA | 4.8★ | 178 |
| #2 | Lennar Mortgage, LLC Tennessee6840 Carothers Pkwy Suite 600C, Franklin, TN 37067, USA | 4.7★ | 62 |
| #3 | The Dendy Team: Michael Dendy, Mortgage Broker NMLS #1632279230 Franklin Rd Bldg 2, Franklin, TN 37064, USA | 4.9★ | 39 |
| #4 | Mark Jost - Your Nashville Mortgage Broker1850 General George Patton Dr suite b209, Franklin, TN 37067, USA | 5.0★ | 69 |
| #5 | Michael Dean Church (Fairway Home Mortgage)6550 Carothers Pkwy Suite 220, Franklin, TN 37067, USA | 5.0★ | 252 |
| #6 | FirstBank Mortgage722 Columbia Ave, Franklin, TN 37064, USA | 5.0★ | 444 |
| #7 | Grant Kairdolf (CrossCountry Mortgage)302 Innovation Drive #470, Franklin, TN 37067, USA | 5.0★ | 34 |
| #8 | Patriot Mortgage Group Inc6200 Hospitality Dr 1st Floor, Franklin, TN 37067, USA | 5.0★ | 76 |
| #9 | Full Service Mortgage Group, LLC136 4th Ave S, Franklin, TN 37064, USA | 4.7★ | 30 |
| #10 | Keith Goeringer Lending Team3401 Mallory Ln STE 205, Franklin, TN 37067, USA | 5.0★ | 45 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Franklin
Mark Jost - Your Nashville Mortgage Broker
1850 General George Patton Dr suite b209, Franklin, TN 37067, USA
Michael Dean Church (Fairway Home Mortgage)
6550 Carothers Pkwy Suite 220, Franklin, TN 37067, USA
FirstBank Mortgage
722 Columbia Ave, Franklin, TN 37064, USA
Grant Kairdolf (CrossCountry Mortgage)
302 Innovation Drive #470, Franklin, TN 37067, USA
Patriot Mortgage Group Inc
6200 Hospitality Dr 1st Floor, Franklin, TN 37067, USA
Full Service Mortgage Group, LLC
136 4th Ave S, Franklin, TN 37064, USA
Keith Goeringer Lending Team
3401 Mallory Ln STE 205, Franklin, TN 37067, USA
RL Hesson | Hesson Loans
1001 Jasper Ave, Franklin, TN 37064, USA
Franklin American Mortgage Company
6100 Tower Cir #600, Franklin, TN 37067, USA
Compass Mortgage, Inc.
720 Cool Springs Blvd #110, Franklin, TN 37067, USA
Carey Ann Cyr
810 Crescent Centre Dr, Franklin, TN 37067, USA
Hilary Hollingsworth - Modern Mortgage
3401 Mallory Ln Suite 100, Franklin, TN 37067, USA
Mike Fensterer - Saxton Mortgage
3401 Mallory Ln Suite 200, Franklin, TN 37067, USA
Sean Aspenlind, Mortgage Broker
725 Cool Springs Blvd #600, Franklin, TN 37067, USA
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Frequently Asked Questions — Mortgage Brokers in Franklin
What does a mortgage broker do differently than going directly to a bank in Franklin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Franklin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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