Top Picks · Queen Creek
Best Mortgage Brokers in Queen Creek, AZ
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 12 mortgage brokers in Queen Creek, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Howard Funding LLC with a 5.0-star rating from 100 Google reviews and an RNM Score of 95/100. Also in the top tier: Lori Smolke - Fairway Home Mortgage and Jon Robinson -Mortgage Broker -All Clear Mortgage Inc. The average rating across all listed mortgage brokers in Queen Creek is 5 stars from 31 reviews per business on average.
Mortgage brokers in Queen Creek: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Kevin Kerivan, Fairway Home Mortgage
Kevin Kerivan is top-ranked for his strong local reputation, specialized expertise, and high client satisfaction in Queen Creek.
Most Reviewed
Kevin Kerivan, Fairway Home Mortgage
A high number of reviews indicates broad customer experience and reliability, helping you gauge consistent service quality.
When choosing a mortgage broker in Queen Creek, compare loan options, fees, and local market knowledge; reading recent reviews and asking for referrals can also help you find a trusted professional.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
31
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients, this Queen Creek broker holds a perfect 5.0-star rating.
20712 E Marsh Rd, Queen Creek, AZ 85142, USA5.0 stars from 48 Google reviews, reflecting exceptional client satisfaction.
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA5.0-star rating from 47 Google reviews for Queen Creek mortgage services.
18722 E Canary Way, Queen Creek, AZ 85142, USAMortgage Brokers Rankings in Queen Creek, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Howard Funding LLC20712 E Marsh Rd, Queen Creek, AZ 85142, USA | 5.0★ | 100 |
| #2 | Lori Smolke - Fairway Home Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 48 |
| #3 | Jon Robinson -Mortgage Broker -All Clear Mortgage Inc18722 E Canary Way, Queen Creek, AZ 85142, USA | 5.0★ | 47 |
| #4 | Loomis Home Mortgage3948 E Lafayette Ave, Gilbert, AZ 85298, USA | 5.0★ | 16 |
| #5 | Interstate Mortgage Service, Inc.25062 S 190th St, Queen Creek, AZ 85142, USA | 5.0★ | 11 |
| #6 | Driven Lending LLC39701 Country Ln, Queen Creek, AZ 85140, USA | 5.0★ | 16 |
| #7 | DC Mortgage LLC25414 S 201st Pl, Queen Creek, AZ 85142, USA | 5.0★ | 8 |
| #8 | All Clear Mortgage Inc18722 E Canary Way, Queen Creek, AZ 85142, USA | 5.0★ | 1 |
| #9 | Cesar Munoz - Fairway Independent Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 19 |
| #10 | Kevin Kerivan, Fairway Home Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 33 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Queen Creek
Consistently earns a perfect 5.0-star rating from dozens of local client reviews.
3948 E Lafayette Ave, Gilbert, AZ 85298, USA
5.0 stars from 11 Google reviews, reflecting exceptional client satisfaction.
25062 S 190th St, Queen Creek, AZ 85142, USA
5.0 stars from 16 reviews, reflecting exceptional client satisfaction in Queen Creek.
39701 Country Ln, Queen Creek, AZ 85140, USA
5.0-star rating from 8 Google reviews in Queen Creek.
25414 S 201st Pl, Queen Creek, AZ 85142, USA
5.0★ rating from several Google reviews.
18722 E Canary Way, Queen Creek, AZ 85142, USA
5.0-star rating from 19 Google reviews in Queen Creek.
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
5.0 stars from 33 Google reviews, reflecting exceptional client satisfaction.
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Queen Creek's top-rated mortgage broker with a perfect 5.0 stars from 42 reviews.
1984 E Sarona Ct, San Tan Valley, AZ 85143, USA
Top-rated Queen Creek mortgage broker with perfect 5.0 stars from 33 reviews.
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
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Mortgage Brokers in Queen Creek, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Howard Funding LLC | 95/100 | 5.0 ★ | 100 |
| 2 | Lori Smolke - Fairway Home Mortgage | 91/100 | 5.0 ★ | 48 |
| 3 | Jon Robinson -Mortgage Broker -All Clear Mortgage Inc | 91/100 | 5.0 ★ | 47 |
| 4 | Loomis Home Mortgage | 74/100 | 5.0 ★ | 16 |
| 5 | Interstate Mortgage Service, Inc. | 83/100 | 5.0 ★ | 11 |
| 6 | Driven Lending LLC | 74/100 | 5.0 ★ | 16 |
| 7 | DC Mortgage LLC | 70/100 | 5.0 ★ | 8 |
| 8 | All Clear Mortgage Inc | 62/100 | 5.0 ★ | 1 |
| 9 | Cesar Munoz - Fairway Independent Mortgage | 75/100 | 5.0 ★ | 19 |
| 10 | Kevin Kerivan, Fairway Home Mortgage | 89/100 | 5.0 ★ | 33 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Queen Creek
What does a mortgage broker do differently than going directly to a bank in Queen Creek?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Queen Creek?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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