Pricing Guide · Grove City
Mortgage Brokers Cost in Grove City, OH — 2026 Price Guide
What should you pay for mortgage brokers in Grove City? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 15 mortgage brokers in Grove City, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mariner Finance with a 4.9-star rating from 178 Google reviews and an RNM Score of 96/100. Also in the top tier: OneMain Financial and The Justus Sharp Team of NFM Lending. The average rating across all listed mortgage brokers in Grove City is 4.8 stars from 78 reviews per business on average.
Mortgage brokers in Grove City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Mortgage brokers in Grove City, OH provide a range of home loan services to local consumers. They help navigate the mortgage process, compare rates and terms from multiple lenders, and assist with loan applications and paperwork. Consumers should research brokers' experience, licenses, and customer reviews when selecting a mortgage professional.
- ✓Assist with the mortgage application process
- ✓Compare rates and terms from multiple lenders
- ✓Provide guidance on home loan options
Best Overall
OneMain Financial
OneMain Financial stands out as a top-ranked broker in Grove City due to its strong local presence and comprehensive lending options.
Most Reviewed
OneMain Financial
A high review count indicates a large customer base and consistent service experience, which can help borrowers gauge reliability.
When choosing a mortgage broker in Grove City, compare loan terms and fees across multiple brokers, and consider local credit unions for potentially lower rates. Always verify licensing and read recent customer reviews.
How to Choose a Mortgage Broker in Grove City
What to look for
- • Years of experience in the Grove City, OH mortgage market
- • Strong local knowledge of Grove City neighborhoods and home values
- • Transparent fees and costs upfront
- • Positive reviews from past clients in Grove City
Questions to ask
- • How long have you been a mortgage broker serving the Grove City area?
- • What types of mortgage products do you typically recommend for Grove City homebuyers?
- • Can you provide a detailed cost breakdown of your services and any lender fees?
Red flags
- ⚠ Unwillingness to provide references from Grove City clients
- ⚠ Vague or unclear explanation of the mortgage process
- ⚠ Pressure to use a specific lender or real estate agent
In Ohio, mortgage brokers must be licensed by the Ohio Division of Financial Institutions. Be sure to verify the broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
15
Businesses listed
4.8★
Avg rating
78
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Boasting a 4.9-star rating from nearly 180 glowing reviews.
2748 London Groveport Rd, Grove City, OH 43123, USAConsistently rated 4.3 stars from 44 Google reviews by local clients.
2072 Stringtown Rd, Grove City, OH 43123, USATrusted by 223 local clients, earning a rare 4.9-star average rating.
1660 Gateway Cir, Grove City, OH 43123, USAMortgage Brokers Rankings in Grove City, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance2748 London Groveport Rd, Grove City, OH 43123, USA | 4.9★ | 178 |
| #2 | OneMain Financial2072 Stringtown Rd, Grove City, OH 43123, USA | 4.3★ | 44 |
| #3 | The Justus Sharp Team of NFM Lending1660 Gateway Cir, Grove City, OH 43123, USA | 4.9★ | 223 |
| #4 | The Burris & Sparks Team at Union Capital Mortgage | Grove City, OH3989 Broadway Suite 380, Grove City, OH 43123, USA | 4.9★ | 146 |
| #5 | Shane Burris at Union Capital Mortgage3989 Broadway Suite 380, Grove City, OH 43123, USA | 5.0★ | 12 |
| #6 | Bob Bickmeier at CrossCountry Mortgage4000 Parkmead Dr SUITE 200, Grove City, OH 43123, USA | 5.0★ | 6 |
| #7 | Fair Rate Mortgage Co Incorporated3980 Broadway, Grove City, OH 43123, USA | 5.0★ | 1 |
| #8 | My Incredible Mortgage1384 Great Hunter Dr, Grove City, OH 43123, USA | — | — |
| #9 | Eagle Loan4060 Hoover Rd, Grove City, OH 43123, USA | 4.9★ | 215 |
| #10 | Guide Mortgage, LLC670 Meridian Way Suite 125, Westerville, OH 43082, USA | 5.0★ | 75 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Grove City
Top-rated Grove City mortgage broker with a 4.9-star average from over 140 reviews.
3989 Broadway Suite 380, Grove City, OH 43123, USA
Exceptional 5.0-star rating from 12 Google reviews in Grove City.
3989 Broadway Suite 380, Grove City, OH 43123, USA
Boasts a perfect 5.0-star rating from 6 Google reviews.
4000 Parkmead Dr SUITE 200, Grove City, OH 43123, USA
5.0 stars from 1 review, reflecting strong client satisfaction.
3980 Broadway, Grove City, OH 43123, USA
No ratings yet; this Grove City mortgage broker has no Google reviews to reference.
1384 Great Hunter Dr, Grove City, OH 43123, USA
Grove City mortgage broker with 4.9 stars from over 200 Google reviews.
4060 Hoover Rd, Grove City, OH 43123, USA
75 Google reviews give this Grove City mortgage broker a perfect 5.0-star rating.
670 Meridian Way Suite 125, Westerville, OH 43082, USA
Highly rated local mortgage broker with 4.6 stars from 28 client reviews.
2397 Old Stringtown Rd, Grove City, OH 43123, USA
No reviews yet for this Grove City mortgage broker.
2043 Stringtown Rd, Grove City, OH 43123, USA
Consistently rated 4.6 stars from over 20 local Google reviews.
1660 Gateway Cir, Grove City, OH 43123, USA
5.0-star rating from a handful of Google reviews in Grove City.
4086 Broadway #101, Grove City, OH 43123, USA
Rated 4.9 stars from 66 Google reviews, consistently earning exceptional client feedback.
1660 Gateway Cir, Grove City, OH 43123, USA
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Mortgage Brokers in Grove City, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mariner Finance | 96/100 | 4.9 ★ | 178 |
| 2 | OneMain Financial | 79/100 | 4.3 ★ | 44 |
| 3 | The Justus Sharp Team of NFM Lending | 86/100 | 4.9 ★ | 223 |
| 4 | The Burris & Sparks Team at Union Capital Mortgage | Grove City, OH | 84/100 | 4.9 ★ | 146 |
| 5 | Shane Burris at Union Capital Mortgage | 72/100 | 5.0 ★ | 12 |
| 6 | Bob Bickmeier at CrossCountry Mortgage | 69/100 | 5.0 ★ | 6 |
| 7 | Fair Rate Mortgage Co Incorporated | 62/100 | 5.0 ★ | 1 |
| 8 | My Incredible Mortgage | 3/100 | — | 0 |
| 9 | Eagle Loan | 86/100 | 4.9 ★ | 215 |
| 10 | Guide Mortgage, LLC | 82/100 | 5.0 ★ | 75 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Grove City
What does a mortgage broker do differently than going directly to a bank in Grove City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Grove City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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