Licensed · Franklin
Licensed & Insured Mortgage Brokers in Franklin, TN
Every mortgage brokers listed here carries proper licensing and insurance in TN. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 17 mortgage brokers in Franklin, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is FirstBank Mortgage with a 5.0-star rating from 444 Google reviews and an RNM Score of 88/100. Also in the top tier: Accurate Mortgage Group - Cool Springs and Michael Dean Church (Fairway Home Mortgage). The average rating across all listed mortgage brokers in Franklin is 4.8 stars from 97 reviews per business on average.
Mortgage brokers in Franklin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Lennar Mortgage, LLC Tennessee
Lennar Mortgage stands out as a top-ranked broker due to its strong reputation and seamless integration with new home construction financing.
Most Reviewed
RL Hesson | Hesson Loans
A high review count indicates broad customer experience and trust, making it a reliable choice for borrowers seeking proven service.
When choosing a mortgage broker in Franklin, compare rates and fees across multiple brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
97
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
Earned a perfect 5.0-star rating from over 440 client reviews in Franklin.
722 Columbia Ave, Franklin, TN 37064, USAFranklin mortgage broker with a 4.8-star rating from 178 Google reviews.
342 Cool Springs Blvd # 200, Franklin, TN 37067, USAFranklin TN mortgage broker with a perfect 5.0★ rating from 252 reviews.
6550 Carothers Pkwy Suite 220, Franklin, TN 37067, USAMortgage Brokers Rankings in Franklin, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | FirstBank Mortgage722 Columbia Ave, Franklin, TN 37064, USA | 5.0★ | 444 |
| #2 | Accurate Mortgage Group - Cool Springs342 Cool Springs Blvd # 200, Franklin, TN 37067, USA | 4.8★ | 178 |
| #3 | Michael Dean Church (Fairway Home Mortgage)6550 Carothers Pkwy Suite 220, Franklin, TN 37067, USA | 5.0★ | 252 |
| #4 | Mark Jost - Your Nashville Mortgage Broker1850 General George Patton Dr suite b209, Franklin, TN 37067, USA | 5.0★ | 69 |
| #5 | RL Hesson | Hesson Loans1001 Jasper Ave, Franklin, TN 37064, USA | 5.0★ | 67 |
| #6 | The Dendy Team: Michael Dendy, Mortgage Broker NMLS #1632279230 Franklin Rd Bldg 2, Franklin, TN 37064, USA | 4.9★ | 39 |
| #7 | Full Service Mortgage Group, LLC136 4th Ave S, Franklin, TN 37064, USA | 4.7★ | 30 |
| #8 | Keith Goeringer Lending Team3401 Mallory Ln STE 205, Franklin, TN 37067, USA | 5.0★ | 45 |
| #9 | Carey Ann Cyr810 Crescent Centre Dr, Franklin, TN 37067, USA | 4.9★ | 199 |
| #10 | Grant Kairdolf (CrossCountry Mortgage)302 Innovation Drive #470, Franklin, TN 37067, USA | 5.0★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Franklin
A 5.0-star Franklin mortgage broker with 69 glowing Google reviews.
1850 General George Patton Dr suite b209, Franklin, TN 37067, USA
Earns a perfect 5.0-star rating from 67 Google reviews in Franklin.
1001 Jasper Ave, Franklin, TN 37064, USA
Franklin residents praise this 4.9-star mortgage broker across dozens of Google reviews.
230 Franklin Rd Bldg 2, Franklin, TN 37064, USA
4.7 stars from 30 Google reviews for this Franklin mortgage broker.
136 4th Ave S, Franklin, TN 37064, USA
Franklin mortgage broker with a perfect 5.0★ rating from 45 Google reviews.
3401 Mallory Ln STE 205, Franklin, TN 37067, USA
Exceptional 4.9-star rating from nearly 200 local Google reviews.
810 Crescent Centre Dr, Franklin, TN 37067, USA
5.0-star rating from 34 Google reviews, reflecting exceptional local client satisfaction.
302 Innovation Drive #470, Franklin, TN 37067, USA
Franklin mortgage broker with a perfect 5.0-star rating from 76 reviews.
6200 Hospitality Dr 1st Floor, Franklin, TN 37067, USA
28 Google reviews give this Franklin mortgage broker a 3.2-star average rating.
6100 Tower Cir #600, Franklin, TN 37067, USA
Franklin mortgage broker with a perfect 5.0-star rating from 26 Google reviews.
3401 Mallory Ln Suite 100, Franklin, TN 37067, USA
Franklin mortgage broker with a perfect 5.0-star rating from 2 Google reviews.
720 Cool Springs Blvd #110, Franklin, TN 37067, USA
5.0 stars from 12 Google reviews, reflecting exceptional client satisfaction.
3401 Mallory Ln Suite 200, Franklin, TN 37067, USA
4.7 stars from 62 reviews, reflecting trusted local mortgage guidance.
6840 Carothers Pkwy Suite 600C, Franklin, TN 37067, USA
Franklin's top-rated mortgage broker with a perfect 5.0 stars from 86 reviews.
725 Cool Springs Blvd #600, Franklin, TN 37067, USA
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Mortgage Brokers in Franklin, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | FirstBank Mortgage | 88/100 | 5.0 ★ | 444 |
| 2 | Accurate Mortgage Group - Cool Springs | 95/100 | 4.8 ★ | 178 |
| 3 | Michael Dean Church (Fairway Home Mortgage) | 88/100 | 5.0 ★ | 252 |
| 4 | Mark Jost - Your Nashville Mortgage Broker | 81/100 | 5.0 ★ | 69 |
| 5 | RL Hesson | Hesson Loans | 81/100 | 5.0 ★ | 67 |
| 6 | The Dendy Team: Michael Dendy, Mortgage Broker NMLS #1632279 | 88/100 | 4.9 ★ | 39 |
| 7 | Full Service Mortgage Group, LLC | 72/100 | 4.7 ★ | 30 |
| 8 | Keith Goeringer Lending Team | 79/100 | 5.0 ★ | 45 |
| 9 | Carey Ann Cyr | 85/100 | 4.9 ★ | 199 |
| 10 | Grant Kairdolf (CrossCountry Mortgage) | 78/100 | 5.0 ★ | 34 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Franklin
What does a mortgage broker do differently than going directly to a bank in Franklin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Franklin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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