Best Value · Gainesville
Affordable Insurance Agents in Gainesville, FL
Find quality insurance agents that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Gainesville, FL by verified customer ratings and review volume. The highest-rated is Ken Castellani - GEICO Insurance Agent with a 4.8-star rating from 1,346 verified reviews. Also in the top tier: Liberty DSI and Mitchell Burgess - State Farm Insurance Agent. The average rating across all listed insurance agents in Gainesville is 4.8 stars from 403 reviews per business on average.
Insurance in Gainesville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
403
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Ken Castellani - GEICO Insurance Agent
3080 SW Archer Rd Suite 10, Gainesville, FL 32608, USA
Liberty DSI
5200-B Newberry Rd, Gainesville, FL 32607, USA
Mitchell Burgess - State Farm Insurance Agent
3909 Newberry Rd STE A, Gainesville, FL 32607, USA
Insurance Agents Rankings in Gainesville, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ken Castellani - GEICO Insurance Agent3080 SW Archer Rd Suite 10, Gainesville, FL 32608, USA | 4.8★ | 1,346 |
| #2 | Liberty DSI5200-B Newberry Rd, Gainesville, FL 32607, USA | 4.9★ | 694 |
| #3 | Mitchell Burgess - State Farm Insurance Agent3909 Newberry Rd STE A, Gainesville, FL 32607, USA | 5.0★ | 523 |
| #4 | Acceptance Insurance1126 N Main St, Gainesville, FL 32601, USA | 4.8★ | 267 |
| #5 | McGriff-Williams Insurance3501 W University Ave, Gainesville, FL 32607, USA | 4.9★ | 187 |
| #6 | Cotton's All Lines Insurance, Inc.1222 NW 16th Ave, Gainesville, FL 32601, USA | 5.0★ | 424 |
| #7 | Aubrey Rogers Insurance2400 NW 6th St, Gainesville, FL 32609, USA | 4.8★ | 223 |
| #8 | Sunshine State Insurance Agency1111 NW 23rd Ave, Gainesville, FL 32609, USA | 4.5★ | 55 |
| #9 | Amanda Campbell Agency1140 NW 76th Blvd, Gainesville, FL 32606, USA | 5.0★ | 203 |
| #10 | Tower Hill Insurance7201 NW 11th Pl, Gainesville, FL 32605, USA | 4.0★ | 1,866 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Gainesville
Acceptance Insurance
1126 N Main St, Gainesville, FL 32601, USA
McGriff-Williams Insurance
3501 W University Ave, Gainesville, FL 32607, USA
Cotton's All Lines Insurance, Inc.
1222 NW 16th Ave, Gainesville, FL 32601, USA
Aubrey Rogers Insurance
2400 NW 6th St, Gainesville, FL 32609, USA
Sunshine State Insurance Agency
1111 NW 23rd Ave, Gainesville, FL 32609, USA
Amanda Campbell Agency
1140 NW 76th Blvd, Gainesville, FL 32606, USA
Tower Hill Insurance
7201 NW 11th Pl, Gainesville, FL 32605, USA
American Auto Insurance of Gainesville
603 NW 10th Ave, Gainesville, FL 32601, USA
Tish Oleksy - State Farm Insurance Agent
6021 NW 1st Pl, Gainesville, FL 32607, USA
Brightway Insurance, The Moffat Agency
9127 SW 52nd Ave D-103, Gainesville, FL 32608, USA
Schneider & Associates Insurance Agency
285 NW 138th Terrace, Newberry, FL 32669, USA
Adams & Wilson Insurance agency Gainesville
2445 SW 76th St #151, Gainesville, FL 32608, USA
Ruz Ogra - State Farm Insurance Agent
3545 SW 34th St Ste D, Gainesville, FL 32608, USA
Bill Matchell - State Farm Insurance Agent
140 NW 75 Dr suite a, Gainesville, FL 32607, USA
GreatFlorida Insurance: Edwin Duque
4908 NW 34th Blvd Suite 9, Gainesville, FL 32605, USA
John A. Morrison: Allstate Insurance
2950 SW Archer Rd Ste D, Gainesville, FL 32608, USA
Get Free Quotes
We'll connect you with the top insurance agents in Gainesville, FL.
Frequently Asked Questions — Insurance Agents in Gainesville
What is the difference between a captive and independent insurance agent in Gainesville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Gainesville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Gainesville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Gainesville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Gainesville
Related Searches
More ways to find insurance agents in Gainesville
Insurance Agents in nearby cities