Top Picks · Gilbert
Best Mortgage Brokers in Gilbert, AZ
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 16 mortgage brokers in Gilbert, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jeremy House with a 5.0-star rating from 482 Google reviews and an RNM Score of 88/100. Also in the top tier: Jeff Tisdale - Licensed Mortgage Loan Officer and Direct Mortgage Loans: Servando Rojas. The average rating across all listed mortgage brokers in Gilbert is 5 stars from 118 reviews per business on average.
Mortgage brokers in Gilbert: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Gilbert, AZ is home to several reputable mortgage brokers who can assist consumers with home loans and refinancing. Residents can find local brokers like Rudy Lopez, Olympus Home Loans, and Desert State Mortgage to compare rates and services when shopping for a mortgage.
- ✓Consumers can find mortgage brokers in Gilbert, AZ to help with home loans and refinancing
- ✓Local brokers like Rudy Lopez, Olympus Home Loans, and Desert State Mortgage offer services
- ✓Residents can compare rates and services when searching for a mortgage broker in the area
Best Overall
Swift Mortgage
Swift Mortgage consistently earns top rankings in Gilbert due to its exceptional customer service, competitive rates, and streamlined approval process.
Most Reviewed
Swift Mortgage
A high volume of positive reviews reflects strong client trust and satisfaction, making Swift Mortgage a reliable choice for borrowers.
When choosing a mortgage broker in Gilbert, compare multiple lenders to find the best combination of rates and fees, and always read recent reviews to gauge customer experience and responsiveness.
How to Choose a Mortgage Broker in Gilbert
What to look for
- • Years of experience in the Gilbert, AZ mortgage market
- • Strong local knowledge of Gilbert neighborhoods and home values
- • Transparent fees and costs upfront
- • Ability to explain the mortgage process clearly
Questions to ask
- • How long have you been a mortgage broker in Gilbert?
- • What types of loans do you most commonly arrange for Gilbert homebuyers?
- • Can you provide a detailed cost breakdown of your services?
Red flags
- ⚠ Unwillingness to provide references from past Gilbert clients
- ⚠ Pressure to use specific lenders or services
- ⚠ Lack of clear communication about the mortgage timeline
In Arizona, mortgage brokers must be licensed by the Department of Financial Institutions. Be sure to verify the broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
118
Avg reviews
Jun 9, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Brokers Rankings in Gilbert, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeremy House2212 E Williams Field Rd #220, Gilbert, AZ 85295, USA | 5.0★ | 482 |
| #2 | Jeff Tisdale - Licensed Mortgage Loan Officer365 E Germann Rd suite 301, Gilbert, AZ 85297, USA | 5.0★ | 215 |
| #3 | Direct Mortgage Loans: Servando Rojas365 E Germann Rd #301, Gilbert, AZ 85297, USA | 4.9★ | 198 |
| #4 | Desert State Mortgage2200 E Williams Field Rd #200, Gilbert, AZ 85295, USA | 5.0★ | 71 |
| #5 | Swift Mortgage1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295, USA | 4.9★ | 98 |
| #6 | Nina Brinkley Mortgage Broker- The Brinkley Mortgage Group - AZ, TX, CO, FL, MS, TN, VA, KY, CT, & CA- NMLS 886300275 E Rivulon Blvd #200, Gilbert, AZ 85297, USA | 5.0★ | 24 |
| #7 | Aaron Payne - Licensed Mortgage Loan Officer365 E Germann Rd #301, Gilbert, AZ 85297, USA | 5.0★ | 73 |
| #8 | Josh Phillips - NMLS #1481547 - Price Mortgage690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA | 5.0★ | 77 |
| #9 | Redeem Mortgage | Gilbert Loan Officers2162 E Williams Field Rd Suite #111, Gilbert, AZ 85295, USA | 5.0★ | 13 |
| #10 | The Starks Team - Mortgage Brokers1530 E Williams Field Rd Ste. 105, Gilbert, AZ 85295, USA | 5.0★ | 21 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Gilbert
2200 E Williams Field Rd #200, Gilbert, AZ 85295, USA
1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295, USA
275 E Rivulon Blvd #200, Gilbert, AZ 85297, USA
365 E Germann Rd #301, Gilbert, AZ 85297, USA
690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA
2162 E Williams Field Rd Suite #111, Gilbert, AZ 85295, USA
1530 E Williams Field Rd Ste. 105, Gilbert, AZ 85295, USA
690 E Warner Rd Suite 103, Gilbert, AZ 85296, USA
Trusted by 137 clients with an exceptional 4.8-star rating in Gilbert.
2174 E Williams Field Rd #220, Gilbert, AZ 85295, USA
A 5.0-star mortgage broker in Gilbert with over 130 glowing client reviews.
18606 E Via De Palmas, Queen Creek, AZ 85142, USA
365 E Germann Rd suite 301, Gilbert, AZ 85297, USA
275 E Rivulon Blvd #200, Gilbert, AZ 85295, USA
Trusted Gilbert mortgage broker with a perfect 5.0★ rating from 154 reviews.
2242 S Osborn Ln, Gilbert, AZ 85295, USA
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Mortgage Brokers in Gilbert, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jeremy House | 88/100 | 5.0 ★ | 482 |
| 2 | Jeff Tisdale - Licensed Mortgage Loan Officer | 88/100 | 5.0 ★ | 215 |
| 3 | Direct Mortgage Loans: Servando Rojas | 85/100 | 4.9 ★ | 198 |
| 4 | Desert State Mortgage | 82/100 | 5.0 ★ | 71 |
| 5 | Swift Mortgage | 82/100 | 4.9 ★ | 98 |
| 6 | Nina Brinkley Mortgage Broker- The Brinkley Mortgage Group - AZ, TX, CO, FL, MS, TN, VA, KY, CT, & CA- NMLS 886300 | 76/100 | 5.0 ★ | 24 |
| 7 | Aaron Payne - Licensed Mortgage Loan Officer | 82/100 | 5.0 ★ | 73 |
| 8 | Josh Phillips - NMLS #1481547 - Price Mortgage | 82/100 | 5.0 ★ | 77 |
| 9 | Redeem Mortgage | Gilbert Loan Officers | 73/100 | 5.0 ★ | 13 |
| 10 | The Starks Team - Mortgage Brokers | 75/100 | 5.0 ★ | 21 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Mortgage Brokers in Gilbert
What does a mortgage broker do differently than going directly to a bank in Gilbert?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gilbert?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
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