Near You · Galveston
Mortgage Brokers Near You in Galveston, TX
Find mortgage brokers close to you in Galveston. All results are sorted by proximity and rated by real local customers.
As of July 2026, RatingsNearMe ranks 10 mortgage brokers in Galveston, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Saint Charles Mortgage LLC with a 4.9-star rating from 86 Google reviews and an RNM Score of 93/100. Also in the top tier: Smarter Mortgage LLC and Frank Bohn at Network Funding. The average rating across all listed mortgage brokers in Galveston is 5 stars from 45 reviews per business on average.
Mortgage brokers in Galveston: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Gulf Coast Home Loans empowered by NEXA Mortgage NMLS# 1660690
This broker is top-ranked for its strong local reputation, comprehensive mortgage options, and high customer satisfaction in Galveston.
Most Reviewed
Gulf Coast Home Loans empowered by NEXA Mortgage NMLS# 1660690
A high number of reviews indicates broad experience and trust from past clients, helping you gauge service reliability.
When choosing a mortgage broker in Galveston, compare loan options and fees across multiple brokers, and read recent reviews to ensure they have experience with local property types and market conditions.
Local Market Snapshot
10
Businesses listed
5★
Avg rating
45
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted Galveston mortgage broker with a 4.9★ rating from 86 Google reviews.
13810 Coyote Run, Santa Fe, TX 77517, USAGalveston mortgage broker with a perfect 5.0★ rating from over 200 reviews.
6349 S Padre Island Dr, Corpus Christi, TX 78412, USAEarns a perfect 5.0-star rating from over 50 Google reviews in Galveston.
1009 Broadway Avenue J, Galveston, TX 77550, USAMortgage Brokers Rankings in Galveston, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Saint Charles Mortgage LLC13810 Coyote Run, Santa Fe, TX 77517, USA | 4.9★ | 86 |
| #2 | Smarter Mortgage LLC6349 S Padre Island Dr, Corpus Christi, TX 78412, USA | 5.0★ | 205 |
| #3 | Frank Bohn at Network Funding1009 Broadway Avenue J, Galveston, TX 77550, USA | 5.0★ | 54 |
| #4 | EBLOCK LOANS628 19th St, Galveston, TX 77550, USA | 5.0★ | 29 |
| #5 | Premier Nationwide Lending - Galveston, TX1021 61st St, Galveston, TX 77551, USA | 4.9★ | 29 |
| #6 | Network Funding, LP | Matt Hawkes1009 Broadway Avenue J, Galveston, TX 77550, USA | 5.0★ | 18 |
| #7 | Gulf Coast Home Loans empowered by NEXA Mortgage NMLS# 16606902080 B TX-87, Crystal Beach, TX 77650, USA | 5.0★ | 6 |
| #8 | Christine Dunn at New American Funding4920 Seawall Blvd # D, Galveston, TX 77551, USA | 5.0★ | 1 |
| #9 | Cash Mortgage Services7016 Williams Dr, Galveston, TX 77551, USA | 5.0★ | 1 |
| #10 | TexSmart Lending Group14 Quintana Dr, Galveston, TX 77554, USA | 5.0★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Galveston
Rated 5.0 stars from 29 Google reviews, this Galveston mortgage broker is highly trusted.
628 19th St, Galveston, TX 77550, USA
Rated 4.9 stars from 29 reviews, a top choice for Galveston mortgage services.
1021 61st St, Galveston, TX 77551, USA
5.0 stars from 18 reviews, reflecting exceptional client satisfaction in Galveston.
1009 Broadway Avenue J, Galveston, TX 77550, USA
Rated 5.0 stars from 6 local Google reviews in Galveston.
2080 B TX-87, Crystal Beach, TX 77650, USA
5.0-star rating from 1 Google review, reflecting strong early client satisfaction.
4920 Seawall Blvd # D, Galveston, TX 77551, USA
Exceptional 5.0-star rating from Google reviews in Galveston, Texas.
7016 Williams Dr, Galveston, TX 77551, USA
Rated 5.0 stars from 18 Google reviews, this Galveston mortgage broker is highly trusted.
14 Quintana Dr, Galveston, TX 77554, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Galveston, TX.
Mortgage Brokers in Galveston, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Saint Charles Mortgage LLC | 93/100 | 4.9 ★ | 86 |
| 2 | Smarter Mortgage LLC | 87/100 | 5.0 ★ | 205 |
| 3 | Frank Bohn at Network Funding | 80/100 | 5.0 ★ | 54 |
| 4 | EBLOCK LOANS | 77/100 | 5.0 ★ | 29 |
| 5 | Premier Nationwide Lending - Galveston, TX | 75/100 | 4.9 ★ | 29 |
| 6 | Network Funding, LP | Matt Hawkes | 74/100 | 5.0 ★ | 18 |
| 7 | Gulf Coast Home Loans empowered by NEXA Mortgage NMLS# 1660690 | 69/100 | 5.0 ★ | 6 |
| 8 | Christine Dunn at New American Funding | 62/100 | 5.0 ★ | 1 |
| 9 | Cash Mortgage Services | 62/100 | 5.0 ★ | 1 |
| 10 | TexSmart Lending Group | 74/100 | 5.0 ★ | 18 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Galveston to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Galveston
What does a mortgage broker do differently than going directly to a bank in Galveston?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Galveston?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
More Home Services in Galveston
Related Searches
More ways to find mortgage brokers in Galveston
Mortgage Brokers in nearby cities