4.5+ Stars · Grove City
Highly Rated Mortgage Brokers in Grove City, OH
Only the best make this list. These mortgage brokers in Grove City have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Grove City, OH by verified customer ratings and review volume. The highest-rated is Mariner Finance with a 4.9-star rating from 178 verified reviews. Also in the top tier: The Justus Sharp Team of NFM Lending and Eagle Loan. The average rating across all listed mortgage brokers in Grove City is 4.8 stars from 78 reviews per business on average.
Mortgage brokers in Grove City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.8★
Avg rating
78
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mariner Finance
2748 London Groveport Rd, Grove City, OH 43123, USA
The Justus Sharp Team of NFM Lending
1660 Gateway Cir, Grove City, OH 43123, USA
Eagle Loan
4060 Hoover Rd, Grove City, OH 43123, USA
Mortgage Brokers Rankings in Grove City, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance2748 London Groveport Rd, Grove City, OH 43123, USA | 4.9★ | 178 |
| #2 | The Justus Sharp Team of NFM Lending1660 Gateway Cir, Grove City, OH 43123, USA | 4.9★ | 223 |
| #3 | Eagle Loan4060 Hoover Rd, Grove City, OH 43123, USA | 4.9★ | 215 |
| #4 | Hard Money Lenders Grove City OH2043 Stringtown Rd, Grove City, OH 43123, USA | — | — |
| #5 | Credit Union of Ohio - Grove City2397 Old Stringtown Rd, Grove City, OH 43123, USA | 4.6★ | 28 |
| #6 | The Burris & Sparks Team at Union Capital Mortgage | Grove City, OH3989 Broadway Suite 380, Grove City, OH 43123, USA | 4.9★ | 146 |
| #7 | NFM Lending - Grove City, OH - Branch 3411660 Gateway Cir, Grove City, OH 43123, USA | 4.6★ | 22 |
| #8 | Billy Hollis at NFM Lending1660 Gateway Cir, Grove City, OH 43123, USA | 4.9★ | 66 |
| #9 | Shane Burris at Union Capital Mortgage3989 Broadway Suite 380, Grove City, OH 43123, USA | 5.0★ | 12 |
| #10 | Bob Bickmeier at CrossCountry Mortgage4000 Parkmead Dr SUITE 200, Grove City, OH 43123, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Grove City
Hard Money Lenders Grove City OH
2043 Stringtown Rd, Grove City, OH 43123, USA
Credit Union of Ohio - Grove City
2397 Old Stringtown Rd, Grove City, OH 43123, USA
The Burris & Sparks Team at Union Capital Mortgage | Grove City, OH
3989 Broadway Suite 380, Grove City, OH 43123, USA
NFM Lending - Grove City, OH - Branch 341
1660 Gateway Cir, Grove City, OH 43123, USA
Billy Hollis at NFM Lending
1660 Gateway Cir, Grove City, OH 43123, USA
Shane Burris at Union Capital Mortgage
3989 Broadway Suite 380, Grove City, OH 43123, USA
Bob Bickmeier at CrossCountry Mortgage
4000 Parkmead Dr SUITE 200, Grove City, OH 43123, USA
Fair Rate Mortgage Co Incorporated
3980 Broadway, Grove City, OH 43123, USA
My Incredible Mortgage
1384 Great Hunter Dr, Grove City, OH 43123, USA
Guide Mortgage, LLC
670 Meridian Way Suite 125, Westerville, OH 43082, USA
Kelly Hamilton with NEXA Mortgage
4086 Broadway #101, Grove City, OH 43123, USA
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Frequently Asked Questions — Mortgage Brokers in Grove City
What does a mortgage broker do differently than going directly to a bank in Grove City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Grove City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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