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Same-Day Mortgage Brokers in Gunter, TX

Can't wait a week? These mortgage brokers in Gunter offer same-day or next-day appointments. Call now to check availability.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Gunter, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Chad Rutherford - Eagle Mortgage Company with a 5.0-star rating from 124 Google reviews and an RNM Score of 85/100. Also in the top tier: Ryan Gibson, Senior Mortgage Broker and Nathan Carver - Premier Lending, Inc.. The average rating across all listed mortgage brokers in Gunter is 5 stars from 85 reviews per business on average.

Mortgage brokers in Gunter: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

5★

Avg rating

85

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(124 reviews)

Top-rated Cedar Hill mortgage broker with a perfect 5.0 score from over 120 reviews.

306 W Main St Suite B, Gunter, TX 75058, USA
5.0(48 reviews)

Proudly rated 5.0 stars from 48 Google reviews in Allen, TX.

120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
4.9(55 reviews)

Top-rated local mortgage broker with 4.9 stars from 55 Google reviews.

1605 Co Rd 377, Van Alstyne, TX 75495, USA

Mortgage Brokers Rankings in Gunter, TX

#BusinessRatingReviews
#1Chad Rutherford - Eagle Mortgage Company306 W Main St Suite B, Gunter, TX 75058, USA5.0124
#2Ryan Gibson, Senior Mortgage Broker120 E Marshall St Suite B, Van Alstyne, TX 75495, USA5.048
#3Nathan Carver - Premier Lending, Inc.1605 Co Rd 377, Van Alstyne, TX 75495, USA4.955
#4Caprock Home Loans130 N Preston Rd, Prosper, TX 75078, USA5.095
#5Private Mortgage Group130 N Preston Rd Ste 318, Prosper, TX 75078, USA5.04
#6Justin Hill - Eagle Mortgage Company - NMLS# 2009477202 S Coleman St Suite 300A, Prosper, TX 75078, USA5.0157
#7Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA5.082
#8Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA5.013
#9CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA4.8231
#10Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA5.019

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Gunter

4
5.0· 95 reviews

Trusted by 95 clients with a flawless 5.0-star rating in Frisco, TX.

130 N Preston Rd, Prosper, TX 75078, USA

5
5.0· 4 reviews

5.0 stars from four reviews, reflecting exceptional client satisfaction in Converse.

130 N Preston Rd Ste 318, Prosper, TX 75078, USA

6
5.0· 157 reviews

5.0 stars from over 150 Google reviews in Frisco, TX.

202 S Coleman St Suite 300A, Prosper, TX 75078, USA

7
5.0· 82 reviews

Rated 5.0 stars from 82 Google reviews, this McKinney broker is highly trusted.

1402 S Custer Rd #901, McKinney, TX 75070, USA

8
5.0· 13 reviews

13 Google reviews give this McKinney mortgage broker a perfect 5.0-star rating.

1402 S Custer Rd #901, McKinney, TX 75072, USA

9
4.8· 231 reviews

Trusted by over 200 clients with a stellar 4.8-star average rating.

1402 S Custer Rd #204, McKinney, TX 75072, USA

10
5.0· 19 reviews

McKinney mortgage broker with a perfect 5.0-star rating from 19 reviews.

Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA

11
4.8· 54 reviews

Trusted by local clients with a 4.8-star rating from 54 reviews.

500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA

12
4.9· 155 reviews

Earned a 4.9-star rating from 155 Google reviews, reflecting exceptional client satisfaction.

14083 Badlands Dr, Frisco, TX 75035, USA

13
5.0· 20 reviews

5.0 stars from 20 reviews, reflecting exceptional client satisfaction in Frisco.

8519 Brown Stone Ln, Frisco, TX 75033, USA

14
5.0· 6 reviews

5.0 stars from 6 reviews, reflecting exceptional client satisfaction in Frisco.

8305 Pinnacle Dr, Frisco, TX 75033, USA

15
4.9· 142 reviews

Trusted by locals with a 4.9-star rating from over 140 reviews.

2111 Eldorado Pkwy #102, McKinney, TX 75070, USA

16
5.0· 95 reviews

95 Google reviews with a perfect 5.0-star rating from Richardson clients.

9355 John W. Elliott Dr 25 Suite 25604, Frisco, TX 75033, USA

17
5.0· 75 reviews

5.0-star rating from 75 Google reviews in Frisco, TX.

4400 Main St, Frisco, TX 75033, USA

18
5.0· 76 reviews

Earns a perfect 5.0-star rating from 76 local Google reviews.

8072 Preston Rd #203, Frisco, TX 75034, USA

19
5.0· 204 reviews

Allen's top-rated mortgage broker with a perfect 5.0★ score from over 200 reviews.

5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA

20
5.0· 38 reviews

5.0 stars from 38 reviews, reflecting exceptional client satisfaction in McKinney.

6401 S Custer Rd, McKinney, TX 75070, USA

Data from Google Business listings
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Mortgage Brokers in Gunter, TX — Compared

#BusinessRNM ScoreRatingReviews
1Chad Rutherford - Eagle Mortgage Company85/1005.0 ★124
2Ryan Gibson, Senior Mortgage Broker79/1005.0 ★48
3Nathan Carver - Premier Lending, Inc.82/1004.9 ★55
4Caprock Home Loans83/1005.0 ★95
5Private Mortgage Group79/1005.0 ★4
6Justin Hill - Eagle Mortgage Company - NMLS# 200947786/1005.0 ★157
7Tom Sherman - Benchmark Mortgage86/1005.0 ★82
8Mike Remington - Benchmark Mortgage76/1005.0 ★13
9CORE Mortgage96/1004.8 ★231
10Tammy Costas, Mortgage Lender NMLS #31646486/1005.0 ★19

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Gunter

What does a mortgage broker do differently than going directly to a bank in Gunter?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Gunter?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Gunter, TX

This page lists and ranks 20 mortgage brokers serving Gunter, TX as of July 2026. The average verified rating across all listings is 5 stars, with an average of 85 customer reviews per business. The top-ranked mortgage brokers in Gunter by our algorithm is Chad Rutherford - Eagle Mortgage Company (5.0 stars, 124 reviews). Mortgage brokers in Gunter: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Gunter: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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