Local Pros · Galveston
Local Insurance Agents in Galveston, TX
Locally owned and operated insurance agents serving Galveston and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Galveston, TX by verified customer ratings and review volume. The highest-rated is Helix Insurance Group with a 4.9-star rating from 652 verified reviews. Also in the top tier: Freeway Insurance and Ai United Insurance. The average rating across all listed insurance agents in Galveston is 4.4 stars from 88 reviews per business on average.
Insurance in Galveston: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.4★
Avg rating
88
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Helix Insurance Group
101 Tiki Dr #202, Galveston, TX 77554, USA
Freeway Insurance
3402 Broadway Avenue J, Galveston, TX 77550, USA
Ai United Insurance
3626 Broadway Avenue J, Galveston, TX 77550, USA
Insurance Agents Rankings in Galveston, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Helix Insurance Group101 Tiki Dr #202, Galveston, TX 77554, USA | 4.9★ | 652 |
| #2 | Freeway Insurance3402 Broadway Avenue J, Galveston, TX 77550, USA | 4.9★ | 307 |
| #3 | Ai United Insurance3626 Broadway Avenue J, Galveston, TX 77550, USA | 4.7★ | 163 |
| #4 | TIA-Texas Insurance Agency3825 Broadway Avenue J, Galveston, TX 77550, USA | 5.0★ | 28 |
| #5 | GIA Insurance6025 Heards Ln, Galveston, TX 77551, USA | 4.1★ | 46 |
| #6 | Richard Glaser Insurance621 University Blvd, Galveston, TX 77550, USA | 5.0★ | 5 |
| #7 | Rochkind Insurance514 23rd St, Galveston, TX 77550, USA | 4.9★ | 58 |
| #8 | The O'Donohoe Agency5928 Stewart Rd, Galveston, TX 77551, USA | 4.7★ | 140 |
| #9 | Oleander City Home Insurance Solutions6615 Stewart Rd, Galveston, TX 77551, USA | 5.0★ | 7 |
| #10 | Farmers Insurance - Luke Bohlman2228 Mechanic St #100, Galveston, TX 77550, USA | 4.8★ | 86 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Galveston
TIA-Texas Insurance Agency
3825 Broadway Avenue J, Galveston, TX 77550, USA
GIA Insurance
6025 Heards Ln, Galveston, TX 77551, USA
Richard Glaser Insurance
621 University Blvd, Galveston, TX 77550, USA
Rochkind Insurance
514 23rd St, Galveston, TX 77550, USA
The O'Donohoe Agency
5928 Stewart Rd, Galveston, TX 77551, USA
Oleander City Home Insurance Solutions
6615 Stewart Rd, Galveston, TX 77551, USA
Farmers Insurance - Luke Bohlman
2228 Mechanic St #100, Galveston, TX 77550, USA
Insurance Junction
3320 Broadway Avenue J, Galveston, TX 77550, USA
Heffernan Insurance Inc
1703 23rd St, Galveston, TX 77550, USA
SMI Insurance
1802 Broadway Avenue J # 118, Galveston, TX 77550, USA
NavSav Insurance
6202 Stewart Rd, Galveston, TX 77551, USA
Texas INSURANCE AGENCY
3020 Palmer Hwy, Texas City, TX 77590, USA
Island Insurance Services, LLC
13450 FM3005, Galveston, TX 77554, USA
CM SR22 Insurance Group
6339 Stewart Rd, Galveston, TX 77551, USA
American Proud Insurance
2001 45th St, Galveston, TX 77550, USA
Goosehead Insurance - Adam Bryant
6511 Stewart Rd #9b, Galveston, TX 77551, USA
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Frequently Asked Questions — Insurance Agents in Galveston
What is the difference between a captive and independent insurance agent in Galveston?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Galveston cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Galveston?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Galveston adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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