Licensed · Gainesville

Licensed & Insured Insurance Agents in Gainesville, FL

Every insurance agents listed here carries proper licensing and insurance in FL. Protect yourself — always verify credentials before work begins.

As of July 2026, RatingsNearMe ranks 19 insurance agents in Gainesville, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ken Castellani - GEICO Insurance Agent with a 4.8-star rating from 1,346 Google reviews and an RNM Score of 85/100. Also in the top tier: Liberty DSI and Mitchell Burgess - State Farm Insurance Agent. The average rating across all listed insurance agents in Gainesville is 4.8 stars from 403 reviews per business on average.

Insurance in Gainesville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

American Auto Insurance of Gainesville

It leads the list of top-ranked agents in Gainesville, indicating strong local reputation and customer satisfaction.

Most Reviewed

Brightway Insurance

A high volume of reviews reflects broad customer experience and can help identify consistent service quality.

When choosing an insurance agent in Gainesville, compare quotes from multiple agencies and check recent reviews to gauge responsiveness and claims support.

Filter:

Local Market Snapshot

19

Businesses listed

4.8★

Avg rating

403

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

4.8(1,346 reviews)

Trusted by thousands, this Gainesville agent holds a stellar 4.8-star rating.

3080 SW Archer Rd Suite 10, Gainesville, FL 32608, USA
4.9(694 reviews)

Trusted by hundreds of local clients with a near-perfect 4.9-star rating.

5200-B Newberry Rd, Gainesville, FL 32607, USA
5.0(523 reviews)

5.0 stars from over 500 reviews makes this Gainesville insurance agent a trusted choice.

3909 Newberry Rd STE A, Gainesville, FL 32607, USA

Insurance Agents Rankings in Gainesville, FL

#BusinessRatingReviews
#1Ken Castellani - GEICO Insurance Agent3080 SW Archer Rd Suite 10, Gainesville, FL 32608, USA4.81,346
#2Liberty DSI5200-B Newberry Rd, Gainesville, FL 32607, USA4.9694
#3Mitchell Burgess - State Farm Insurance Agent3909 Newberry Rd STE A, Gainesville, FL 32607, USA5.0523
#4John A. Morrison: Allstate Insurance2950 SW Archer Rd Ste D, Gainesville, FL 32608, USA4.9221
#5Cotton's All Lines Insurance, Inc.1222 NW 16th Ave, Gainesville, FL 32601, USA5.0424
#6Acceptance Insurance1126 N Main St, Gainesville, FL 32601, USA4.8267
#7Aubrey Rogers Insurance2400 NW 6th St, Gainesville, FL 32609, USA4.8223
#8GreatFlorida Insurance: Edwin Duque4908 NW 34th Blvd Suite 9, Gainesville, FL 32605, USA5.031
#9Tish Oleksy - State Farm Insurance Agent6021 NW 1st Pl, Gainesville, FL 32607, USA4.8578
#10Bill Matchell - State Farm Insurance Agent140 NW 75 Dr suite a, Gainesville, FL 32607, USA4.9328

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Gainesville

4
4.9· 221 reviews

Gainesville insurance agent with a 4.9-star rating from over 200 reviews.

2950 SW Archer Rd Ste D, Gainesville, FL 32608, USA

5
5.0· 424 reviews

5.0 stars from over 400 reviews, reflecting trusted local insurance service.

1222 NW 16th Ave, Gainesville, FL 32601, USA

6
4.8· 267 reviews

Trusted by hundreds of Gainesville locals, this agency holds an exceptional 4.8-star rating.

1126 N Main St, Gainesville, FL 32601, USA

7
4.8· 223 reviews

Trusted by hundreds of Gainesville clients with a stellar 4.8-star rating.

2400 NW 6th St, Gainesville, FL 32609, USA

8
5.0· 31 reviews

Top-rated with a perfect 5.0 stars from 31 Google reviews.

4908 NW 34th Blvd Suite 9, Gainesville, FL 32605, USA

9
4.8· 578 reviews

Trusted by hundreds of Gainesville clients with a 4.8-star rating.

6021 NW 1st Pl, Gainesville, FL 32607, USA

10
4.9· 328 reviews

Gainesville's top-rated insurance agent, with a 4.9-star average from over 300 reviews.

140 NW 75 Dr suite a, Gainesville, FL 32607, USA

11
4.9· 246 reviews

Gainesville insurance agent with a 4.9-star rating from 246 reviews.

285 NW 138th Terrace, Newberry, FL 32669, USA

12
5.0· 219 reviews

Rated 5.0 stars from over 200 Google reviews in Gainesville.

9127 SW 52nd Ave D-103, Gainesville, FL 32608, USA

13
5.0· 203 reviews

Top-rated insurance agent in Gainesville with a perfect 5.0-star rating from over 200 reviews.

1140 NW 76th Blvd, Gainesville, FL 32606, USA

14
4.8· 185 reviews

Trusted by hundreds of Gainesville clients with a stellar 4.8-star average rating.

3545 SW 34th St Ste D, Gainesville, FL 32608, USA

15
3.7· 59 reviews

59 Google reviews give this Gainesville insurance agent a mixed 3.7-star rating.

603 NW 10th Ave, Gainesville, FL 32601, USA

16
4.5· 55 reviews

4.5 stars from 55 Google reviews, showing strong local customer satisfaction.

1111 NW 23rd Ave, Gainesville, FL 32609, USA

17
4.0· 1,866 reviews

Gainesville insurance agent with 4.0 stars from nearly 1,900 Google reviews.

7201 NW 11th Pl, Gainesville, FL 32605, USA

18
4.9· 187 reviews

Trusted by hundreds of local clients, this Gainesville agency holds a 4.9-star rating.

3501 W University Ave, Gainesville, FL 32607, USA

19
5.0· 2 reviews

Exceptional 5.0-star rating from a small number of Google reviews.

2445 SW 76th St #151, Gainesville, FL 32608, USA

Data from Google Business listings
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Insurance Agents in Gainesville, FL — Compared

#BusinessRNM ScoreRatingReviews
1Ken Castellani - GEICO Insurance Agent85/1004.8 ★1,346
2Liberty DSI87/1004.9 ★694
3Mitchell Burgess - State Farm Insurance Agent88/1005.0 ★523
4John A. Morrison: Allstate Insurance86/1004.9 ★221
5Cotton's All Lines Insurance, Inc.88/1005.0 ★424
6Acceptance Insurance85/1004.8 ★267
7Aubrey Rogers Insurance84/1004.8 ★223
8GreatFlorida Insurance: Edwin Duque77/1005.0 ★31
9Tish Oleksy - State Farm Insurance Agent85/1004.8 ★578
10Bill Matchell - State Farm Insurance Agent87/1004.9 ★328

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Gainesville

What is the difference between a captive and independent insurance agent in Gainesville?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in FL?

Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.

How much does working with a local insurance agent in Gainesville cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Gainesville?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Gainesville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Gainesville, FL

This page lists and ranks 19 insurance agents serving Gainesville, FL as of July 2026. The average verified rating across all listings is 4.8 stars, with an average of 403 customer reviews per business. The top-ranked insurance agents in Gainesville by our algorithm is Ken Castellani - GEICO Insurance Agent (4.8 stars, 1,346 reviews). Insurance in Gainesville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Gainesville: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the FL licensing board before hiring.

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